Bendigo Bank rated best for credit card satisfaction
When it comes to overall credit card satisfaction, Bendigo Bank has been rated the best for customer interaction, its credit card terms, billing and payment options, as well as for its rewards and benefits.
The 2015 Australia Credit Card Satisfaction Study conducted by consulting services provider JD Power Asia Pacific was based on responses from 3,368 Australian credit card customers between April and May 2015.
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When the results were tallied, Bendigo Bank had an impressive score of 745 out of 1,000, performing the best in customer interaction. Followed closely by Bankwest who took out the second spot with an overall score of 739.
While many credit cards come with some great rewards programs and inbuilt features like complimentary travel insurance and concierge, the research showed only 49% were aware of the benefits that come with their plastic.
The study also asked customers whether they understood credit card rewards programs and only 44% indicated they completely understood how they could rack up rewards points and only 56% knew how to redeem those rewards point.
Credit card comparisons on Mozo - last updated 24 January 2022
- Apply By 28 Feb 2022
Bendigo Bank Low Rate Credit Card
0% p.a. on purchases for up to 18 months (Reverts to 11.99% p.a). Low annual fee of $45 and no fees for additional cardholders.
Purchase rate
Balance transfer rate
Annual fee
Rewards program
0% p.a. for 18 months then 11.99% p.a.No current offer$45-CompareCompareLow Rate Credit Card
0% p.a. on purchases for up to 18 months (Reverts to 11.99% p.a). Low annual fee of $45 and no fees for additional cardholders.
- Purchase rate
- 0% p.a. for 18 months then 11.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $45
- Rewards program
- Purchase rate
- 0% p.a. for 18 months then 11.99% p.a.
- Intro purchase rate
- 0% p.a. for 18 months
- Balance transfer rate
- No current offer
- Cash advance
- 13.99% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 3.00%
- Annual card fee
- $45
- Late payment fee
- $15.00
- Cash advance fee
- 0.50%, Min $3.25
Read our Mozo Review to learn more about the Low Rate Credit Card
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Virgin Money Virgin Australia Velocity Flyer Card - Bonus Points Offer
Earn up to 100,000 bonus points in the first 4 months (conditions apply) and 0% Balance transfer for 18 months
Purchase rate
Balance transfer rate
Annual fee
Rewards program
20.74% p.a.0% p.a. for 18 months and then 20.99% p.a.$129 $64 in the first yearVelocity Frequent FlyerCompareCompareVirgin Australia Velocity Flyer Card - Bonus Points Offer
Earn up to 100,000 bonus points in the first 4 months (conditions apply) and 0% Balance transfer for 18 months
- Purchase rate
- 20.74% p.a.
- Balance transfer rate
- 0% p.a. for 18 months and then 20.99% p.a.
- Annual fee
- $129 $64 in the first year
- Rewards program
- Velocity Frequent Flyer
- Purchase rate
- 20.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 18 months and then 20.99% p.a.
- Cash advance
- 20.99% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 64.0
- Foreign exchange margin
- 3.30%
- Annual card fee
- $129 $64 in the first year
- Late payment fee
- $30.00
- Cash advance fee
- 2.7%, Min $2.70
Read our Mozo Review to learn more about the Virgin Australia Velocity Flyer Card - Bonus Points Offer
- Featured Product
MoneyMe Freestyle Virtual Mastercard
Use your virtual card instantly once approved (typically within 60 minutes). Features include Tap n Pay with up to 55 days interest-free, transfer money to any bank account and exclusive access to MoneyMe perks. $0 annual fee for lower limits. Must be employed with decent credit history.
Purchase rate
Balance transfer rate
Annual fee
Rewards program
16.99% p.a.No current offer$209 $0 - $149 based on credit limit, $5/month for balances over $20.-CompareCompareFreestyle Virtual Mastercard
Use your virtual card instantly once approved (typically within 60 minutes). Features include Tap n Pay with up to 55 days interest-free, transfer money to any bank account and exclusive access to MoneyMe perks. $0 annual fee for lower limits. Must be employed with decent credit history.
- Purchase rate
- 16.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $209 $0 - $149 based on credit limit, $5/month for balances over $20.
- Rewards program
- Purchase rate
- 16.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- 16.99% p.a.
- Interest free days on purchases
- 55
- Intro fee
- Foreign exchange margin
- 2.99%
- Annual card fee
- $209 $0 - $149 based on credit limit, $5/month for balances over $20.
- Late payment fee
- $15.00
- Cash advance fee
Read our Mozo Review to learn more about the Freestyle Virtual Mastercard
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Westpac Low Rate
Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends February 24th 2022. T&C's and exclusions apply.
Purchase rate
Balance transfer rate
Annual fee
Rewards program
13.74% p.a.0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)$59 $0 in the first year-CompareCompareLow Rate
Enjoy a super low rate of 13.74% with 55 days interest free plus 0% balance transfer for up to 28 months at 1% BT fee. No annual card fee for the first year, $59 thereafter. New Cards only. Offer ends February 24th 2022. T&C's and exclusions apply.
- Purchase rate
- 13.74% p.a.
- Balance transfer rate
- 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
- Annual fee
- $59 $0 in the first year
- Rewards program
- Purchase rate
- 13.74% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- 0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
- Cash advance
- 21.49% p.a.
- Interest free days on purchases
- 55
- Intro fee
- 0.0
- Foreign exchange margin
- 3.00%
- Annual card fee
- $59 $0 in the first year
- Late payment fee
- $15.00
- Cash advance fee
- 3%
Read our Mozo Review to learn more about the Low Rate
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humm90 Mastercard
With up to 110 days interest free on your spending, this card is pretty unique in the market, and great for managing your daily spend. Plus, no foreign transaction fees overseas or online. Plus $400 cash back when you spend $4,000 on eligible purchases within first 120 days (T&Cs apply).
Purchase rate
Balance transfer rate
Annual fee
Rewards program
23.99% p.a.No current offer$99 $0 in the first year-CompareCompareMastercard
With up to 110 days interest free on your spending, this card is pretty unique in the market, and great for managing your daily spend. Plus, no foreign transaction fees overseas or online. Plus $400 cash back when you spend $4,000 on eligible purchases within first 120 days (T&Cs apply).
- Purchase rate
- 23.99% p.a.
- Balance transfer rate
- No current offer
- Annual fee
- $99 $0 in the first year
- Rewards program
- Purchase rate
- 23.99% p.a.
- Intro purchase rate
- -
- Balance transfer rate
- No current offer
- Cash advance
- 25.99% p.a.
- Interest free days on purchases
- 110
- Intro fee
- 0.0
- Foreign exchange margin
- 0%
- Annual card fee
- $99 $0 in the first year
- Late payment fee
- $35.00
- Cash advance fee
- 3%, min $3
Read our Mozo Review to learn more about the Mastercard
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