BankSA Amplify Classic
The details shown below are for a card with Amplify Rewards
The details shown below are for a card with Qantas Frequent Flyer
Choose the version of credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | Amplify Classic (Amplify Rewards) | Amplify Rewards |
| | Amplify Classic (Qantas Frequent Flyer) | Qantas Frequent Flyer |
-
Amplify Classic (Amplify Rewards)
Rewards: Amplify Rewards
-
Amplify Classic (Qantas Frequent Flyer)
Rewards: Qantas Frequent Flyer
BankSA Amplify Classic
19.49% p.a.
0% p.a. for 14 months and then 20.24% p.a.
$79
Qantas Frequent Flyer
BankSA Amplify Classic
19.49% p.a.
0% p.a. for 14 months and then 20.24% p.a.
$79
Qantas Frequent Flyer
19.49% p.a.
0% p.a. for 14 months and then 20.24% p.a.
$79
Qantas Frequent Flyer
Mozo Review BankSA Amplify Classic Review
Last updated: 18 October 2018.
What's hot:
Choose between Qantas Frequent Flyer or Amplify Rewards
0% balance transfer rate for 14 months
What's not:
20.24% cash advance rate
Mozo snapshot:
If you’ve been on a mission to find a great value rewards card, then no look no further than the BankSA Amplify Classic Credit Card. With this rewards card, you’ll be able to choose from two rewards schemes: the Qantas Frequent Flyer program or Amplify Rewards.
Key features:
The BankSA Amplify Classic Credit Card brings nothing but value with their two rewards schemes. The one you choose will reflect the kind of perks you’re after. Under the Qantas Frequent Flyer program, your points will be automatically credited to the program, while Amplify Rewards allows you to transfer your points to a range of airline programs like Velocity, Enrich or Krisflyer, or redeem for gift and shopping cards and other retail rewards.
When it comes to points, this is where you’ll see a difference - with the Qantas Frequent Flyer program, you’ll earn 0.5 points per dollar on Visa, uncapped, and 1 point per dollar with Amplify Rewards, uncapped. But no matter what rewards scheme you choose, your points will never expire.
Getting down to the basics, the BankSA Amplify Classic Credit Card has a 19.49% purchase rate, a hefty 20.24% cash advance rate and up to 55 interest free days. There’s also a $79 annual fee to budget for.
If you’ve got a heap of debt you need gone, you can also pounce on the 0% balance transfer rate for 14 months with the BankSA Amplify Classic Credit Card.
Who it's good for:
The BankSA Amplify Classic Credit Card, like most rewards cards, comes with a reasonably steep purchase rate, so it is a good choice for spenders who pay off their balance in full and on time each month.
Any catches?
While you’ll be able to get your hands on some travel freebies through the BankSA Amplify Classic Credit Card, you will need to be a member of the Qantas Frequent Flyer program or relevant airline program. This cost is not included with the card, so you’ll have to budget for it separately.
Rewards program details
Rates and fees information correct as at 20 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.What your points get you
Fly Sydney to London
239,200 points
Fly Sydney to Melbourne
15,600 points
$100 Giftcard
22,200 points
$100 Cash
18,000 points
Points earning
1 point per dollar on Visa, uncapped
Rewards scheme
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
You can get flights via Velocity, Enrich or KrisFlyer.
Value of rewards points
Spend $18,182 (Visa)
Spend $22,200 (Visa)
Spend $15,600 (Visa)
Spend $239,200 (Visa)
Uncapped
Never
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
19.49% p.a.
-
none
-
0% p.a. for 14 months and then 20.24% p.a.
-
yes
-
20.24% p.a.
-
55
Fees
-
$79.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$2.00
-
$10.50
-
$0.00
Features
-
$10.00
-
2.0
-
1
-
none
Payment options
Google Pay, Samsung Pay
Rewards program details
Rates and fees information correct as at 20 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.What your points get you
Fly Sydney to London
120,000 points
Fly Sydney to Melbourne
8,000 points
$100 Giftcard
16,160 points
$100 Cash
-
Points earning
0.5 points per dollar on Visa, uncapped
Rewards scheme
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Value of rewards points
Spend $32,320 (Visa)
Spend $16,000 (Visa)
Spend $240,000 (Visa)
Uncapped
Never
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
19.49% p.a.
-
none
-
0% p.a. for 14 months and then 20.24% p.a.
-
yes
-
20.24% p.a.
-
55
Fees
-
$79.00
-
none
-
none
-
none
-
$15.00
-
2%, Min $2.50
-
3.00%
-
$2.00
-
$10.50
-
$0.00
Features
-
$10.00
-
2.0
-
1
-
none
Payment options
Google Pay, Samsung Pay
Customer Reviews
How are BankSA credit cards rated by the Mozo community?
Latest reviews of BankSA Amplify Classic
- Overall9/10
Helpful and easy to access
To date have not had a problem, very easy to deal with.
Read full review
To date have not had a problem, very easy to deal with.
Price8/10Features8/10Customer service9/10Convenience10/10Trust8/10Less
Kathryn | South Australia
reviewed over 3 years ago
- Overall10/10
Very good
I like my bank because the service is always great, the staff always have a smile even if they...
Read full review
I like my bank because the service is always great, the staff always have a smile even if they have had a bad day, would go nowhere else.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Barry | South Australia
reviewed over 4 years ago
- Overall7/10
Great Customer service and fantastic product featu
.
Read full review
.
Price9/10Features9/10Customer service7/10Convenience8/10Trust10/10Less
Name not supplied | South Australia
reviewed over 5 years ago
- Overall10/10
Simple, straightforward plus rewards!
My credit card with BankSA is great! I can buy things when I really need them and even get...
Read full review
My credit card with BankSA is great! I can buy things when I really need them and even get rewards for my spending! The BankSA staff have always been friendly and helpful and I feel confident that my finances are safe with them!
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Name not supplied | South Australia
reviewed over 5 years ago
- Overall8/10
Excellence in service and the rewards programme
The amplify card is ideal for being rewarded for every time you spend on your credit card in that...
Read full review
The amplify card is ideal for being rewarded for every time you spend on your credit card in that you can achieve it in a short space of time as the points quickly mount up and I have gained several gift cards through this scheme which means I have instant gifts for giving.The only part of the card that is disappointing is the amount of the fee charged each year. If this were to be lowered it would mean greater advantages for a person wishing to receive the benefits of this card, especially if they pay their bills through the credit card method.
Price7/10Features9/10Customer service10/10Convenience10/10Trust10/10Less
Christina | South Australia
reviewed about 6 years ago
About BankSA
BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.
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