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Bank of Sydney credit cards

Bank of Sydney
Bank of Sydney's overall rating for credit cards

(as rated by the Mozo community)

8.6 / 10

based on 8 reviews

Bank of Sydney credit cards offer a range of packages for different needs. Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 31 May, 2020. Other information correct at the time of writing.

What credit cards do Bank of Sydney offer?

Low rate credit cards Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

6.99% p.a. for 6 months then 11.99% p.a.

0% p.a. for 6 months and then 11.99% p.a.

$49

55

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Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

6.99% p.a. for 6 months then 11.99% p.a.

0% p.a. for 6 months and then 11.99% p.a.

$49

55

Hide

Rewards credit cards Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, up to $30,000 per year

6.99% p.a. for 6 months then 11.99% p.a.

0% p.a. for 6 months and then 11.99% p.a.

$49

1 point per dollar on Mastercard, uncapped

6.99% p.a. for 6 months then 18.49% p.a.

0% p.a. for 6 months and then 18.49% p.a.

$129

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Prestige cards Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, uncapped

6.99% p.a. for 6 months then 18.49% p.a.

0% p.a. for 6 months and then 18.49% p.a.

$129

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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

How are Bank of Sydney credit cards rated?

Bank of Sydney credit cards

Overall 8.6

Price

Features

Customer service

Convenience

Trust

8 Reviews

Recent Bank of Sydney credit card reviews Recent Bank of Sydney credit card reviews

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating   10 / 10

lovely lovely

need a phone

Full review

need a phone

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Samantha, New South Wales, reviewed over 4 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating   8 / 10

Good

it the Best

Full review

it the Best

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Suq, New South Wales, reviewed almost 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating   10 / 10

Great customer service

Because they are very friendly, they offer a lot better .

Full review

Because they are very friendly, they offer a lot better .

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Latifa, Western Australia, reviewed almost 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating   9 / 10

best

Very good

Full review

Very good

    Price   5 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Sushila, New South Wales, reviewed about 5 years ago

Bank of Sydney

Bank of Sydney Credit Card review

Overall rating   6 / 10

Not too bad - better than Westpac

Standard care -little more personal than a standard bank.

Full review

Standard care -little more personal than a standard bank.

    Price   3 / 10

    Features   5 / 10

    Customer service   7 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Steven, Queensland, reviewed about 5 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

What do you need to apply for a Bank of Sydney credit card? What do you need to apply for a Bank of Sydney credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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