Beware of emails or messages asking for banking details

Online banking has become increasingly common over the years, but unfortunately, so have phishing attacks. It is very important to secure your bank account details, because instances of phishing attacks are one of the most common scams reported to the Australian Competition and Consumer Commission.

Phishing refers to attempts on the Internet as well as on the mobile, to trick people into revealing their personal as well as financial information such as passwords, ATM pins or Internet banking codes.

This was the second most common type of scam reported last year according to ACCC's 2014 report on scam activity. Out of the 12,982 contacts relating to phishing scams, 288 actually reported losses. In 2014 $82 million was reported lost – eight per cent less than the previous year.

While the direct losses reported from phishing were relatively lower than other scams such as fraudulent dating or investment scams, the ACCC warned that cyber scams often result in the information gathered being used for other frauds at a later time.

To secure yourself from phishing attacks, you need to be wary of any messages asking you to reveal your personal or banking details. These mails or messages pretend to come from legitimate businesses - usually banks, other financial providers or telecommunications companies that you would normally to trust.

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