6.1 / 10

based on 299 reviews as rated by Mozo community

RAMS bank accounts

RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.

RAMS offers the following bank accounts

Rates and fees verified as correct at 27 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Product Account fee Payment options Interest rate
Action Account

$0.00

0.01% p.a.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

How are RAMS bank accounts rated?

Mozo users have rated RAMS bank accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of bank-accounts
RAMS bank accounts
Overall
6.9/10
Price
Features
Customer service
Convenience
Trust

7 Reviews

Recent RAMS bank account reviews

RAMS Action Account review
Overall 5/10
Good but not great.

It’s a good financial institution. However, I’d like it if they had a visa debit card, it’s annoying that I need to keep my credit cards with my other banks. Customer service it great, but I have no branches near me so there is a delay to deposit money if I bank it with their affiliated bank.

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It’s a good financial institution. However, I’d like it if they had a visa debit card, it’s annoying that I need to keep my credit cards with my other banks. Customer service it great, but I have no branches near me so there is a delay to deposit money if I bank it with their affiliated bank.

Price
7/10
Features
2/10
Customer service
8/10
Convenience
2/10
Trust
8/10
Less
Kim, Victoria reviewed 2 days ago
RAMS Action Account review
Overall 1/10
ATM withdrawal limit is low

ATM withdrawal limit is low and also Rams does not have payid or Osko. You cannot have access to your funds in an emergency, especially if it is weekend. If you guys don’t have branches, at least provide decent turn around times for transfers and for god sake start NPP.

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ATM withdrawal limit is low and also Rams does not have payid or Osko. You cannot have access to your funds in an emergency, especially if it is weekend. If you guys don’t have branches, at least provide decent turn around times for transfers and for god sake start NPP.

Price
1/10
Features
1/10
Customer service
6/10
Convenience
1/10
Trust
3/10
Less
G, Victoria reviewed 3 months ago
RAMS Action Account review
Overall 10/10

O

Less
Andy, Queensland reviewed almost 4 years ago
RAMS Bank Account review
Overall 6/10
Good

Clients should be able to choose their own pin numbers

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Clients should be able to choose their own pin numbers

Price
5/10
Features
5/10
Customer service
7/10
Convenience
6/10
Trust
7/10
Less
Sharon, Victoria reviewed almost 5 years ago

Bank account quick links