New year, new you. What better time to think about how 2015 might unfold for you astrologically? To help with your financial planning, Mozo’s resident (ahem) fortune tellers have looked into their crystal balls, mapped the planetary alignments and consulted the cards to discover what this year will hold for you.
Is your star sign set for a prosperous 2015? Read on to find out…
Aries: March 21 – April 19
Aries are incredibly intelligent and creative, but this means they can also be spontaneous when it comes to financial decisions.
With Neptune dominant in your skies you will find it hard to maintain a balance between your work and play this year. Your professional life will lead to a good flow of money but you must watch that desire to shop at will. While we know you love your early adopter/fashionista status, purchases like the iPhone 7 or some sleek new Jimmy Choos will temp but make sure you do your sums before jumping in. We’ve been down that road before so remember to stay grounded around sale time or you’ll be back doing double shifts faster than you can punch in that pin number.
Taurus: April 20 – May 20
A Taurus is stubborn with a solid and unwavering stamina.
If only we could all have the patience and stamina of your money planning ways Taureans. Your planetary position tell us that you will be rewarded for your consistent savings habits this year. Could it be time to dig into those savings and splurge on an overseas holiday or night out? See Mozo’s travel hub for ideas. You don’t have to give up your frugal ways (afterall that’s what got you that healthy bank balance) but loosen the purse strings occasionally and you might find a world out there beyond Aldi.
Gemini: May 21 – June 20
Geminis are flexible, and love changing it up.
There are positive synergies in your aura Gemini so 2015 will be a great time to undertake that special project. Whether it’s a home improvement or new work venture, there’s no better time to get out there. You will be rewarded financially for your efforts if you stick to your guns – you have a tendency to lose focus mid project and a track record of wasting cash on impulse buys. Yes, that juice bar business was a good idea, as was the taco truck and aromatherapy market stall but this time plan your move and you will be rewarded with riches beyond your dreams.
Cancer: June 21 – July 22
Cancers are very loyal, and sticklers for tradition.
Your financial responsibility (saving regularly, not splurging) has served you well and you now have a good nest egg but it is time for you to step outside your comfort zone and explore the world around you. Did you know that you can now do your banking online, or over the phone and you no longer need to sign for credit card purchases under $100? Your challenge this year Cancer is to go beyond the Big 4 banks and see what other banking opportunities are out there, start by comparing banks on Mozo.
Leo: July 23 – August 22
Leos are natural-born leaders. They are opinionated, and tend to be in charge of their household’s finances.
You wear the financial boots in your family. You’re used to always being in the right when it comes to managing finances and scoring rewards freebies but there are signs that this year Leo you will be off your game, losing out on things you take for granted like bonus interest, concierge services and business class upgrades. This will be a source of great anxiety but don’t worry, the situation will be temporary. Remember that you are a long term player. The sacrifices you make today will make you financially stronger in the future.
Virgo: August 23 – September 22
Virgos are all about analysis and intuition. They trust their gut, because they know their gut is right.
For those born under this Zodiac sign you will be in a good place for making big financial decisions this year so it could be time to buy a house, boat or invest in a business. You’ve always trusted your intuition so its time to brush up on the lingo, do your research and put on your game face. Don’t ever settle for the first offer, become a haggling hero (see tips here from our home loan negotiator) and score a top deal.
Libra: September 23 – October 22
Libras require balance, but this can mean they are indecisive.
You should know Libra, it’s all about striking the right balance between work and play. But there has been a bit too much emphasis on the play of late. The shadow over the Libran moon has heightened your commitment phobic tendencies but you need to be strong or you will lose out on opportunities to wipe away that debt you accumulated over the holiday party season. Don’t delay in getting a 0% balance transfer deal that will enable you to live debt free in 2015.
Scorpio: October 23 – November 21
No one wants to face a Scorpio in an argument: they are bold, focused, and they will win.
For those born under this Zodiac we have good news for you. Pluto, your ruling planet, is telling us that you and your money are in for a successful year provided you are true to yourself. You will make some smart money decisions early in the year like paying off that old credit card and setting up an automatic savings account that will set you up and by mid-year you will be in peak financial form. The best time to perfect your skills in negotiation will be at the mid-year sales. Put your strong qualities out there: show them you know what you want, and won’t step down until you get a better deal.
Sagittarius: November 22 – December 21
A Sagittarius is a philosopher: always open to new ideas. Unfortunately, this means they can be prone to exploring too many options at once.
Your ability to have a finger in every pie is a beautiful expression of your open soul but the midsummer moon hints that it will have a negative impact on the flow of money in 2015. This year is expected to bring challenges at work and while it is good to remain philosophical about change, you should also be prepared so now is not the time to make impulse buys so it is best to stay away from the shops at sale time. Use your energy instead to systematically review your bills and products to ensure you are on the best of everything. Start by comparing your home loan and credit card rates on Mozo.
Capricorn: December 22 – January 19
Capricorns are organised and persistent; they’re your classic ‘Type A’.
When plotted on a chart, the aura of a Capricorn is so easy to read: they know exactly what they are doing, and their energy does too. The position of Jupiter will make it a good year for you financially and you will channel your love of lists and sums into a budget for your family. Don’t only focus on the short-term as you have in the past, pick a goal five years away (a holiday, a car) and map out a plan to get there. You will seek out the advice of others and use tools found in Mozo’s Family Finances Hub to get your savings on track.
Aquarius: January 20 – February 18
An Aquarius can be one to put personal finance in the ‘too hard’ or ‘boring’ basket. Some (not us!) might even say they’re a bit lazy.
A tough year is predicted for Aquarians and it will mean that you’ll need to hone your financial management skills to ensure the year goes smoothly. You will need to plan for expenses rather than buy now and worry about the debt later. Apathy is your worst trait and it has meant that you have paid lots of money in bank and ATM fees that you didn’t have to in 2014. You can thank your lucky stars for Mozo, its easy to use comparison tools have taken the pain out of comparing bank accounts and you will end this year on a fee free banking high.
Pisces: February 19 – March 20
Pisces are some of the loveliest people you’ll ever meet. They trust everyone but, unfortunately, they can be a little bit too trusting.
An interesting year ahead for those born under this star sign. Things will have the tendency to go either way with you this year. There will be opportunities for you to make a lot of money but there is also the chance that someone might try to deceive you in the new year. Do not take anything at face value. Do not auto-renew your home or car insurance without shopping around. The same goes with your home loan. Have you checked your rate against the market’s best? If the answer is no then it’s time to review your home loan rate now on Mozo.
Disclaimer: Readers are advised that the future predicting skills of the author are wholly untested and therefore results resembling any of the predicted outcomes are unlikely.