Suncorp Everyday Options Student

$0.00

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Suncorp Everyday Options Student

$0.00

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Mozo Review   Suncorp Everyday Options Student Review

Last updated: 11 October 2019.

What's hot:
  • 0.55% special interest rate (conditions apply)

  • Mozo Experts Choice Award 2019

  • No account fees

What's not:
  • 3% foreign exchange commission

Mozo snapshot:

There’s often not a lot of difference between bank accounts, but having a special interest rate of 0.55% is certainly one way to stand out. With the 2019 Mozo Experts Choice award-winning Suncorp Everyday Options Student account, there isn’t any upfront or ongoing fees to watch out for and you’ll be able to withdraw from overseas ATMs and make international purchases, although you’ll need to budget for a 3% foreign exchange commission. To get access to the Suncorp Everyday Options Student account you’ll need to be a full time student.

Key features:

If you’re a full-time student deciding between stashing your cash in paper bag under your bed or putting it in a bank, we suggest the latter. One account you may want to consider is the Suncorp Everyday Options Student account.

This account comes with a stellar 0.55% interest rate. Just keep in mind that to qualify for this special rate you’ll need to make sure you transfer money from your main account into one of the nine linked Everyday Options sub-accounts.

A bumper interest rate on a everyday bank account? Well, surely the account has fees? Nope, not only can you earn a little extra through interest, but you won’t be losing any money each month by having to pay account fees.

The account also allows you to use and access your money in a number of ways: in-branch, over the phone, on the internet and more, all for free.

Who it's good for:

No need to overthink this one, students are going to benefit from this account most; as well as being the only ones who can get access to it - you’ll need to show your student card each year to keep the account open.

Any catches?

Not the biggest catch as it’s pretty common among everyday bank accounts, but if you decide to use this account to make overseas purchases, you’ll be charged 3% foreign exchange commission. Also, if you get money out of an ATM internationally, you’ll be charged a $5 overseas ATM fee.

Details

Rates and fees information correct as at 21 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.01% p.a.

  • Balances from $0: 0.00% p.a.
    Balances from $1: 0.55% p.a.

  • Rate for amounts deposited into linked Everyday Options sub-account.

Fees
  • $0.00

  • n/a

  • Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet

  • $0.00

  • Suncorp, RediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $5.00

  • 3.00%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • no

  • no

  • yes

  • yes

  • yes

  • yes

  • yes

  • Must be a full-time student. Must show valid student card at the beginning of each year to waive monthly fees.

  • Can link to Everyday Options Sub-account and flexiRates for higher variable interest rates

Atm card
  • none

  • none

  • none

Debit card
  • $5.00

  • $0.00

  • 3.00%

Payment options

Apple Pay, Google Pay, Samsung Pay

Customer Reviews

How are Suncorp bank accounts rated by the Mozo community?

Overall customer rating
7.9/10
Price
7.2/10
Features
6.9/10
Customer service
8.1/10
Convenience
7.9/10
Trust
8.1/10
Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

See Suncorp bank accounts

Promoted

Suncorp

Suncorp

Everyday Options

$0.00

Suncorp, RediATM

Visa Debit

Promoted

Suncorp

Suncorp

Everyday Basics

$0.00

Suncorp, RediATM

Visa Debit

Promoted

Suncorp

Suncorp

Everyday Options

$0.00Special offer of $0 monthly account keeping fees when you open a new account

Apple Pay, Google Pay, Samsung Pay

0.01% p.a.

Promoted

HSBC

HSBC

Everyday Global Account

$0.00

Apple Pay, Google Pay

0% p.a.

Promoted

MyState Bank

MyState Bank

Glide Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin

0% p.a.

Promoted

NAB

NAB

Classic Banking Account (with Standard Visa Debit Card)

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0.01% p.a.

Promoted

UBank

UBank

USaver Ultra Transaction Account

$0.00

Apple Pay, Google Pay, Samsung Pay, Garmin, Fitbit

0% p.a.

Promoted

CUA

CUA

Everyday Account

$0.00

Apple Pay, Google Pay, PayID, Samsung Pay

0% p.a.

Promoted

Citi

Citi

Global Currency Account

$0.00

Samsung Pay

0% p.a.

Promoted

Bankwest

Bankwest

Hero Transaction Account

$6.00$0 monthly account fee if you deposit min. $2,000 per month

Apple Pay, Google Pay, Payment Ring

0.75% p.a.