CUA Everyday Account
CUA Everyday Account
Mozo Review CUA Everyday Account Review
Last updated: 3 January 2020.
What's hot:
No account fee
Unlimited phone and internet transactions
No debit card service fee
What's not:
$3.50 overseas ATM fees
Mozo snapshot:
Unless you plan on storing your cash in a box under your bed, then you're likely looking for a bank account to keep your dollar dollar bills safe. There are a couple of things that you might want to look for when choosing a bank account, like, ease of use, flexibility and no fees. Luckily, CUA's Everday Account provides all of these.
Key features:
With the CUA Everyday Account, you’ll pay no monthly account fees, or any over the counter deposits or withdrawal fees. You can access your CUA Everyday Account online or over the phone without having to pay a thing, plus, you'll have unlimited free transactions using phone, internet, counter deposits, or eftpos.
Your account comes with a CUA Visa Debit Card, so you’ll be able to make tap and go purchases with Visa payWAVE. You'll also be apple to make payments using Apple Pay, Google Pay, PayID and Samsung Pay.
You’ll even be able to use your CUA Visa Debit Card overseas, but be aware of the $3.50 overseas ATM withdrawal fee and the 2.75% foreign exchange commission.
Who it's good for:
The CUA Everyday Account is a great choice for Australians looking for a simple everyday account with minimal fees.
Any catches?
Like many other transaction accounts, the CUA Everyday Account doesn’t offer an interest rate, however, you'll receive a bonus interest offer on a CUA eSaver Reward Account if you deposit $1,000 into your CUA Everyday Account each month.
Details
Rates and fees information correct as at 22 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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Balances from $0: 0.00% p.a.
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.
-
$0.00
-
CUA
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$3.50
-
2.75%
-
$0.00 monthly
Other financial bits
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$1.00
-
$0.00
Features
-
$2,010.00
-
yes
-
no
-
yes
-
yes
-
yes
-
yes
-
yes
-
none
-
none
Atm card
-
-
$3.50
-
$0.00
-
2.00%
Debit card
-
-
$3.50
-
$0.00
-
2.75%
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Customer Reviews
How are CUA bank accounts rated by the Mozo community?
Latest reviews of CUA Everyday Account
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Great financial institution.
Competitive fees/rates. Great customer service.
Read full reviewCompetitive fees/rates. Great customer service.
Price10/10Features7/10Customer service10/10Convenience8/10LessTrust10/10 -
Ok for simple needs, but I am looking elsewhere.
It is an okay account however there are quite substantial associated fees. For example $15 for a failed direct debit is extortionate. The Chat app is useful, and the banking app is also user friendly.
Read full reviewIt is an okay account however there are quite substantial associated fees. For example $15 for a failed direct debit is extortionate. The Chat app is useful, and the banking app is also user friendly.
Price3/10Features2/10Customer service8/10Convenience5/10LessTrust6/10 -
No big lines.
I like the fact that you can go into branch and there isn't a queue a mile long.
Read full reviewI like the fact that you can go into branch and there isn't a queue a mile long.
Price8/10Features0/10Customer service7/10Convenience10/10LessTrust10/10 -
Best decision.
I am a member and have been for 20+ years and have no regrets.
Read full reviewI am a member and have been for 20+ years and have no regrets.
Price10/10Features10/10Customer service10/10Convenience10/10LessTrust10/10 -
CUA are excellent.
CUA is a great bank. The staff are always friendly and helpful.
Read full reviewCUA is a great bank. The staff are always friendly and helpful.
Price10/10Features8/10Customer service10/10Convenience10/10LessTrust10/10
About CUA
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
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