Suncorp Everyday Basics

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Suncorp Everyday Basics

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Mozo Review   Suncorp Everyday Basics Review

Last updated: 2 November 2018.

What's hot:
  • $0 account keeping fee

  • No minimum balance

What's not:
  • $5 overseas ATM withdrawal fee

  • $50 overseas card replacement fee

Mozo snapshot:

The Suncorp Everyday Basics, as its name suggest, is a transaction account for your basic day to day banking needs without the strain of a monthly account keeping fee. It has a number of great features and a notable lack of fees that make it enticing for any customer.

Key features:

With no monthly account keeping fee, the Suncorp Everyday Basics is packed with the features you’ll need for easy, convenient everyday banking including free access to Suncorp and RediATM networks and a standard daily ATM withdrawal limit of $1,000. Plus, there are no EFTPOS, over the counter, phone or internet fees (withdrawals or deposits) as well as no minimum balance or opening deposit requirements.

You’ll also receive a linked Visa debit card that can be used anywhere Visa is accepted globally including the added convenience of using the Visa payWave functionality for any “tap and go” purchases under $100 in Australia. You can also rest easy with the knowledge your Suncorp Everyday Basics debit card comes with Visa’s Zero Liability Policy which protects you from any unauthorised transactions (conditions apply).

Like many other everyday bank accounts, there’s no interest paid on the balance, so if growing your nest egg is your goal right now, you’ll want to make sure you link the Suncorp Everyday Basics with a high interest savings account. You can search the Mozo database here.

Who it's good for:

If you’re looking for a no frills transaction account for your everyday banking needs, free of the pesky bite of fees, then the Suncorp Everyday Basics could be just for you.

Any catches?

If you are planning on using the card overseas just be aware that you’ll be charged $5 for overseas ATM withdrawals so try limiting visits to the ATM by withdrawing larger amounts at a time. And overseas purchases and withdrawals also attract a 3% foreign exchange fee so factor this into your travel budget.

And be careful with the card while travelling. Should you lose your everyday basics card while cruising down the Seine or sightseeing in Trafalgar Square, you’re also looking at a hefty $50 overseas emergency card replacement (whereas it’s only $12 if your card is lost or stolen in Australia). If you’re in the market for a travel-friendly money card, search the Mozo database here.


Details

Rates and fees information correct as at 16 July 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • none

  • Unlimited fee free electronic Suncorp transactions. Access your Everyday Basics Account with a Visa Debit Card.

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Basics

  • Overall
    6/10
    Loyalty is not given it is earned

    I have found myself a victim of extreme financial hardship after a very difficult divorce process...

    I have found myself a victim of extreme financial hardship after a very difficult divorce process and the only customer feedback that i feel would dramatically improve your customer loyalty is to find a way too help people such as myself. As you always remember who was their to help you in times of desperation.

    Price
    5/10
    Features
    4/10
    Customer service
    4/10
    Convenience
    2/10
    Trust
    4/10

    Amanda | Queensland

    reviewed 8 months ago

  • Overall
    10/10
    Great customer service

    Suncorp bank is reliable and trustworthy.

    Suncorp bank is reliable and trustworthy.

    Price
    -1/10
    Features
    -1/10
    Customer service
    -1/10
    Convenience
    -1/10
    Trust
    10/10

    Michael | Queensland

    reviewed 8 months ago

  • Overall
    10/10
    Fantastic customer service

    Suncorp has always helped me with everything I have asked about concerning my banking needs.

    Suncorp has always helped me with everything I have asked about concerning my banking needs.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Vicki | Queensland

    reviewed 8 months ago

  • Overall
    1/10
    Bad bank

    I'm always put on hold for too long and the branch is inconvenient to get too, takes way too long.

    I'm always put on hold for too long and the branch is inconvenient to get too, takes way too long.

    Price
    1/10
    Features
    1/10
    Customer service
    2/10
    Convenience
    2/10
    Trust
    1/10

    Taneil | Queensland

    reviewed 9 months ago

  • Overall
    9/10
    Where human service still counts.

    I have been using Suncorp for all my banking needs, including personal loans and mortgage since...

    I have been using Suncorp for all my banking needs, including personal loans and mortgage since high school and my teenage children now use Suncorp also. I have never had a problem with their competitive rates, customer service or convenience.

    Price
    9/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    10/10
    Trust
    9/10

    Deeka | Queensland

    reviewed 9 months ago

Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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