Choose the version of this credit card that suits you best
| Name | Rewards program | |
|---|---|---|
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Vertigo - Cashback Offer | n/a |
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Vertigo - Balance Transfer Offer | n/a |
If you’re looking for a card to help you get a handle on existing credit card debt, then the BankSA Vertigo may be the card for you. The card comes with the option of a 0% balance transfer rate for 28 months with 1% balance transfer fee, or the option of cashback on your everyday spend. To seal the deal, it took home a 2021 Mozo Experts Choice Award in the Balance Transfer Credit Card category.
The BankSA Vertigo is a budget-friendly option for users who want the convenience of plastic without the high price tag.
It comes with a relatively low annual card fee of $55, a reasonable purchase rate of 13.99% and up to 55 days interest-free for cardholders who pay off their outstanding balance in full by the due date each month.
New cardholders can also pick between two special limited-time offers.
For cardholders wanting to get a handle on lingering credit card debt, there's the 0% p.a. balance transfer rate offer for 28 months (1% BT fee). Just keep in mind that after the first 28 months, the rate for any remaining transferred balance will increase to the cash advance rate.
The other option could make your everyday shopping extra fun. New customers can choose to opt for 10% cashback at major supermarket chains like Aldi, Coles, Woolworths, IGA, and Harris Farm and at patrol stations. You could receive up to $400 cashback in total. Offer ends 31st July 2024.
The BankSA Vertigo could be great for someone who is looking to blast existing credit card debt with the 28-month, 0% balance transfer offer. It could also be good for the everyday shopper with its cashback option.
Don't forget that while the balance transfer rate is 0% for the first 28 months, after that any remaining balance transfer amount will accrue interest at the cash advance rate which is currently 21.49%.
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13.99% p.a. |
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none |
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No current offer |
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yes |
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21.49% p.a. |
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|
55 |
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$55.00 |
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none |
|
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none |
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none |
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$15.00 |
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3% |
|
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3.00% |
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|
$0.00 |
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$10.50 |
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$0.00 |
|
$10.00 |
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2.0 |
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1 |
|
|
Offer not available if youve held a St.George, Bank of Melbourne or BankSA credit card in the last 12 months. |
Apple Pay, Google Wallet, PayID, Samsung Pay
Receive 10% cashback on each eligible spend at a participating supermarket and petrol stations, max $400. For new applications made by 31st July 2024, then use at supermarket within 6 months of approval.
|
13.99% p.a. |
|
|
none |
|
|
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
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yes |
|
|
21.49% p.a. |
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|
55 |
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$55.00 |
|
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none |
|
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none |
|
|
none |
|
|
$15.00 |
|
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3% |
|
|
3.00% |
|
|
$0.00 |
|
|
$10.50 |
|
|
$0.00 |
|
$10.00 |
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|
2.0 |
|
|
1 |
|
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Great for ease of use, but nothing to gain in regards to bonuses.
Read full reviewGreat for ease of use, but nothing to gain in regards to bonuses.
Interest free balance transfers
Read full reviewInterest free balance transfers
On the whole good customer service. Banking options explained well.
Read full reviewOn the whole good customer service. Banking options explained well.
They have closed a few CBD branches.
Read full reviewThey have closed a few CBD branches.
Great card, easy to deal with bank, always no hassle.
Read full reviewGreat card, easy to deal with bank, always no hassle.
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Velocity Escape Card
23.99% p.a.
No current offer
$0
Velocity Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
60,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 12 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
