Big Sky credit cards

Big Sky
Big Sky's overall rating for credit cards

(as rated by the Mozo community)

8.0 / 10

based on 7 reviews

After a credit card you can trust? Big Sky is a customer focused credit union, so once you’re a member, all it’s profits go back into benefiting you. Part of that, is some killer credit card deals. Check them out below.

Rates and fees verified as correct at 02 December, 2016. Other information correct at the time of writing.

What credit cards do Big Sky offer?

Low rate credit cards Low rate credit cards

If your credit card balance tends to run away from you, control the damage it could be doing to your wallet with a low rate credit card from Big Sky. With a low impact interest rate and annual fee, this card will help you manage your credit card bills with ease.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.99% p.a.

$29

45


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Low fee credit cards Low fee credit cards

If you’re careful about paying off your credit card balance each month, why ruin all that good planning with a high annual fee? Instead, check out the low fee options from Big Sky - whether you’re chasing rewards or want a super low interest rate, there’s an option to suit.

Product Purchase rate Balance transfer rate Annual fees Interest free days

11.99% p.a.

$29

45

16.58% p.a.

$49

45


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Rewards credit cards Rewards credit cards

If earning rewards points if your game, then check out an affordable rewards credit card from Big Sky. With this card, you can convert your points to dollars and funnel them all into an account so you can use them to reward yourself with whatever your heart desires. Check it out below:

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to 250000 points per year

16.58% p.a.

$49


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Frequently Asked Questions about Big Sky credit cards

    What is the interest free period on my Big Sky credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    Can I use my Big Sky credit card for a balance transfer?

    Can I use my Big Sky credit card while I’m travelling overseas?

    Does payWave work with my Big Sky credit card?

    What rewards options do I have with my Big Sky credit card?

    How does Big Sky protect me from credit card fraud?

How are Big Sky credit cards rated?

Mozo users have rated Big Sky credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Big Sky credit cards

Overall 8.0*

Price

Features

Customer service

Convenience

Trust

7 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Big Sky credit card reviews Recent Big Sky credit card reviews

Big Sky

Big Sky credit card review

Overall rating   5 / 10

Excellent customer service

Credit card interest rates are too high!!

Full review

Credit card interest rates are too high!!

    Price   3 / 10

    Features   4 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Bill (VIC), reviewed over 1 year ago

Big Sky

Big Sky Low Rate Visa credit card review

Overall rating   9 / 10

Everything you need including an ongoing low rate

I am always on the look-out for a better product but have yet to find a credit card with the features that you expect as well as a low ongoing interest rate. Looks like I will be sticking with BigSky for the foreseeable future.

Full review

I am always on the look-out for a better product but have yet to find a credit card with the features that you expect as well as a low ongoing interest rate. Looks like I will be sticking with BigSky for the foreseeable future.

    Price   9 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Angus (NSW), reviewed almost 2 years ago

Big Sky

Big Sky Low Rate Visa credit card review

Overall rating   7 / 10

Personalised service

They are responsible with their credit lending and the manager goes out of his way to help you achieve an affordable solution based on your individual needs.

Full review

They are responsible with their credit lending and the manager goes out of his way to help you achieve an affordable solution based on your individual needs.

    Price   7 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Carol (WA), reviewed almost 2 years ago

Big Sky

Big Sky Low Rate Visa credit card review

Overall rating   10 / 10

Excellent for all services

I have been a member for over 35 years, I also had Commonwealth & another building society accounts which I closed due to uncompetitive rates and poor service. The only disadvantage for me is that the closest branch is 25 km away but that does...

Full review

I have been a member for over 35 years, I also had Commonwealth & another building society accounts which I closed due to uncompetitive rates and poor service. The only disadvantage for me is that the closest branch is 25 km away but that does not matter as I do 99% of my banking by secure internet. I do not even have to remember to pay my Visa account as it is deducted from my savings on the due date AND I am credited with a reward for using Big Sky visa.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alan (WA), reviewed about 2 years ago

Big Sky

Big Sky Low Rate Visa credit card review

Overall rating   7 / 10

Value for money, but annoying.

I use this card occasionally. The rewards are simple but muted. Fees are non-existent. If it is you only account with Big Sky, you will find it annoying as you have to pay through your savings account (a two step process). Changing PINS...

Full review

I use this card occasionally. The rewards are simple but muted. Fees are non-existent. If it is you only account with Big Sky, you will find it annoying as you have to pay through your savings account (a two step process). Changing PINS impossible unless you live near a branch - and you generally have to be rural for that. Phone customer service is sporadic.

    Price   7 / 10

    Features   8 / 10

    Customer service   4 / 10

    Convenience   4 / 10

    Trust   7 / 10

Less

Mozo reviewer (NT), reviewed over 3 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Big Sky credit card? What do you need to apply for a Big Sky credit card?

You can apply for a Big Sky credit card online, or by filling out an application form and mailing it in to Big Sky. To apply you:

  • Should be 18 or over
  • Should be a member of Big Sky, or willing to become a member

Have details of your finances on hand, including:

  • Assets
  • Debts
  • Employment and income
  • Living expenses
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