RAMS Action Account
$0.00
0.01% p.a.
RAMS Action Account
$0.00
0.01% p.a.
Mozo Review RAMS Action Account Review
Last updated: 7 May 2019.
What's hot:
No account keeping fees
No minimum balance
What's not:
Account earns no interest
Mozo snapshot:
The RAMS Action account is a great everyday bank account, with combined Debit Card to have in your wallet whether you're shopping at home or overseas. With no ongoing account keeping fees, $0 overseas ATM withdrawal fees and a 0% foreign exchange fee, it's the type of account that lets you know you're in good hands.
Key features:
The Rams Action account is fee free with no monthly account fees or minimum balance requirements.
You can withdraw money for free from any Westpac, St.George, Bank of Melbourne or BankSA ATM Australia-wide. And regular travellers will be happy to hear that even when you're overseas, getting cash out from an ATM in a foreign currency is fee free and $0 fees apply to overseas purchases.
There are also no minimum balance requirements and no daily ATM withdrawal limits.
Who it's good for:
You'll need to be over 18 years to get the RAMS action account and an Australian resident for taxation purposes with an Australian residential address.
Any catches?
Like most everyday transaction accounts the bank account doesn't pay any interest so its best to keep most of your cash in a high interest savings account and transfer it across when needed.
Details
Rates and fees information correct as at 25 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
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Balances from $0: 0.01% p.a.
-
n/a
-
n/a
Fees
-
$0.00
-
n/a
-
Unlimited ATM withdrawals from Westpac Group ATMs, EFTPOS, BPay and internet transactions.
-
$0.00
-
Westpac, St George, Bank of Melbourne, BankSA
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
n/a
-
n/a
Other financial bits
-
$0.00
-
$0.00
Features
-
$1,000.00
-
yes
-
no
-
no
-
no
-
no
-
yes
-
yes
-
none
-
none
Atm card
-
-
$0.00
-
$0.00
-
0%
Debit card
-
-
none
-
none
-
none
Payment options
Customer Reviews
How are RAMS bank accounts rated by the Mozo community?
Latest reviews of RAMS Action Account
- Overall10/10
O
Read full review
O
Price-1/10Features-Customer service-Convenience-Trust-Less
Andy | Queensland
reviewed over 2 years ago
- Overall9/10
Easy to use, simple
RAMS online saver was great. Simple, easy, no fees and user friendly online service. I couldn't...
Read full review
RAMS online saver was great. Simple, easy, no fees and user friendly online service. I couldn't ask for any more, apart from a higher interest rate!
Price10/10Features6/10Customer service8/10Convenience10/10Trust8/10Less
Tom | Western Australia
reviewed about 6 years ago
About RAMS
RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.
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