The countdown to June 30 is officially on, but while you may be eyeing off an EOFY bargain on a new TV or set of wheels, it’s also a great time to bag a limited time offer on a range of financial products.
But just like normal sales, these offers will run out in no time. So check out some of the top money deals put together by the Mozo Editors and grab one for yourself before the financial year ends.
HSBC Platinum Credit Card
0% on balance transfers for 22 months
$0 annual fee for your first year
Complimentary domestic and international travel insurance
HSBC is offering Australians with credit card debt a chance to make a fresh start to the new financial year with a bumper 0% balance transfer deal for 22 months (though there is a 2% balance transfer fee). Simply apply for the Platinum Credit Card before June 30 to take advantage of the balance transfer offer, plus a heap of other handy card benefits.
Woolworths Everyday Platinum Credit Card
$50 Woolworths eGiftcard
Earn up to 3 Woolworths Points per $1 spent
$0 annual fee (for the first year)
The EOFY Deal
If you’re looking for a credit card that could seriously reward you for your regular grocery shop, the Woolworths Everyday Platinum card with it’s earn rate of up to 3 Woolworths Points per $1 you spend could be a great addition to your wallet. But it gets even better, because if you apply for a card before June 30 and make a purchase before July 31, you’ll receive a $50 Woolworths eGift card.
ING has an alluring offer for new applicants who sign up for an ING Orange Everyday Account before the end of the month, with a tasty $75 cash back into their account if they meet some simple conditions. Just make a $1,000 deposit like your pay cheque, plus 5 card transactions using your new card, before June 30 to be eligible for the offer.
UBank UHomeLoan - Discount Offer
$1,000 cash back
3.69% variable rate (3.69% comparison rate)
No application or ongoing fees
The EOFY Deal
Not only is UBank offering a seriously low variable rate, zero fee home loan deal for owner occupiers, new applicants who apply for a UHomeLoan before August 6 will receive a cool $1,000 cash back. Just bear in mind that the deal only applies to loans of $200,000 or more, and your loan must be approved and settled by September 28 for you to be eligible.
Prefer a familiar name when it comes to choosing a home loan provider? Well you won’t have to settle for a subpar rate thanks to NAB’s limited time Base Variable Rate Home Loan Special Offer. New applicants borrowing over $20,000 will have access to the low 3.69% variable rate, but don’t delay, because this is a limited time offer.
Westpac Car Loan
$200 fuel voucher
8.49% interest rate (9.67% comparison rate*)
Loans from $10,000 to $100,000
The EOFY Deal
In the market for a new or used car? EOFY could be the perfect time to find an upgrade on your current wheels, and in order to fund it, Westpac has a car loan deal which will grab your attention. Apply for a Westpac Car Loan before June 28 and Westpac will throw in a $200 fuel voucher to go towards your first few fill ups.
Want to end the financial year on a high? Well NAB is giving new customers who apply for its Qantas Rewards Signature Card before June 17 a whopping 100,000 bonus Qantas Points, which could go a long way towards a domestic or international flight. In order to be eligible, new cardholders will need to spend $4,000 on certain purchases within 60 days of the account opening.
*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for the amount and term you entered.
**Initial monthly repayment figures are estimates only, based on the advertised rate, and a loan of $500,000 repaid over 25 years. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.