Suncorp Everyday Basics

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Suncorp Everyday Basics

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Mozo Review   Suncorp Everyday Basics Review

Last updated: 26 November 2019.

What's hot:
  • $0 monthly fees

  • No minimum balance

  • Apple, Google and Samsung Pay available

What's not:
  • $5 overseas ATM withdrawal fee

  • $50 overseas card replacement fee

Mozo snapshot:

The Suncorp Everyday Basics, as its name suggest, is a transaction account for your basic day-to-day banking needs without any pesky monthly account keeping fee. It has a number of great features, including compatibility with the latest digital wallets, and a notable lack of fees that could make it enticing for any customer.

Key features:

With no monthly account keeping fee, the Suncorp Everyday Basics is packed with the features you’ll need for easy, convenient everyday banking including free access to Suncorp and RediATM networks and a standard daily ATM withdrawal limit of $1,000. Plus, there are no EFTPOS, over the counter, phone or internet fees (withdrawals or deposits) as well as no minimum balance or opening deposit requirements.

You’ll also receive a linked Visa debit card that can be used anywhere Visa is accepted globally including the added convenience of using the Visa payWave functionality for any “tap and go” purchases under $100 in Australia. You can also rest easy with the knowledge your Suncorp Everyday Basics debit card comes with Visa’s Zero Liability Policy which protects you from any unauthorised transactions (conditions apply).

And if you prefer to pay with your smartphone rather than a physical card, you'll be able to set up a digital wallet like Apple Pay, Google Pay or Samsung Pay to tap with. 

Like many other everyday bank accounts, there’s no interest paid on the balance, so if growing your nest egg is your goal right now, you’ll want to make sure you link the Suncorp Everyday Basics with a high interest savings account.

Who it's good for:

If you’re looking for a no frills transaction account for your everyday banking needs, free of the pesky bite of fees, then the Suncorp Everyday Basics could be just for you.

Any catches?

If you are planning on using the card overseas just be aware that you’ll be charged $5 for overseas ATM withdrawals, so try limiting visits to the ATM by withdrawing larger amounts at a time. Overseas purchases will also attract a 3% foreign exchange fee, so make sure you factor that into your travel budget.

And be careful with the card while travelling. Should you lose your everyday basics card while cruising down the Seine or sightseeing in Trafalgar Square, you’re also looking at a hefty $50 overseas emergency card replacement (whereas it’s only $12 if your card is lost or stolen in Australia). If you’re in the market for a travel-friendly money card, search the Mozo database here.


Details

Rates and fees information correct as at 10 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • no

  • yes

  • yes

  • none

  • Unlimited fee free electronic Suncorp transactions. Access your Everyday Basics Account with a Visa Debit Card.

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10

Latest reviews of Suncorp Everyday Basics

  • Overall
    9/10
    No account fees and great security features.

    I trust Suncorp and recommend this bank as from the moment you deposit you have confidence that...

    I trust Suncorp and recommend this bank as from the moment you deposit you have confidence that there are no ongoing fees on your account. Staff at the branches are extremely knowledgeable and helpful. Banking using the Internet is simple but also has safety features that give you security on your account.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Lyn | Queensland

    reviewed 6 days ago

  • Overall
    8/10
    Great bank.

    They are a great bank to be with.

    They are a great bank to be with.

    Price
    -1/10
    Features
    -1/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Tammy | Queensland

    reviewed 21 days ago

  • Overall
    7/10
    Customer service is good if you can find a teller.

    Can be slow to transfer money and they do not have enough branches.

    Can be slow to transfer money and they do not have enough branches.

    Price
    8/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Gary | Queensland

    reviewed 22 days ago

  • Overall
    10/10
    Great one.

    Great bank to be with, anyone can use their services.

    Great bank to be with, anyone can use their services.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Alison | New South Wales

    reviewed 26 days ago

  • Overall
    10/10
    Very good bank.

    I have been with Suncorp for around 20 years. I have had no complaints at all in that time. The...

    I have been with Suncorp for around 20 years. I have had no complaints at all in that time. The only thing I could mention is that they are a bit behind the times on things like Apple Pay, osko, cardless cash etc. but I am behind the times as well.

    Price
    4/10
    Features
    -1/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Bianca | New South Wales

    reviewed about 1 month ago

Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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