The Newcastle Permanent Basic Access Account is a no frills option perfect for everyday banking. With no monthly fees and free banking over the phone and online, this account could provide you with all of your basic banking needs without excess costs.
Nobody likes paying fees for a bank account, which is why the Newcastle Permanent Basic Access Account will leave you smiling with its simplicity and low cost. You won’t pay a cent in account fees or for internet and phone banking, but the flip side is that like many transaction accounts any money you have in it won't earn interest.
You can make four free everyday transactions per month, just be aware that after that the standard fee to use EFTPOS is $0.60 each time and there's a $3.00 fee to make an over the counter withdrawal.
The Newcastle Permanent Basic Access Account comes with a Visa debit card which features tap and go capability using Visa payWave as well as access to Visas worldwide network of ATMs. Just keep in mind that if you are travelling abroad you’ll incur a $5.00 overseas ATM withdrawal fee, and there’s also a 3.00% foreign currency conversion fee when paying with your card.
Consumers looking for a straightforward, low-fee bank account will love the Newcastle Permanent Basic Access Account, especially if they’re able to make use of the four free monthly transactions on offer.
Like many other transaction accounts you won’t earn any interest with the Basic Access Account, so you’ll be better off finding a high interest savings account as the best place to stash the bulk of your cash.
Balances from $0: 0.00% p.a.
n/a
n/a
$0.00
n/a
4 free transactions network ATM, EFTPOS and counter withdrawals. Free internet banking, BPay, counter deposits and Visa Debit card purchases.
$0.00
Newcastle Permanent
$0.00
$0.00
$3.00
$0.60
$0.00
$0.00
n/a
$5.00
3.00%
$0.00 monthly
$0.00
$0.00
$1,000.00
no
no
yes
yes
no
yes
no
none
none
none
none
none
$5.00
$0.00
3.00%
PayID
Newcastle Permanent were great for me when my cousin and carer took all my money by using my details to change things. I couldn't have asked for better help.
Read full reviewNewcastle Permanent were great for me when my cousin and carer took all my money by using my details to change things. I couldn't have asked for better help.
I like the bank but there is no interest on my account.
Read full reviewI like the bank but there is no interest on my account.
They care and prioritise their customers first, not themselves. Best building society in the world!
Read full reviewThey care and prioritise their customers first, not themselves. Best building society in the world!
Great staff, they are very helpful.
Read full reviewGreat staff, they are very helpful.
I recently had a Fraudulent Claim made against my Visa Debit Card which is attached to My Daily Savings Acct where my pay is deposited. I called NPBS within 15mins of the Claim being made & tried to have them block it. I could show them online that the site claiming Funds had SCAM Alerts listed but they would do nothing. My Statement said Funds still in My Acct but "unavailable". I was greatly distressed to learn that if my whole pay had've been fraudulently siphoned out of my Acct -NPBS would do nothing! They advised me to wait 7 days to see if funds where re-credited -Ha! They then said I could apply for an investigation which would take another 21 to 28 days. I lost $70. Cancelled Visa Debit completely. I have No Faith in NPBS to protect my interests or my money! & thus the poor ratings I gave in your survey above.
Read full reviewI recently had a Fraudulent Claim made against my Visa Debit Card which is attached to My Daily Savings Acct where my pay is deposited. I called NPBS within 15mins of the Claim being made & tried to have them block it. I could show them online that the site claiming Funds had SCAM Alerts listed but they would do nothing. My Statement said Funds still in My Acct but "unavailable". I was greatly distressed to learn that if my whole pay had've been fraudulently siphoned out of my Acct -NPBS would do nothing! They advised me to wait 7 days to see if funds where re-credited -Ha! They then said I could apply for an investigation which would take another 21 to 28 days. I lost $70. Cancelled Visa Debit completely. I have No Faith in NPBS to protect my interests or my money! & thus the poor ratings I gave in your survey above.
Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.
MyState Bank
Glide Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin
0% p.a.
NAB
Classic Banking Account (with Standard Visa Debit Card)
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0.01% p.a.
