Thumbnail icon for WAW Credit Union

WAW Credit Union Youth Transact

Account fee
$0.00
Payment options
Apple Pay, Google Pay, Samsung Pay
Interest rate
0.01% p.a.

Mozo editorial review WAW Credit Union Youth Transact

Last updated: 21 February 2020.

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What's hot
  • 2020 Mozo Experts Choice Award winner
  • 0% foreign exchange margin
  • Multiple payment options
What's not
  • $3 overseas ATM withdrawal fee
Mozo snapshot


If you’re a student on the hunt for a bank account that can keep up with your spending needs, then look no further than the WAW Credit Union Youth Transact Account. This bank account is loaded with flexibility, from the 0% foreign exchange margin to the multiple payment options. Best of all, this bank account took out a 2020 Mozo Experts Choice Award for best Student Bank Account.

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Key features

Whether you’re planning on taking a gap year or staying put in Australia, the WAW Credit Union Youth Transact Account has your back. There’s no account or ATM fees and you’ll be able to open an account without having to make an initial deposit! 

But what makes the bank account really special for students is the 0% foreign exchange margin. So if you choose to take your debit card overseas or just do some online shopping, you won’t be stung with any foreign exchange fees. However, there is a $3 overseas ATM withdrawal fee to keep in mind. 

Apple Pay, Google Pay and Samsung Pay are also available with this account, which means you’ll be able tap and go with just your phone. 

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Who is it good for

The WAW Credit Union Youth Transact could be a great choice for Aussie students looking for a bank account that’s low on costs, but big on flexibility. 

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Any catches

While there are no foreign exchange fees with this account, just keep in mind that if you do take this card overseas and need to withdraw cash, you will be charged a $3 ATM fee each time, as well as any additional fee from the ATM provider. 

Details

Rates and fees information correct as at 27 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.01% p.a.

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • Free EFTPOS, rediATM, BPay, Direct Debit and in branch transactions.

  • $0.00

  • rediATM

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $3.00

  • 0%

  • $0.00 monthly

Other financial bits
  • $0.00

  • $0.00

Features
  • $1,000.00

  • yes

  • no

  • yes

  • yes

  • no

  • yes

  • none

  • none

  • none

Atm card
  • $3.00

  • $0.00

  • 0%

Debit card
  • $3.00

  • $0.00

  • 0%

Payment options

Apple Pay, Google Pay, Samsung Pay

Customer Reviews

How are WAW Credit Union bank accounts rated by the Mozo community?

Overall
9.7/10
Price
8.9/10
Features
8.8/10
Customer service
9.7/10
Convenience
8.6/10
Trust
9.7/10
WAW Credit Union

About WAW Credit Union

WAW credit union provides a range of financial products and services to members in the North East Victoria and Southern NSW areas. Since 1956 WAW has been providing financial products such as home loans, personal loans, savings and investment accounts, insurance and financial planning products to its customers. In addition to these financial products WAW also offers credit and debit cards to customers, whilst providing a range of products for its business banking customers.

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