With the Bank Australia Visa Credit Card if you pay off your balance in full each month you will get up to 55 days interest free. The standard interest rate for the card is 12.39% for both purchases and cash advances. Just be aware that there are no interest free days on cash advances so only do this sparingly, preferably use your ATM or debit card instead.
You can take your Bank Australia Visa Credit Card overseas or use in Australia where ever Visa cards are accepted. There is a 2% foreign exchange margin for overseas purchases.
It is best to automate your repayments but it is good to know that bankmecu won't punish you with late payment fees for the occasional late payment.
Who it's good for:
Anyone looking for a simple everyday credit card that can be used here or overseas that wont cost an arm and a leg.
It is also a good card if you do all you don't want regular branch access. There are a limited number of bankmecu branches but internet banking, phone banking and services like Australia post's gyroPost are available so managing your account should be very easy.
While you can use the credit card overseas, just be aware that if you need an emergency replacement card while travelling, they don't come cheap. It will cost you $US 175 for a replacement card if you are overseas or $20 if you are in Australia. Be sure to pack a back up card or prepaid travel card.