Rates and fees verified as correct at 02 December, 2020. Other information correct at the time of writing. Advertiser disclosure.
|Product||Interest rate from||Comparison rate from||Upfront fee|
|Car Loan (Cars 2 to 5 years old, Variable, Secured)|| |
7.58% p.a.based on $30,000
|Car Loan (Cars up to 2 years old, Variable, Secured)|| |
6.07% p.a.based on $30,000
|Secured Personal Loan (Variable)|| |
10.40% p.a.based on $30,000
|Unsecured Personal Loan (Variable)|| |
13.50% p.a.based on $10,000
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
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All Goldfields Money car loans have variable rates, which simply make them changeable. That’s why it’s important you budget for potential rake hikes that may increase your loan repayments. On the plus side, you won’t get stung with a fee for paying out your loan early. Another benefit to Goldfields’ car loans, is that its variable interest rates are generally lower than the big banks.
Yes, if you’d rather be charged a rate at the lower end of the scale. Keep in mind, it does involve tying the vehicle into your contract, so Goldfields can repossess it if you default on your loan. Alternatively, pay more interest against your debt with an unsecured loan, which does not require collateral.
Absolutely, but if you want to secure your ride it needs to be under 5 years old. Otherwise, pick an unsecured loan and purchase any model you like.
From $2k to $5k if you don’t secure your wheels, while the secured version has no loan limit. Of course, you’ll need to fit Goldfields’ lending criteria such as having a clean credit history and regular income to prove you can afford to repay it.
Sure can! Choose between weekly, fortnightly or monthly due dates.
From 1 - 5 years.
Yes, on a Goldfields Money car loan you can make extra loan repayments, then dip into them via a redraw facility when you need the cash.
You won’t be charged a break cost.
Want to apply for a Goldfields car loan? Simply fill out an online form or give the bank a ring, where you’ll be asked to provide:
If you live in Western Australia and prefer to apply in person, you can also pop into one of its three branches. Once you’ve applied, the turnaround should take no longer than a couple of business days. Best of luck and enjoy the ride!
Mozo users have rated Goldfields Money car loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
I love dealing with GCU, and have done for over 10 years. It's nice to be able to develop a relationship with your bank manager.Read full review
I love dealing with GCU, and have done for over 10 years. It's nice to be able to develop a relationship with your bank manager.