Tags: mastercard

What is Afterpay? Your ultimate guide to modern layby.

Online shoppers, you may have noticed some sites offering a new payment method called Afterpay at the checkout that looks similar to layby. So what is it, and are there risks involved with dodging the upfront cost of a shopping spree? Well, we’re here to take you through some of the nitty-gritty details of this…

Credit card surcharges to be… um, er… frowned upon?

Well, it’s been nearly 10 years since the Reserve Bank changed the rules to allow card merchants to hit you with a surcharge for using credit cards.  Last week, the RBA Payments System Board released the findings of its deliberations on whether it had worked out well. And finally, they have realised what most of us…

Whose money is it anyway?

The recent rise in popularity of debit cards may have some people thinking their credit card is yesterday’s plastic. Driven by the surge in internet transactions, debit cards are a league ahead of their ATM/EFTPOS predecessors, offering the benefits of greater acceptance without the risk of greater spending. While debit cards are not new (most…

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