0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
Citi Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
Last updated: 23 October 2019.
14.99% purchase rate
$0 annual fee in the first year ($99 after)
2019 Mozo Experts Choice Award winner
High cash advance rate
Before you see 'free wine' and run off to apply for the Citi Clear Platinum credit card take a minute to soak up the other striking features such as a low 14.99% purchase rate, no annual fee in the first year and a low $99 fee after, along with a range of complimentary insurances. These features have earned this card a 2019 Mozo Experts Choice Award in the best Low Rate Platinum Credit Card category.
The Citi Clear Platinum comes with a low ongoing purchase rate of 14.99%, one of the lowest in the market for a platinum card. The $99 annual fee is also one of the lowest around for a platinum credit card and at the moment you can snag this card with no annual fee in the first year.
And if you're looking to blast some debt before you get started with new spending, this card comes with a 0% interest balance transfer period for 9 months, and no BT fee.
If you're heading overseas, you'll be able to use the credit card wherever Visa is accepted - which is pretty much at most retailers around the world. But remember, for international purchases you'll face a 3.40% foreign exchange margin if you pay on your Citi Clear Platinum but this is standard and no deal breaker.
As a Clear Platinum card holder you'll get top insurance coverage with up to $200,000 purchase cover insurance for goods lost or stolen within 90 days for any items purchases on your card. Also included is a manufacturers warranty doubled up to 12 months on purchases. And the guaranteed pricing scheme means if you make a purchase on your card and you see it on sale at a later stage, you can get a refund on the price difference.
The Clear Platinum is all about privileges. Receive an award winning bottle of wine every time you dine in a partner restaurant as part of Citi's Dining Program and you'll also get 25% off offers available on Citi World Privileges, which includes deals for shopping, health spas and even a Sydney Bridge climb. You can even get discounted movie tickets. In addition, you get access to the Visa Platinum Privileges program which gives you access to special offers that are much harder for everyday card holders to obtain.
The Citi Clear Platinum will no doubt knock the socks off anyone who loves a good savings deal with its low purchase rate and those who enjoy a good wine from time to time.
At the moment, this card features a high 22.24% cash advance rate, so steer clear of the ATM!
14.99% p.a.
0% p.a. for 9 months
0% p.a. for 9 months and then 22.24% p.a.
yes
22.24% p.a.
55
$99.00
$0 in the first 1 year
none
none
$30.00
3.5%, min $3.50
3.40%
$0.00
$0.00
$0.00
$30.00
2.0
4
none
Apple Pay, Samsung Pay
Concierge,
Extended Warranty,
Purchase Protection
Have found the customer support staff to be helpful and understanding in times where payment is...
Read full review
Have found the customer support staff to be helpful and understanding in times where payment is going to be late. They have offered assistance. Be aware of low rate balance transfers reverting to higher than usual rate after transfer term has ended, pretty sure this applies to most banks though.
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Lorraine | Queensland
reviewed 11 days ago
Great service.
Read full review
Great service.
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Jason | Western Australia
reviewed 2 months ago
I am not fully happy with them
Read full review
I am not fully happy with them
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Leo | Queensland
reviewed over 2 years ago
Easy application
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Easy application
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Catherine | New South Wales
reviewed almost 4 years ago
Excellent service, easy to use product.
Read full review
Excellent service, easy to use product.
Less
Martin | Victoria
reviewed about 4 years ago
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
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Citi
Rewards Signature Credit Card
21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
$395 $199 in the first year
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Citi
Rewards Platinum Credit Card (Bonus Points)
21.49% p.a.
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
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Rewards Platinum Credit Card (Balance Transfer)
21.49% p.a.
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
$149 $49 in the first year
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Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months then 21.49% p.a.
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
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Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
21.49% p.a.
$149 $49 in the first year
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American Express
Velocity Platinum Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$375
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NAB
Low Rate Card
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
0% p.a. for 6 months then 13.99% p.a.
$59
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
0% p.a. for 14 months then 20.74% p.a.
$129 $49 in the first year
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
0% p.a. for 13 months then 21.49% p.a.
$149 $49 in the first year
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
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Citi
Rewards Platinum Credit Card (Bonus Points)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Platinum Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$375
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
20.24% p.a.
$425
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0.66 points per dollar on Visa, up to $1,500 per month, then
0.5 points per dollar on Visa, uncapped
20.74% p.a.
$129 $64 in the first year
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
1 point per dollar on Visa, up to $10,000 per month
21.49% p.a.
$149 $49 in the first year
Promoted
American Express
Velocity Escape Card
0.75 points per dollar on Amex, uncapped
20.74% p.a.
$0
Promoted
Suncorp
Clear Options Platinum
1.25 points per dollar on Visa, uncapped
20.74% p.a.
$129 $49 in the first year
Promoted
Heritage Bank
Platinum
0.002 points per dollar on Visa, uncapped
17.49% p.a.
$125 $0 when you spend over $35,000 p.a
Promoted
Citi
Rewards Platinum Credit Card (Balance Transfer)
0% p.a. for 26 months and then 22.24% p.a. (1.50% balance transfer fee)
$149 $49 in the first year
21.49% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 6 months and then 20.99% p.a.
$129 $64 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
Citi
Platinum Credit Card (Purchase Rate)
0% p.a. for 13 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
0% p.a. for 13 months then 21.49% p.a.
Promoted
Suncorp
Clear Options Platinum
0% p.a. for 14 months and then 21.99% p.a.
$129 $49 in the first year
0% p.a. for 14 months then 20.74% p.a.
Promoted
American Express
Velocity Escape Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$0
20.74% p.a.
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 22 months and then 20.99% p.a. (1.00% balance transfer fee)
$129 $64 in the first year
20.74% p.a.
Promoted
Citi
Rewards Platinum Credit Card (Bonus Points)
0% p.a. for 15 months and then 22.24% p.a. (1.00% balance transfer fee)
$149 $49 in the first year
21.49% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
$59
0% p.a. for 6 months then 13.99% p.a.
Promoted
NAB
Low Rate Card
0% p.a. for 6 months then 13.99% p.a.
$59
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
Virgin Money
Virgin Australia Velocity Flyer Card - Purchase Rate Offer
0% p.a. for 14 months then 20.74% p.a.
$129 $64 in the first year
0% p.a. for 6 months and then 20.99% p.a.
Promoted
NAB
Low Fee Card
19.74% p.a.
$30
0% p.a. for 6 months and then 21.74% p.a. (2.00% balance transfer fee)
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.