Bendigo Bank rated best for credit card satisfaction
When it comes to overall credit card satisfaction, Bendigo Bank has been rated the best for customer interaction, its credit card terms, billing and payment options, as well as for its rewards and benefits.
The 2015 Australia Credit Card Satisfaction Study conducted by consulting services provider JD Power Asia Pacific was based on responses from 3,368 Australian credit card customers between April and May 2015.
RELATED: ING DIRECT set to shake up the credit card world
When the results were tallied, Bendigo Bank had an impressive score of 745 out of 1,000, performing the best in customer interaction. Followed closely by Bankwest who took out the second spot with an overall score of 739.
While many credit cards come with some great rewards programs and inbuilt features like complimentary travel insurance and concierge, the research showed only 49% were aware of the benefits that come with their plastic.
The study also asked customers whether they understood credit card rewards programs and only 44% indicated they completely understood how they could rack up rewards points and only 56% knew how to redeem those rewards point.
Credit card comparisons on Mozo - last updated 17 September 2021
- Apply By 31 Oct 2021
Bendigo Bank Low Rate Credit Card
0% p.a. on purchases for up to 12 months (Reverts to 11.99% p.a). Also 0% balance transfer for up to 12 months. Low annual fee of $45 and no fees for additional cardholders.
Purchase rateBalance transfer rateAnnual feeRewards program0% p.a. for 12 months then 11.99% p.a.0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)$45-CompareCompareLow Rate Credit Card
0% p.a. on purchases for up to 12 months (Reverts to 11.99% p.a). Also 0% balance transfer for up to 12 months. Low annual fee of $45 and no fees for additional cardholders.
- Purchase rate
- 0% p.a. for 12 months then 11.99% p.a.
- Balance transfer rate
- 0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
- Annual fee
- $45
- Rewards program
- Purchase rate
- 0% p.a. for 12 months then 11.99% p.a.
- Intro purchase rate
- 0% p.a. for 12 months
- Balance transfer rate
- 0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
- Cash advance
- 13.99% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $45
- Late payment fee
- $15.00
- Cash advance fee
- 0.50%, Min $3.25
Read our Mozo Review to learn more about the Low Rate Credit Card
-
Great Southern Bank Low Rate Credit Card
0% balance transfer rate for 20 months and up to 55 interest free days. No annual fee for the first year and $49 after. Mozo Experts Choice Balance Transfer Platinum Credit Card Winner 2020^
Purchase rateBalance transfer rateAnnual feeRewards program11.99% p.a.0% p.a. for 25 months and then 21.74% p.a.$49 $0 in the first year-CompareCompareLow Rate Credit Card
0% balance transfer rate for 20 months and up to 55 interest free days. No annual fee for the first year and $49 after. Mozo Experts Choice Balance Transfer Platinum Credit Card Winner 2020^
- Purchase rate
- 11.99% p.a.
- Balance transfer rate
- 0% p.a. for 25 months and then 21.74% p.a.
- Annual fee
- $49 $0 in the first year
- Rewards program
- Purchase rate
- 11.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 25 months and then 21.74% p.a.
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.40%
- Annual card fee
- $49 $0 in the first year
- Late payment fee
- $12.50
- Cash advance fee
- 2.00%, Min $3.50
Read our Mozo Review to learn more about the Low Rate Credit Card
- Featured Product Hot Deal $400 Cashback with $4k+ spend on eligible purchases (T&Cs apply)
Westpac Low Rate - Cashback Offer
Enjoy a super low rate of 13.74% with 55 days interest free plus $400 Cashback with $4k+ spend on eligible purchases within 4 months of card approval. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
Purchase rateBalance transfer rateAnnual feeRewards program13.74% p.a.No current offer$59 $0 in the first year-CompareCompareLow Rate - Cashback Offer
Enjoy a super low rate of 13.74% with 55 days interest free plus $400 Cashback with $4k+ spend on eligible purchases within 4 months of card approval. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
- Purchase rate
- 13.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $59 $0 in the first year
- Rewards program
- Purchase rate
- 13.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $59 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50, Max $150
Read our Mozo Review to learn more about the Low Rate - Cashback Offer
- Apply By 28 Oct 2021
PayPal Rewards Card
Enjoy 50,000 bonus points (conditions apply). Receive 55 interest free days on purchases and 0% balance transfer rate for the first 20 months.
Purchase rateBalance transfer rateAnnual feeRewards program20.99% p.a.0% p.a. for 20 months and then 20.99% p.a.$0PayPal RewardsCompareCompareRewards Card
Enjoy 50,000 bonus points (conditions apply). Receive 55 interest free days on purchases and 0% balance transfer rate for the first 20 months.
- Purchase rate
- 20.99% p.a.
- Balance transfer rate
- 0% p.a. for 20 months and then 20.99% p.a.
- Annual fee
- $0
- Rewards program
- PayPal Rewards
- Purchase rate
- 20.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 20 months and then 20.99% p.a.
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.40%
- Annual card fee
- $0
- Late payment fee
- $30.00
- Cash advance fee
- 3.5%, Min $3.50
Read our Mozo Review to learn more about the Rewards Card
- Apply By 4 Oct 2021
Kogan Money Black Card
Kogan Money Black Card has no annual fee and no cap or expiry date on points. It comes with a 55 interest free days on purchases and a 0% balance transfer rate for the first 12 months. Earn up to $400 in Kogan.com Credit, $50 Credit on first eligible spend in 30 days and $350 Credit when you spend $1,500 on eligible purchases in 90 days from card approval.
Purchase rateBalance transfer rateAnnual feeRewards program20.99% p.a.0% p.a. for 12 months and then 21.74% p.a.$0Kogan Rewards PointsCompareCompareBlack Card
Kogan Money Black Card has no annual fee and no cap or expiry date on points. It comes with a 55 interest free days on purchases and a 0% balance transfer rate for the first 12 months. Earn up to $400 in Kogan.com Credit, $50 Credit on first eligible spend in 30 days and $350 Credit when you spend $1,500 on eligible purchases in 90 days from card approval.
- Purchase rate
- 20.99% p.a.
- Balance transfer rate
- 0% p.a. for 12 months and then 21.74% p.a.
- Annual fee
- $0
- Rewards program
- Kogan Rewards Points
- Purchase rate
- 20.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 12 months and then 21.74% p.a.
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.40%
- Annual card fee
- $0
- Late payment fee
- $30.00
- Cash advance fee
- 3.50%, min $5.00
Read our Mozo Review to learn more about the Black Card
- Apply By 30 Nov 2021
St.George Vertigo - Cashback Offer
$300 cashback when you take out a new Vertigo Credit Card and spend $4k on eligible purchases within 120 days of the new card approval. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
Purchase rateBalance transfer rateAnnual feeRewards program13.99% p.a.2.99% p.a. for 15 months and then 21.49% p.a.$55 $0 in the first year-CompareCompareVertigo - Cashback Offer
$300 cashback when you take out a new Vertigo Credit Card and spend $4k on eligible purchases within 120 days of the new card approval. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
- Purchase rate
- 13.99% p.a.
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Annual fee
- $55 $0 in the first year
- Rewards program
- Purchase rate
- 13.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $55 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50
Read our Mozo Review to learn more about the Vertigo - Cashback Offer
-
NAB Low Rate Card
0% p.a. interest on balance transfers for the first 32 months, plus a low ongoing purchase rate after that means you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
Purchase rateBalance transfer rateAnnual feeRewards program12.99% p.a.0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)$59 $0 in the first year-CompareCompareLow Rate Card
0% p.a. interest on balance transfers for the first 32 months, plus a low ongoing purchase rate after that means you can spend with confidence. There's also up to 55 interest free days on purchases to help you manage your budget better.
- Purchase rate
- 12.99% p.a.
- Balance transfer rate
- 0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
- Annual fee
- $59 $0 in the first year
- Rewards program
- Purchase rate
- 12.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
- Cash advance
- 21.74% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $59 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50
Read our Mozo Review to learn more about the Low Rate Card
-
Mozo experts choice awards won:
- Low Rate Credit Card - 2020
- No Annual Fee Credit Card - 2020
- Credit Card Provider of the Year - 2020
American Express Low Rate Credit Card
Competitive low rate with $0 Annual Fee. Get $100 back when you apply online by 27 October 2021, are approved and spend $1,000 on your new Card by 31 December 2021. T&Cs apply. New Card Members only. Customers need an annual income of $50,000 or more.
Purchase rateBalance transfer rateAnnual feeRewards program8.99% p.a.No current offer$0-CompareCompareLow Rate Credit Card
Competitive low rate with $0 Annual Fee. Get $100 back when you apply online by 27 October 2021, are approved and spend $1,000 on your new Card by 31 December 2021. T&Cs apply. New Card Members only. Customers need an annual income of $50,000 or more.
- Purchase rate
- 8.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $0
- Rewards program
- Purchase rate
- 8.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $0
- Late payment fee
- $30.00
- Cash advance fee
Read our Mozo Review to learn more about the Low Rate Credit Card
- Apply By 10 Oct 2021
humm90 Mastercard
With up to 110 days interest free on your spending, this card is pretty unique in the market, and great for managing your daily spend. Plus, no foreign transaction fees overseas or online.
Purchase rateBalance transfer rateAnnual feeRewards program23.99% p.a.0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)$99-CompareCompareMastercard
With up to 110 days interest free on your spending, this card is pretty unique in the market, and great for managing your daily spend. Plus, no foreign transaction fees overseas or online.
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- 0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)
- Annual fee
- $99
- Rewards program
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 36 months and then 25.99% p.a. (0% balance transfer fee)
- Cash advance
- 25.99% p.a.
- Interest free days on purchases
- 110
- Intro fee
- Foreign exchange margin
- 0%
- Annual card fee
- $99
- Late payment fee
- $35.00
- Cash advance fee
- 3%, min $3
Read our Mozo Review to learn more about the Mastercard
-
NAB StraightUp Card
Pay no interest and no late payment fees, just a $10 monthly fee for a $1,000 credit limit. Plus, if you don't make any purchases and have an outstanding balance of $0 during the whole statement period, the monthly fee will be reversed. Also pay no foreign currency fees when you shop online or overseas. Mozo Experts Choice Credit Card Innovation Winner 2020^.
Purchase rateBalance transfer rateAnnual feeRewards program0% p.a.No current offer$120 $10/month - waived if no spend & no balance owing-CompareCompareStraightUp Card
Pay no interest and no late payment fees, just a $10 monthly fee for a $1,000 credit limit. Plus, if you don't make any purchases and have an outstanding balance of $0 during the whole statement period, the monthly fee will be reversed. Also pay no foreign currency fees when you shop online or overseas. Mozo Experts Choice Credit Card Innovation Winner 2020^.
- Purchase rate
- 0% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $120 $10/month - waived if no spend & no balance owing
- Rewards program
- Purchase rate
- 0% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 0
- Intro fee
- Foreign exchange margin
- 0%
- Annual card fee
- $120 $10/month - waived if no spend & no balance owing
- Late payment fee
- $0.00
- Cash advance fee
- n/a
Read our Mozo Review to learn more about the StraightUp Card
- Apply By 19 Oct 2021
Mozo experts choice awards won:
- Credit Card Provider of the Year - 2020
American Express Platinum Edge Credit Card
Receive 50,000 Bonus Membership Rewards when you apply online by 19 October 2021, are approved and spend $1,500 on your new Card within the first 3 months. T&Cs apply. New Card Members only. $0 introductory annual Card fee for the first year..
Purchase rateBalance transfer rateAnnual feeRewards program20.74% p.a.No current offer$195 $0 in the first yearMembership RewardsCompareComparePlatinum Edge Credit Card
Receive 50,000 Bonus Membership Rewards when you apply online by 19 October 2021, are approved and spend $1,500 on your new Card within the first 3 months. T&Cs apply. New Card Members only. $0 introductory annual Card fee for the first year..
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $195 $0 in the first year
- Rewards program
- Membership Rewards
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $195 $0 in the first year
- Late payment fee
- $30.00
- Cash advance fee
Read our Mozo Review to learn more about the Platinum Edge Credit Card
-
HSBC Platinum Credit Card
0%p.a. on balance transfers for 36 months with no balance transfer fee. Terms and Conditions apply. Mozo Experts Choice Premium Rewards and Balance Transfer Platinum Credit Card Winner 2020.
Purchase rateBalance transfer rateAnnual feeRewards program19.99% p.a.0% p.a. for 36 months and then 21.99% p.a.$129 $29 in the first yearRewards PlusCompareComparePlatinum Credit Card
0%p.a. on balance transfers for 36 months with no balance transfer fee. Terms and Conditions apply. Mozo Experts Choice Premium Rewards and Balance Transfer Platinum Credit Card Winner 2020.
- Purchase rate
- 19.99% p.a.
- Balance transfer rate
- 0% p.a. for 36 months and then 21.99% p.a.
- Annual fee
- $129 $29 in the first year
- Rewards program
- Rewards Plus
- Purchase rate
- 19.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 36 months and then 21.99% p.a.
- Cash advance
- 21.99% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 29.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $129 $29 in the first year
- Late payment fee
- $30.00
- Cash advance fee
- 3%, min $4.00
Read our Mozo Review to learn more about the Platinum Credit Card
- Apply By 26 Oct 2021
Mozo experts choice awards won:
- Premium Rewards Credit Card - 2020
- Credit Card Provider of the Year - 2020
American Express Explorer® Credit Card
Receive 150,000 Bonus Membership Rewards Points when you apply online by 26 October 2021, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.
Purchase rateBalance transfer rateAnnual feeRewards program20.74% p.a.No current offer$395Membership RewardsCompareCompareExplorer® Credit Card
Receive 150,000 Bonus Membership Rewards Points when you apply online by 26 October 2021, are approved and spend $3,000 on your new Card within the first 3 months. T&Cs apply. New Card Members only.
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $395
- Rewards program
- Membership Rewards
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $395
- Late payment fee
- $30.00
- Cash advance fee
Read our Mozo Review to learn more about the Explorer® Credit Card
-
St.George No Annual Fee
0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
Purchase rateBalance transfer rateAnnual feeRewards program0% p.a. for 12 months then 20.74% p.a.2.99% p.a. for 15 months and then 21.49% p.a.$0-CompareCompareNo Annual Fee
0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
- Purchase rate
- 0% p.a. for 12 months then 20.74% p.a.
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Annual fee
- $0
- Rewards program
- Purchase rate
- 0% p.a. for 12 months then 20.74% p.a.
- Intro purchase rate
- 0% p.a. for 12 months
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $0
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50
Read our Mozo Review to learn more about the No Annual Fee
-
Mozo experts choice awards won:
- Qantas Frequent Flyer Premium Credit Card - 2020
- Credit Card Provider of the Year - 2020
American Express Qantas Ultimate Card
Receive 110,000 bonus Qantas Points plus $200 back when you apply online by 27 October 2021, are approved and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only. Plus, receive up to 40,000 extra Qantas points with Shop Small (T&Cs apply)
Purchase rateBalance transfer rateAnnual feeRewards program20.74% p.a.No current offer$450Qantas Frequent FlyerCompareCompareQantas Ultimate Card
Receive 110,000 bonus Qantas Points plus $200 back when you apply online by 27 October 2021, are approved and spend $3,000 on your new Card within the first 3 months. Offer available to new Card Members only. Plus, receive up to 40,000 extra Qantas points with Shop Small (T&Cs apply)
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $450
- Rewards program
- Qantas Frequent Flyer
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 44
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $450
- Late payment fee
- $30.00
- Cash advance fee
Read our Mozo Review to learn more about the Qantas Ultimate Card
- Apply By 30 Nov 2021
St.George Vertigo
0% p.a. for 30 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
Purchase rateBalance transfer rateAnnual feeRewards program13.99% p.a.0% p.a. for 30 months and then 21.49% p.a.$55 $0 in the first year-CompareCompareVertigo
0% p.a. for 30 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
- Purchase rate
- 13.99% p.a.
- Balance transfer rate
- 0% p.a. for 30 months and then 21.49% p.a.
- Annual fee
- $55 $0 in the first year
- Rewards program
- Purchase rate
- 13.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 30 months and then 21.49% p.a.
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $55 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50
Read our Mozo Review to learn more about the Vertigo
- Featured Product
Westpac Low Rate
Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
Purchase rateBalance transfer rateAnnual feeRewards program13.74% p.a.0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)$59 $0 in the first year-CompareCompareLow Rate
Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
- Purchase rate
- 13.74% p.a.
- Balance transfer rate
- 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
- Annual fee
- $59 $0 in the first year
- Rewards program
- Purchase rate
- 13.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $59 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50, Max $150
Read our Mozo Review to learn more about the Low Rate
-
Mozo experts choice awards won:
- Credit Card Provider of the Year - 2020
American Express Cashback Credit Card
Get 5% Bonus Cashback in the first 3 months and no monthly fee for the first 12 months. Additional 1.5% cashback with American Express Shop Small Campaign (conditions apply). Complimentary perks and insurances. Eligibility criteria and T&Cs apply.
Purchase rateBalance transfer rateAnnual feeRewards program20.74% p.a.No current offer$120 $0 in the first yearCashback RewardsCompareCompareCashback Credit Card
Get 5% Bonus Cashback in the first 3 months and no monthly fee for the first 12 months. Additional 1.5% cashback with American Express Shop Small Campaign (conditions apply). Complimentary perks and insurances. Eligibility criteria and T&Cs apply.
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $120 $0 in the first year
- Rewards program
- Cashback Rewards
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $120 $0 in the first year
- Late payment fee
- $30.00
- Cash advance fee
Read our Mozo Review to learn more about the Cashback Credit Card
- Apply By 30 Nov 2021
Bank of Melbourne Vertigo - Cashback Offer
$300 cashback when you take out a new Vertigo Credit Card and spend $4k on eligible purchases within 120 days of the new card approval. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
Purchase rateBalance transfer rateAnnual feeRewards program13.99% p.a.2.99% p.a. for 15 months and then 21.49% p.a.$55 $0 in the first year-CompareCompareVertigo - Cashback Offer
$300 cashback when you take out a new Vertigo Credit Card and spend $4k on eligible purchases within 120 days of the new card approval. No annual fee for the first year, $55 thereafter. New cards only, Eligibility criteria and T&Cs apply. Offer ends November 30th 2021.
- Purchase rate
- 13.99% p.a.
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Annual fee
- $55 $0 in the first year
- Rewards program
- Purchase rate
- 13.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 2.99% p.a. for 15 months and then 21.49% p.a.
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $55 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50
Read our Mozo Review to learn more about the Vertigo - Cashback Offer
- Apply By 30 Nov 2021
Westpac Altitude Platinum
Earn up to 60,000 bonus Qantas Points ($3k min. spend in the first 90 days on eligible purchases). 0% p.a. for 18 months on balance transfers requested at card application. 1% BT fee applies. $99 + $50 Annual Qantas Rewards card fee for the first year. New cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
Purchase rateBalance transfer rateAnnual feeRewards program20.49% p.a.0% p.a. for 18 months and then 21.49% p.a. (1.00% balance transfer fee)$200 $149 in the first yearQantas Frequent FlyerCompareCompareAltitude Platinum
Earn up to 60,000 bonus Qantas Points ($3k min. spend in the first 90 days on eligible purchases). 0% p.a. for 18 months on balance transfers requested at card application. 1% BT fee applies. $99 + $50 Annual Qantas Rewards card fee for the first year. New cards only. Offer ends November 30th 2021. T&C's and exclusions apply.
- Purchase rate
- 20.49% p.a.
- Balance transfer rate
- 0% p.a. for 18 months and then 21.49% p.a. (1.00% balance transfer fee)
- Annual fee
- $200 $149 in the first year
- Rewards program
- Qantas Frequent Flyer
- Purchase rate
- 20.49% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 18 months and then 21.49% p.a. (1.00% balance transfer fee)
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 45
- Intro fee
- 149.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $200 $149 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 2%, Min $2.50, Max $150
Read our Mozo Review to learn more about the Altitude Platinum
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