Key features:
The BankSA Amplify Classic Credit Card brings nothing but value with their two rewards schemes. The one you choose will reflect the kind of perks you’re after. Under the Qantas Frequent Flyer program, your points will be automatically credited to the program, while Amplify Rewards allows you to transfer your points to a range of airline programs like Velocity, Enrich or Krisflyer, or redeem for gift and shopping cards and other retail rewards.
When it comes to points, this is where you’ll see a difference - with the Qantas Frequent Flyer program, you’ll earn 0.5 points per dollar on Visa, uncapped, and 1 point per dollar with Amplify Rewards, uncapped. But no matter what rewards scheme you choose, your points will never expire.
Getting down to the basics, the BankSA Amplify Classic Credit Card has a 19.49% purchase rate, a hefty 20.24% cash advance rate and up to 55 interest free days. There’s also no annual fee in the first year ($79 each year after that).
If you’ve got a heap of debt you need gone, you can also pounce n the 3% balance transfer rate for 36 months with the BankSA Amplify Classic Credit Card.
Who it's good for:
The BankSA Amplify Classic Credit Card, like most rewards cards, comes with a reasonably steep purchase rate, so it is a good choice for spenders who pay off their balance in full and on time each month.
Any catches?
While you’ll be able to get your hands on some travel freebies through the BankSA Amplify Classic Credit Card, you will need to be a member of the Qantas Frequent Flyer program or relevant airline program. This cost is not included with the card, so you’ll have to budget for it separately.
