BCU credit cards

BCU
BCU's overall rating for credit cards

(as rated by the Mozo community)

9.1 / 10

based on 38 reviews

Looking for a low cost version of your favourite credit cards? BCU has just what you need. These cards are affordable and convenient - exactly the thing you need to add to your wallet!

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

What credit cards do BCU offer?

Low rate credit cards Low rate credit cards

Want an affordable credit card to make spending as easy pie? A low rate credit card from BCU might be just the ticket. With a low annual fee and interest rate, this card will help you keep costs down, even if you tend to carry a balance from month to month.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

11.80% p.a.

$40

55

Go to site

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Low fee credit cards Low fee credit cards

No matter how you spend on your credit card, a high annual fee is a surefire way to make your hip pocket ache. So snag a low fee credit card from BCU and never have to worry about that again!

Product Purchase rate Balance transfer rate Annual fees Interest free days  

11.80% p.a.

$40

55

Go to site

Hide

Frequently Asked Questions about BCU credit cards

    How many interest free days will I get with a BCU credit card?

    What fees might I be charged?

    Can I use my BCU credit card for a balance transfer?

    Can I use payWave with my BCU credit card?

    Can I use my BCU credit card while I’m travelling overseas?

    What rewards options do I have with my BCU rewards credit card?

    What can I do to keep my credit card safe?

How are BCU credit cards rated?

Mozo users have rated BCU credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

BCU credit cards

Overall 9.1*

Price

Features

Customer service

Convenience

Trust

38 Reviews

* Overall rating based on reviews in the past 12 months.

Recent BCU credit card reviews Recent BCU credit card reviews

BCU

BCU Classic credit card review

Overall rating   10 / 10

I will be leaving my bank and joining BCU.

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

Full review

Kerrie was extremely helpful and so quick with the whole process. She explained everything very clearly and made the experience very pleasant!!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Carly (NSW), reviewed 7 months ago

BCU

BCU Classic credit card review

Overall rating   10 / 10

Smooth transfer from old to new

First time balance transfer, Nathan was very helpful.

Full review

First time balance transfer, Nathan was very helpful.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   / 10

    Trust   10 / 10

Less

Kimberlie (QLD), reviewed 7 months ago

BCU

BCU Classic credit card review

Overall rating   10 / 10

Excellent service

Very happy with the service and WOW very fast response - thank you BCU

Full review

Very happy with the service and WOW very fast response - thank you BCU

    Price   10 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sonia (NSW), reviewed 7 months ago

BCU

BCU Classic credit card review

Overall rating   7 / 10

Fabulous

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

Full review

I found BCU customer service to be outstanding and a quick and pleasant experience setting up my credit card.

    Price   7 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Breanna (NSW), reviewed 7 months ago

BCU

BCU Classic credit card review

Overall rating   10 / 10

A1

Nathan was excellent! Great service and well mannered.

Full review

Nathan was excellent! Great service and well mannered.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Fred (NSW), reviewed 7 months ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a BCU credit card? What do you need to apply for a BCU credit card?

You can apply for a BCU credit card by filling out a quick form on their website. To do this, you’ll need details like:
Your personal contact details

  • Your financial details, including assets, debts, and income
  • Your monthly personal expenses (if you don’t know them, check out our budget calculator to crunch the numbers and find out how much you’re spending each month)

You’ll also have to be:

  • 18 or over
  • A permanent Australian resident
  • Free of outstanding defaults or bankruptcy

To find out more about applying for credit cards, check out our handy guide.

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More helpful credit card quick links