RAMS Action Account

$0.00

0.01% p.a.

RAMS Action Account

$0.00

0.01% p.a.

Mozo Review   RAMS Action Account Review

Last updated: 7 May 2019.

What's hot:
  • No account keeping fees

  • No minimum balance

What's not:
  • Account earns no interest

Mozo snapshot:

The RAMS Action account is a great everyday bank account, with combined Debit Card to have in your wallet whether you're shopping at home or overseas. With no ongoing account keeping fees, $0 overseas ATM withdrawal fees and a 0% foreign exchange fee, it's the type of account that lets you know you're in good hands. 

Key features:

The Rams Action account is fee free with no monthly account fees or minimum balance requirements. 

You can withdraw money for free from any Westpac, St.George, Bank of Melbourne or BankSA ATM Australia-wide. And regular travellers will be happy to hear that even when you're overseas, getting cash out from an ATM in a foreign currency is fee free and $0 fees apply to overseas purchases. 

There are also no minimum balance requirements and no daily ATM withdrawal limits. 


Who it's good for:

You'll need to be over 18 years to get the RAMS action account and an Australian resident for taxation purposes with an Australian residential address.

Any catches?

Like most everyday transaction accounts the bank account doesn't pay any interest so its best to keep most of your cash in a high interest savings account and transfer it across when needed. 

Details

Rates and fees information correct as at 17 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited ATM withdrawals from Westpac Group ATMs, EFTPOS, BPay and internet transactions.

  • $0.00

  • Westpac, St George, Bank of Melbourne, BankSA

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • n/a

  • n/a

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • no

  • no

  • no

  • yes

  • yes

  • none

  • none

Atm card
  • $0.00

  • $0.00

  • 0%

Debit card
  • none

  • none

  • none

Payment options

Customer Reviews

How are RAMS bank accounts rated by the Mozo community?

Overall customer rating
8.4/10
Price
8.3/10
Features
6.0/10
Customer service
8.0/10
Convenience
8.3/10
Trust
8.0/10

Latest reviews of RAMS Action Account

  • Overall
    10/10

    O

    O

    Price
    -1/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Andy | Queensland

    reviewed almost 3 years ago

  • Overall
    9/10
    Easy to use, simple

    RAMS online saver was great. Simple, easy, no fees and user friendly online service. I couldn't...

    RAMS online saver was great. Simple, easy, no fees and user friendly online service. I couldn't ask for any more, apart from a higher interest rate!

    Price
    10/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    8/10

    Tom | Western Australia

    reviewed over 6 years ago

RAMS

About RAMS

RAMS home loans believe in the Australian dream of owning your own home and aim to make this dream come true. With their flexible options and innovative products, RAM home loans is making the dream a reality. RAMS home loans aim to provide home loan solutions to meet many different needs, including low deposit loans, no deposit loans, low doc loans, line of credit loans and low rate loans for members Australia wide.

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