Vertigo Platinum card image

BankSA Vertigo Platinum

Advertiser disclosure
Purchase rate
12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
$99
Interest free days on purchases
55
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Mozo editorial review BankSA Vertigo Platinum

Last updated: 29 March 2021.

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What's hot
  • 12.99% purchase rate
  • Personal concierge service
  • 2020 Mozo Experts Choice Award winner
What's not
  • $15 late payment fee
Mozo snapshot

The BankSA Vertigo Platinum credit card is a multiple 2020 Mozo Experts Choice Award winner for best Low Rate Platinum Credit Card. It offers a low 12.99% purchase rate, premium benefits such as a personal concierge service, and a $300 cashback for new cardholders so long as they meet a few conditions.

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Key features

At 12.99% p.a., the Vertigo Platinum Credit Card credit card offers the lowest variable purchase rate available for BankSA customers. You’ll also be able to avoid interest on purchases entirely by capitalising on the 55 day interest free period, just make sure your balance is paid in full by the end of each month.

New cardholders will also have the chance to receive $300 cashback when $900 is spent on eligible purchases within 90 days of approval (terms and conditions apply, offer ends 30 June 2021).

The Vertigo Platinum card comes with a couple of enticing benefits. Not only will you get purchase insurance and personal concierge services, but you’ll also have complimentary travel insurance. On that note, if you’re using this card abroad be aware that you’ll be paying a 3.00% foreign exchange margin.

The cash advance rate is fairly high at 21.49% p.a. and you’ll also be charged a 2% or $2.50 fee to turn your credit into cash. You’ll also have to stump up $99 every 12 months in the form of an annual fee and you’re also liable for a $15 late payment fee if you fall behind on your repayments. The good news on the fee front is that you’ll have access to three cards without activating any additional cardholder fees.

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Who is it good for

If you’re after the perks of a platinum card without the high fees and interest associated with other cards, you will relish having access to Visa’s Platinum Concierge service. Think of this as a 24/7 personal assistant that can organise concert tickets, book holidays and plan special occasions.

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Any catches

Just keep in mind that you’ll have to pay the $99 annual fee upfront and it might be worth automating your credit card payments to make sure you’re avoiding the $15 late payment fee.

Details

Rates and fees information correct as at 6 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 12.99% p.a.

  • none

  • 6.99% p.a. for 12 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $99.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Receive $300 cashback when you spend $900 on eligible purchases within 90 days. For new applications made by 30 June 2021.

Customer Reviews

How are BankSA credit cards rated by the Mozo community?

Overall
6.9/10
Price
6.3/10
Features
5.5/10
Customer service
6.9/10
Convenience
7.6/10
Trust
7.3/10

Latest reviews of BankSA Vertigo Platinum

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About BankSA

BankSA is the largest financial institution in South Australia, and boasts the largest network of branches and ATMs in the state. BankSA aims to help South Australians get the best from their money, and offers a wide range of bank accounts, home loans, personal loans, credit cards and other financial services.

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13.74% p.a.

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13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

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11.99% p.a.

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12.99% p.a.

0% p.a. for 26 months and then 21.74% p.a. (2.00% balance transfer fee)

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11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

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6.99% p.a. for 12 months and then 21.49% p.a.

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