Bendigo Bank RSPCA Rescue Mastercard

19.99% p.a.

No current offer

$45

Bendigo Bank RSPCA Rescue Mastercard Review

Rates and fees information correct as at 24 July 2018.

Review published: 7 May 2013

What's hot:

  • Built-in RSPCA donation program

  • Low annual $45 fee

  • 55 interest-free days

What's not:

  • High 21.99% cash advance rate

Mozo snapshot:

The Bendigo Bank RSPCA Rescue card is a great option for customers looking for an everyday credit card which allows them to be charitable towards their furry friends. Bendigo donates a percentage of its profits from the Rescue card to the RSPCA every year - since 2005, they have donated over $1.5 million.

Key features:

For the low annual fee of $45, Bendigo’s RSPCA Rescue credit card gives customers the opportunity to combine value with donating to a great cause.

With a purchase rate of 19.99% this is a credit card suited to anyone who is dedicated to paying off their balance in full each month by taking advantage of 55 interest-free days. It is a good idea to set up automatic repayments because there is a $15 late payment fee.

As part of the Mastercard network you’ll be able to use the RSPCA Rescue card at over 43 million locations around the world, including at outlets with contactless payment options with the option to Tap & go for purchases under $100.

One of the best perks with the Bendigo Bank RSPCA rescue card is that it also provides access to the Mastercard Priceless Cities program which offers exclusive deals on everything from accommodation to restaurants at hundreds of cities around the world. If you do take your card with you on your next overseas vacation just be aware that any purchases made using your card will have a 3.00% foreign exchange margin added to the AUD amount, so make sure you budget for this.

You’ll also have the option to  personalise  your card by choosing between Genie the cat and Frosty the dog for your  card background, and with the additional option of a $5 tax-deductible monthly donation toward the RSPCA’s Adoptapet program you’ll be able to help Genie and Frosty’s furry friends find a happy home.

Who it's good for:

The RSPCA Rescue is a great option for animal lovers looking for a straightforward credit card which gives them the opportunity to donate to a worthy cause.

Any catches?

With the high cash advance rate of 21.99% you’ll want to avoid using the card for cash withdrawals whenever possible.  

How are Bendigo Bank credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.3

Based on 212
Bendigo Bank credit cards reviews

7.4 7.2 8.5 8.5 8.5

Read Bendigo Bank credit card reviews by the Mozo community

Latest reviews of Bendigo Bank RSPCA Rescue Mastercard

Bendigo Bank

Bendigo Bank RSPCA Rescue Mastercard credit card review

Overall rating   9 / 10

The best customer service I have received in years

My bank is local and if there are any discrepancies of any kind I get a personal phone call. They are always friendly and helpful in every way. You always receive personal assistance and I have not known this kind of banking service for a very...

Full review

My bank is local and if there are any discrepancies of any kind I get a personal phone call. They are always friendly and helpful in every way. You always receive personal assistance and I have not known this kind of banking service for a very long time. I love my bank and will stay with them for the great service I receive.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Glenys (WA), reviewed about 3 years ago

Bendigo Bank

Bendigo Bank RSPCA Rescue Mastercard credit card review

Overall rating   8 / 10

Just a great bank

I like this bank because it is a community-driven one supporting the RSPCA. I own an assistance dog and am very greatful for him.

Full review

I like this bank because it is a community-driven one supporting the RSPCA. I own an assistance dog and am very greatful for him.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen (QLD), reviewed over 4 years ago

Bendigo Bank

Bendigo Bank RSPCA Rescue Mastercard credit card review

Overall rating   4 / 10

Helping animals

I know little about my credit card. I do not like the swipe and pay feature. I believe to easy for fraud to occur. Do like the contribution to RSPCA.

Full review

I know little about my credit card. I do not like the swipe and pay feature. I believe to easy for fraud to occur. Do like the contribution to RSPCA.

    Price   -1 / 10

    Features   4 / 10

    Customer service   -1 / 10

    Convenience   3 / 10

    Trust   1 / 10

Less

Mozo reviewer (VIC), reviewed over 4 years ago

Bendigo Bank

Bendigo Bank RSPCA Rescue Mastercard credit card review

Overall rating   8 / 10

RSPCA donation every month, no annoying phone call

A set percentage of your balance on the card are donated to the RSPCA each month. They never call to hassle you about increasing your credit limit either.

Full review

A set percentage of your balance on the card are donated to the RSPCA each month. They never call to hassle you about increasing your credit limit either.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mozo reviewer (VIC), reviewed almost 5 years ago

Bendigo Bank

Bendigo Bank RSPCA Rescue Mastercard credit card review

Overall rating   10 / 10

Friendly, competitive, secure banking

Bendigo Bank service in all the branches, on the phone and online has been excellent. The choice of credit card account was explained and our choice supported. I love banking with this Bank.

Full review

Bendigo Bank service in all the branches, on the phone and online has been excellent. The choice of credit card account was explained and our choice supported. I love banking with this Bank.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed almost 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Rates

  • 19.99% p.a.

  • none

  • No current offer

  • no

  • 21.99% p.a.

  • 55

Fees

  • $45.00

  • none

  • none

  • none

  • $15.00

  • 0.50%, Min $3.25

  • 3.00%

  • $5.00

  • $10.00

  • $0.00

Other financial bits

  • $10.00

  • 3.0

Features

  • yes

  • none

  • Optional $5 monthly tax deductible donation to RSPCA Adoptapet. Personalise your card for FREE with the image of your choice.

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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