Unless you plan on storing your cash in a box under your bed, then you're likely looking for a bank account to keep your dollar dollar bills safe. There are a couple of things that you might want to look for when choosing a bank account, like, ease of access, flexibility and no fees. Luckily, CUA's Everyday Account provides all of these.
With the CUA Everyday Account, you’ll pay no monthly account fees, or any over the counter deposits or withdrawal fees. You can access your CUA Everyday Account online or over the phone without having to pay a thing, plus, you'll have unlimited free transactions using phone, internet, counter deposits, or eftpos.
Your account comes with a CUA Visa Debit Card, so you’ll be able to make tap and go purchases with Visa payWAVE. You'll also be apple to make payments using Apple Pay, Google Pay, PayID and Samsung Pay.
You’ll even be able to use your CUA Visa Debit Card overseas. Of course, there is a $3.50 overseas ATM withdrawal fee and the 2.75% foreign exchange commission, but if you deposit $2,000 or more and make 5 CUA Visa Debit card purchases each month, the international ATM withdrawal fees and international card transaction fees will be refunded to you.
The CUA Everyday Account is a great choice for Australians looking for a simple everyday account with minimal fees.
Like many other transaction accounts, the CUA Everyday Account doesn’t offer an interest rate, however, you'll receive a bonus interest offer on a CUA eSaver Reward Account if you deposit $1,000 into your CUA Everyday Account each month.
Balances from $0: 0.00% p.a.
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$0.00
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Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.
$0.00
CUA
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$1.50
$4.50
2.95%
$0.00 monthly
$1.00
$0.00
$2,010.00
yes
no
yes
yes
yes
yes
yes
none
none
$3.50
$0.00
2.00%
$4.50
$0.00
2.95%
Apple Pay, Google Pay, PayID, Samsung Pay
Interest of customers not shareholders is paramount.
Read full reviewInterest of customers not shareholders is paramount.
Are ready to help when I have asked, been with them for years and no complaints.
Read full reviewAre ready to help when I have asked, been with them for years and no complaints.
Friendly service. Competitive rates on deposits. Esaver Account has an extra 2%.
Read full reviewFriendly service. Competitive rates on deposits. Esaver Account has an extra 2%.
CUA allowed my account to be wiped clean despite having a limit on it. No one seemed to know what to do about this. I was told by various people in CUA that it could take 21 days to get my money back, another person said 6 weeks and another sixty days. No one took responsibility for trying to help me. I was told my direct debits would just bounce and that my form was just in the queue and would be dealt with. How is it that the CUA allow ALL my money and savings to be wiped from my account without my authorisation and not do anything about it and then not try to escalate my request in any way leaving me unable to meet my financial obligations?
Read full reviewCUA allowed my account to be wiped clean despite having a limit on it. No one seemed to know what to do about this. I was told by various people in CUA that it could take 21 days to get my money back, another person said 6 weeks and another sixty days. No one took responsibility for trying to help me. I was told my direct debits would just bounce and that my form was just in the queue and would be dealt with. How is it that the CUA allow ALL my money and savings to be wiped from my account without my authorisation and not do anything about it and then not try to escalate my request in any way leaving me unable to meet my financial obligations?
I have mixed feelings about CUA. They have decent products with decent interest rates. Their staff are friendly but they are either very slow and sometimes don’t take action on basic customer requests (despite lodging it in the branch in person, then again through iM CUA app and their member requests email.) Their mobile apps are cumbersome to use. iM CUA always logs you out and doesn’t send notifications of messages from your advisor. The main banking app doesn’t have the same logical UI layout of other banking apps out there. Shame, I wanted to really like the product, but right now it’s customer chit-chat with all talk and no action.
Read full reviewI have mixed feelings about CUA. They have decent products with decent interest rates. Their staff are friendly but they are either very slow and sometimes don’t take action on basic customer requests (despite lodging it in the branch in person, then again through iM CUA app and their member requests email.) Their mobile apps are cumbersome to use. iM CUA always logs you out and doesn’t send notifications of messages from your advisor. The main banking app doesn’t have the same logical UI layout of other banking apps out there. Shame, I wanted to really like the product, but right now it’s customer chit-chat with all talk and no action.
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
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