Be safe when using your credit card

Advancements in technology have made it safer for people to use their credit cards to buy goods, but it is still vital that you are vigilant against criminals.

The Australian Bureau of Statistics recently reported that 1.2 million people over the age of 15 were victims of personal fraud in 2010-11.

Although this is obviously worrying, a lot of these cases could have been prevented quite easily – it just takes a little bit of common sense.

Chief financial officer at credit union Community CPS Australia Wayne Matters said a few simple safety precautions can go a long way to protecting you against thieves.

If you are buying items online, make sure the websites you are using are reputable before entering your credit card details.

When purchasing goods from a shop, do not under any circumstances let your card disappear from view. If you are in a restaurant, go to the bar to pay the bill.

Finally, one of the most obvious pieces of advice – yet one that still seems to be ignored – is to never write your PIN number down.

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