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  1. I am a sixty seven year old pensioner, would like a credit card with a small limit eg $1000 for emergencies. Have been told many times that that I do not meet the criteria.
    No one ever tells me what the criteria is, only to apply when my situation changes. I am currently sevicing a personal loan of $1500, of wich I have never missed a payment. This is due to finish shortly, as I only have $250 to pay. I have no other debts and no dependants.
    Can you offer any solutions, I would most gratefull.