Credit cards 'will be used to pay the bills of 45% of Aussies'

Large numbers of Australians are expected to use their credit cards to cover their bills in the next three months.

Those aged between 18 and 34 were expected to be the most likely to compare credit cards in order to get the best deals.

Statistics compiled by Dun & Bradstreet (D&B) found that 45 per cent of people with children would utilise their plastic to cover unaffordable expenses, while 31 per cent without dependents pledged to do likewise.

Young Australians who earn less than $80,000 a year were deemed to be the most likely to be lured by the appeal of credit cards, the report noted.

D&B chief executive Christine Christian believes using cards in this fashion can lead to problems in future years.

"Many Australians are using credit in ways that may eventually harm them and expected interest rate rises later in the year may be the trigger that causes distress for many households," she remarked.

A survey conducted by the Reserve Bank of Australia showed 60 per cent of Australians pay for their bills online.

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