Thumbnail icon for Community First Credit Union

Community First Credit Union Student Starter

Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.

Mozo editorial review Community First Credit Union Student Starter

Last updated: 20 February 2020.

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What's hot
  • 2020 Mozo Experts Choice Award winner
  • Unlimited free transactions from phone, internet, Eftpos, own-bank ATM, branch and cheque
  • No ongoing fees
What's not
  • 3% foreign exchange commission
Mozo snapshot

The Community First Credit Union Student Starter Account is set to be your new best mate if you're an Aussie student between 17-24 years old, looking for an easy to navigate transaction account to stash your cash. With $0 account fees for students and an Eftpos/Visa debit card included, the Community First Credit Union Student Starter Account is sure to get you by with your daily spends (and online shopping addiction).

Plus it's not without its accolades. The Student Starter account was also recently awarded a 2020 Mozo Experts Choice Award in the best Student Bank Account category!  

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Key features

If you whip out your concession card at lightning speed to make sure you get that 10% student discount wherever you go, chances are you currently live that frugal student-budget lifestyle. We assume you'd probably want to find just the right transaction account to fit this lifestyle, right? Well, look no further than the Community First Credit Union Student Starter Account.

This account will be your new best buddy if you’re an Aussie student, apprentice or trainee between 17-24 years old, looking for an account to store your coins without the slap in the face of those pesky account fees. And like most students that are glued to their phones 24/7, we'd say you’ll be happy to hear that you can manage your account and make unlimited free transactions via phone, internet, Eftpos, own-bank ATM, branch and cheque.

When you sign up for a Community First Credit Union Student Starter Account, you’ll also receive an Eftpos/Visa debit card, which comes with the option of a $500 Visa overdraft (subject to lending criteria). Or if you are more into wearables, you could opt for a payWave wristband to connect to your account - which allows you to make secure purchases below $100.00 in a flash!

Keep in mind, as with most Aussie transaction accounts, the Student Starter is an interest-free account with a daily ATM withdrawal limit of $1,000 from RediATMs, so if you’re planning on dropping some serious coin, you might want to plan ahead.

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Who is it good for

The Community First Credit Union Student Starter Account is an excellent everyday access account for Aussies between 7-24 years old, who are studying or undertaking an apprenticeship/traineeship full-time. Once you’re over 24 or are no longer studying, you’ll be able to switch over to a regular Community First Credit Union Access Account.

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Any catches

Thinking of spending your uni break travelling across Europe on a Contiki tour? Be aware of the 3% foreign exchange commission, which is a pretty standard feature for most transaction accounts, but can eat into your travel budget. On the flipside, the Community First Credit Union Student Starter Account comes with a super handy free overseas ATM withdrawal feature.

Details

Rates and fees information correct as at 19 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from phone, internet, Eftpos, own-bank ATM, branch and cheque

  • $0.00

  • Community First Credit Union

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • Must be 17-24 years old and a full-time student or undertaking an apprenticeship/traineeship full-time.

  • Option of a $500 Visa Overdraft subject to lending criteria.

Atm card
  • $0.00

  • $0.00

  • 3.00%

Debit card
  • $0.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Community First Credit Union bank accounts rated by the Mozo community?

Price
7.0/10
Features
7.0/10
Customer service
8.7/10
Convenience
7.4/10
Trust
8.6/10
Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

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