CUA logo Mozo experts choice 2020

CUA Everyday Account

Advertiser disclosure
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayID, Samsung Pay
Interest rate
0% p.a.
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Mozo editorial review CUA Everyday Account

Last updated: 1 April 2020.

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What's hot
  • No account fee
  • Unlimited phone and internet transactions
  • No debit card service fee
What's not
  • $3.50 overseas ATM fees
Mozo snapshot

Unless you plan on storing your cash in a box under your bed, then you're likely looking for a bank account to keep your dollar dollar bills safe. There are a couple of things that you might want to look for when choosing a bank account, like, ease of access, flexibility and no fees. Luckily, CUA's Everyday Account provides all of these.

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Key features

With the CUA Everyday Account, you’ll pay no monthly account fees, or any over the counter deposits or withdrawal fees. You can access your CUA Everyday Account online or over the phone without having to pay a thing, plus, you'll have unlimited free transactions using phone, internet, counter deposits, or eftpos.

Your account comes with a CUA Visa Debit Card, so you’ll be able to make tap and go purchases with Visa payWAVE. You'll also be apple to make payments using Apple Pay, Google Pay, PayID and Samsung Pay.

You’ll even be able to use your CUA Visa Debit Card overseas. Of course, there is a $3.50 overseas ATM withdrawal fee and the 2.75% foreign exchange commission, but if you deposit $2,000 or more and make 5 CUA Visa Debit card purchases each month, the international ATM withdrawal fees and international card transaction fees will be refunded to you.

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Who is it good for

The CUA Everyday Account is a great choice for Australians looking for a simple everyday account with minimal fees.

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Any catches

Like many other transaction accounts, the CUA Everyday Account doesn’t offer an interest rate, however, you'll receive a bonus interest offer on a CUA eSaver Reward Account if you deposit $1,000 into your CUA Everyday Account each month.

Details

Rates and fees information correct as at 16 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter and network ATM withdrawals.

  • $0.00

  • CUA

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $1.50

  • $4.50

  • 2.95%

  • $0.00 monthly

Other financial bits
  • $1.00

  • $0.00

Features
  • $2,010.00

  • yes

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • none

  • none

Atm card
  • $3.50

  • $0.00

  • 2.00%

Debit card
  • $4.50

  • $0.00

  • 2.95%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are CUA bank accounts rated by the Mozo community?

Overall
8.1/10
Price
7.5/10
Features
6.9/10
Customer service
8.3/10
Convenience
7.5/10
Trust
8.3/10

Latest reviews of CUA Everyday Account

  • Overall 10/10
    Couldn’t be happier with my bank

    My card has previously been hacked twice. Credit union Australia noticed before I did and had already canceled my card and issued a new one before I even noticed. They rang soon after and informed me of what has happened.

    Read full review

    My card has previously been hacked twice. Credit union Australia noticed before I did and had already canceled my card and issued a new one before I even noticed. They rang soon after and informed me of what has happened.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lauren, Queensland reviewed 8 days ago
  • Overall 10/10
    Bank with people that care about you

    I like this bank because they were very helpful when I wasn't sure what account to open. They explained it all to me in a very easy way for me to understand. The customer service was great.

    Read full review

    I like this bank because they were very helpful when I wasn't sure what account to open. They explained it all to me in a very easy way for me to understand. The customer service was great.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lolita, New South Wales reviewed 23 days ago
  • Overall 8/10
    Trustworthy, dependable and easy online banking.

    I've been with CUA for many years and they treat you well and have online banking as well which I find is really easy to use. CUA are trustworthy and dependable. More so than a lot of other big banks.

    Read full review

    I've been with CUA for many years and they treat you well and have online banking as well which I find is really easy to use. CUA are trustworthy and dependable. More so than a lot of other big banks.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Carol anne, Queensland reviewed 3 months ago
  • Overall 10/10
    CUA is a great bank with the best customer service

    CUA spend time and resources to provide their customers with financial advice and services tailored to their needs, without making one feel rushed - treating their customers as human beings rather than numbers. Some pros of CUA include: - extra incentives to save more - best customer service I have ever received - confidentiality - better rates and lower fees - great online services Some cons of CUA include: - not as many branches as other banks

    Read full review

    CUA spend time and resources to provide their customers with financial advice and services tailored to their needs, without making one feel rushed - treating their customers as human beings rather than numbers. Some pros of CUA include: - extra incentives to save more - best customer service I have ever received - confidentiality - better rates and lower fees - great online services Some cons of CUA include: - not as many branches as other banks

    Price
    7/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Amy, New South Wales reviewed 5 months ago
  • Overall 9/10
    Great credit union, friendly staff, ready to help

    We have been with CUA for many years doing our everyday banking. They have an easy to use internet banking site. We have always had great customer service. Only problem is we occasionally get paid by cheque and have to travel a distance to a branch to deposit it.

    Read full review

    We have been with CUA for many years doing our everyday banking. They have an easy to use internet banking site. We have always had great customer service. Only problem is we occasionally get paid by cheque and have to travel a distance to a branch to deposit it.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10
    Less
    Valerie, Queensland reviewed 6 months ago
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About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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