BankSA Amplify Platinum

The details shown below are for a card with Amplify Rewards

The details shown below are for a card with Qantas Frequent Flyer

Choose the version of credit card that suits you best

  • Amplify Platinum (Amplify Rewards)

    Rewards: Amplify Rewards

  • Amplify Platinum (Qantas Frequent Flyer)

    Rewards: Qantas Frequent Flyer

19.49% p.a.

No current offer

$99

Amplify Rewards

BankSA Amplify Platinum

19.49% p.a.

No current offer

$99

Amplify Rewards

19.49% p.a.

No current offer

$99

Qantas Frequent Flyer

BankSA Amplify Platinum

19.49% p.a.

No current offer

$99

Qantas Frequent Flyer

Mozo Review   BankSA Amplify Platinum Review

Last updated: 5 July 2018.

What's hot:
  • 50,000 bonus points if you spend $2,000 in the first 90 days

  • 1 rewards point per $1 spent

What's not:
  • 3% foreign exchange margin

Mozo snapshot:

Whether you travel a lot, or like the idea of earning freebies with your credit card spend, the BankSA Amplify Platinum may be the card for you. You can choose between the Amplify Rewards program to cash points in for things like retail rewards and gift cards, or the Qantas Frequent Flyer program if you want your points to go straight to travel. Either way, you can bag 50,000 bonus points if you spend $2,000 in the first 90 days.

Key features:

Let’s start with the basics of the BankSA Amplify Platinum credit card; you’ll be holding a card with a 19.49% purchase rate and as far as ongoing fees go, they’re pretty low, as the card only comes with a $99 annual fee.

The BankSA Amplify Platinum comes with two variants, which have the same features, but change how you earn and redeem your rewards. The Amplify Rewards option offers up an earn rate of 1 Amplify Point per $1 spent, and allows you to redeem points for things like cash back, gift cards and retail products. The Qantas Frequent Flyer suits spenders who want their points to be translated directly to their Qantas rewards program, but keep in mind you’ll  only earn 0.5 Qantas points for every $1 spent.

Whichever option you choose, you’ll be eligible to earn 50,000 bonus points if you spend $2,000 in the first 90 days, which can kickstart your rewards stash.

The card also comes with a number of retail and travel perks, including a concierge service, extended warranty and purchase protection, giving you a bit more coverage for purchases made with the card, plus up to 3 months of complimentary overseas travel insurance.

Who it's good for:

Both the Amplify Rewards and Qantas Frequent Flyer options of the card are great for spenders who love freebies and appreciate the relatively low $99 annual fee. The Qantas Frequent Flyer option of the card is best served for frequent travellers, who are looking to put all their points toward jetsetting.

Any catches?

International travellers will want to be aware of the 3% foreign exchange margin that every international purchase comes with.

Rewards program details

Rates and fees information correct as at 19 September 2018.

What your points get you

Fly Sydney to London

239,200 points

Fly Sydney to Melbourne

15,600 points

$100 Giftcard

22,200 points

$100 Cash

18,000 points

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

You can get flights via Velocity, Enrich or KrisFlyer.

Special offers

Receive 50,000 bonus Amplify Points when you spend $2,000 within the first 90 days

Value of rewards points

Spend $18,182 (Visa)

Spend $22,200 (Visa)

Spend $15,600 (Visa)

Spend $239,200 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.49% p.a.

  • none

  • No current offer

  • none

  • 20.24% p.a.

  • 55

Fees
  • $99.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 19 September 2018.

What your points get you

Fly Sydney to London

120,000 points

Fly Sydney to Melbourne

8,000 points

$100 Giftcard

16,160 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Special offers

Receive 50,000 bonus Qantas Points when you spend $2,000 within the first 90 days.

Value of rewards points

Spend $32,320 (Visa)

Spend $16,000 (Visa)

Spend $240,000 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.49% p.a.

  • none

  • No current offer

  • none

  • 20.24% p.a.

  • 55

Fees
  • $99.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $2.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 1

  • none

Payment options

Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall customer rating
6.9/10
Price
6.2/10
Features
5.8/10
Customer service
6.9/10
Convenience
7.6/10
Trust
7.5/10

Latest reviews of BankSA Amplify Platinum

  • Overall
    8/10
    Always available to assist.

    Very helpful especially when there is a breach on the card. They follow up and keep you informed...

    Very helpful especially when there is a breach on the card. They follow up and keep you informed as to their investigation and result. I found the staff had high people skills and made me feel comfortable talking to them.

    Price
    7/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Heather | SA

    10 Feb 2016

  • Overall
    10/10
    Great product

    I recently used my travel insurance that came with the card and they were fantastic

    I recently used my travel insurance that came with the card and they were fantastic

    Price
    10/10
    Features
    10/10
    Customer service
    7/10
    Convenience
    8/10
    Trust
    10/10

    Sue | SA

    03 Feb 2016

BankSA

About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

See BankSA credit cards