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Newcastle Permanent Basic Access Account

Advertiser disclosure
Account fee
$0.00
Payment options
Apple Pay, PayID
Interest rate
0% p.a.

Mozo editorial review Newcastle Permanent Basic Access Account - last updated: 21 September 2021

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What's hot
  • No account keeping fees
  • PayID and Apply Pay available
  • Free internet and phone banking
What's not
  • $5.00 overseas ATM fee
Mozo snapshot

The Newcastle Permanent Basic Access Account is a no frills option perfect for everyday banking. With no monthly fees and free banking over the phone and online, this account could provide you with all of your basic banking needs without excess costs.

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Key features

Nobody likes paying fees for a bank account, which is why the Newcastle Permanent Basic Access Account will leave you smiling with its simplicity and low cost. You won’t pay a cent in account fees or for internet and phone banking, but the flip side is that like many transaction accounts any money you have in it won't earn interest.

You can make four free everyday transactions per month, just be aware that after that the standard fee to use EFTPOS is $0.60 each time and there's a $3.00 fee to make an over the counter withdrawal.

The Newcastle Permanent Basic Access Account comes with a Visa debit card which features tap and go capability using Visa payWave as well as access to Visas worldwide network of ATMs. Just keep in mind that if you are travelling abroad you’ll incur a $5.00 overseas ATM withdrawal fee, and there’s also a 3.00% foreign currency conversion fee when paying with your card.

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Who is it good for

Consumers looking for a straightforward, low-fee bank account will love the Newcastle Permanent Basic Access Account, especially if they’re able to make use of the four free monthly transactions on offer.

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Any catches

Like many other transaction accounts you won’t earn any interest with the Basic Access Account, so you’ll be better off finding a high interest savings account as the best place to stash the bulk of your cash.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.00% p.a.

n/a

n/a

Fees

$0.00

n/a

4 free transactions network ATM, EFTPOS and counter withdrawals. Free internet banking, BPay, counter deposits and Visa Debit card purchases.

$0.00

Newcastle Permanent

$0.00

$0.00

$3.00

$0.60

$0.00

$0.00

n/a

$5.00

3.00%

$0.00 monthly

Other financial bits

$0.00

$0.00

Features

$1,000.00

no

no

yes

yes

no

yes

no

none

none

Atm card

none

none

none

Debit card

$5.00

$0.00

3.00%

Payment options

Apple Pay, PayID

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