Bank of Sydney credit cards

Bank of Sydney

Bank of Sydney's overall rating for credit cards

(as rated by the Mozo community)

8.6 / 10

based on 8 reviews

Bank of Sydney credit cards offer a range of packages for different needs. Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 20 September, 2020. Other information correct at the time of writing.

What credit cards do Bank of Sydney offer?

Low rate credit cards Low rate credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Classic Credit Card	6.99% p.a. for 6 months then 11.99% p.a.	0% p.a. for 6 months and then 11.99% p.a.	$49	55

Low fee credit cards Low fee credit cards

Product	Purchase rate	Balance transfer rate	Annual fees	Interest free days on purchases
Classic Credit Card	6.99% p.a. for 6 months then 11.99% p.a.	0% p.a. for 6 months and then 11.99% p.a.	$49	55

Rewards credit cards Rewards credit cards

Product	Points per dollar	Purchase rate	Balance transfer rate	Annual fees
Classic Credit Card	1 point per dollar on Mastercard, up to $30,000 per year	6.99% p.a. for 6 months then 11.99% p.a.	0% p.a. for 6 months and then 11.99% p.a.	$49
Platinum Credit Card	1 point per dollar on Mastercard, uncapped	6.99% p.a. for 6 months then 18.49% p.a.	0% p.a. for 6 months and then 18.49% p.a.	$129

Prestige cards Prestige cards

Product	Points per dollar	Purchase rate	Balance transfer rate	Annual fees
Platinum Credit Card	1 point per dollar on Mastercard, uncapped	6.99% p.a. for 6 months then 18.49% p.a.	0% p.a. for 6 months and then 18.49% p.a.	$129

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are Bank of Sydney credit cards rated?

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Overall 8.6

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Trust

8 Reviews

Recent Bank of Sydney credit card reviews Recent Bank of Sydney credit card reviews

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating 10 / 10

lovely lovely

need a phone

need a phone

Price 10 / 10

Features 10 / 10

Customer service 10 / 10

Convenience 10 / 10

Trust 10 / 10

Samantha, New South Wales, reviewed almost 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating 8 / 10

Good

it the Best

it the Best

Price 8 / 10

Features 8 / 10

Customer service 8 / 10

Convenience 8 / 10

Trust 10 / 10

Suq, New South Wales, reviewed about 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating 10 / 10

Great customer service

Because they are very friendly, they offer a lot better .

Because they are very friendly, they offer a lot better .

Price 10 / 10

Features 10 / 10

Customer service 10 / 10

Convenience 10 / 10

Trust 10 / 10

Latifa, Western Australia, reviewed about 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating 9 / 10

best

Very good

Very good

Price 5 / 10

Features 9 / 10

Customer service 7 / 10

Convenience 7 / 10

Trust 8 / 10

Sushila, New South Wales, reviewed over 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating 6 / 10

Not too bad - better than Westpac

Standard care -little more personal than a standard bank.

Standard care -little more personal than a standard bank.

Price 3 / 10

Features 5 / 10

Customer service 7 / 10

Convenience 5 / 10

Trust 7 / 10

Steven, Queensland, reviewed over 5 years ago

See all Bank of Sydney credit card reviews

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What do you need to apply for a Bank of Sydney credit card? What do you need to apply for a Bank of Sydney credit card?

Personal details for each applicant (if necessary)
Contact details including a valid email address
Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
Statements for any liabilities including credit cards or other existing loans
A copy of your council rates notice
A copy of your driver's licence or passport
Home loan statements (if you’re refinancing)

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