Cairns Penny Savings & Loans was established in 1899, and today occupies a prominent position in the finance industry as one of the largest “home grown” commercial entities in Cairns. Customers of the credit union are also members, with a right to vote at its general meetings and ensure that it focuses on providing services rather than profits. Cairns Penny Savings and Loans offers simple products that can be easily understood by its customers, including transaction accounts and fixed term deposit accounts, home loans, BPay and internet banking. Staff are committed to delivering personal, friendly service in an efficient, professional manner, and there are no transaction fees over the counter.
| Product Type | Overall Rating | Price | Features | Service | Convenience | Trust |
|---|---|---|---|---|---|---|
| Cairns Penny Savings & Loans savings accounts | 8.0 Based on 2 | 10.0 | 8.0 | 10.0 | 10.0 | 6.5 |
| Cairns Penny Savings & Loans bank accounts | 7.8 Based on 4 | 7.8 | 8.3 | 8.8 | 7.0 | 8.0 |
| Cairns Penny Savings & Loans debit cards | 9.0 | 9.3 | 9.0 | 9.3 | 8.0 | 8.7 |
| Cairns Penny Savings & Loans personal loans | 6.0 Based on 1 | 4.0 | 6.0 | 5.0 | 1.0 | 7.0 |
| Cairns Penny Savings & Loans car loans | 9.0 | 8.0 | 8.0 | 10.0 | 8.0 | 10.0 |
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