Citi Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
Citi Clear Platinum Credit Card
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
0% p.a. for 9 months then 14.99% p.a.
0% p.a. for 9 months and then 22.24% p.a.
$99 $0 in the first year
n/a
Mozo Review Citi Clear Platinum Credit Card Review
Last updated: 1 October 2019.
What's hot:
14.99% purchase rate
$0 annual fee in the first year ($99 after)
2018 Mozo Experts Choice Award winner
What's not:
High cash advance rate
Mozo snapshot:
Before you see 'free wine' and run off to apply for the Citi Clear Platinum credit card take a minute to soak up the other striking features such as a low 14.99% purchase rate, no annual fee in the first year and a low $99 fee after, along with a range of complimentary insurances. These features have earned this card two Mozo Experts Choice Awards, one in the Low Rate Platinum Credit Card category, and one in the Balance Transfer Platinum Credit Card category.
Key features:
The Citi Clear Platinum comes with a low ongoing purchase rate of 14.99%, one of the lowest in the market for a platinum card. The $99 annual fee is also one of the lowest around for a platinum credit card and at the moment you can snag this card with no annual fee in the first year.
And if you're looking to blast some debt before you get started with new spending, this card comes with a 0% interest balance transfer period for 9 months, and no BT fee. Just keep in mind that you won't get interest free days on new retail purchases while you have a balance transfer.
If you're heading overseas, you'll be able to use the credit card wherever Visa is accepted - which is pretty much at most retailers around the world. But remember, for international purchases you'll face a 3.40% foreign exchange margin if you pay on your Citi Clear Platinum but this is standard and no deal breaker.
As a Clear Platinum card holder you'll get top insurance coverage with up to $200,000 purchase cover insurance for goods lost or stolen within 90 days for any items purchases on your card. Also included is a manufacturers warranty doubled up to 12 months on purchases. And the guaranteed pricing scheme means if you make a purchase on your card and you see it on sale at a later stage, you can get a refund on the price difference.
The Clear Platinum is all about privileges. Receive an award winning bottle of wine every time you dine in a partner restaurant as part of Citi's Dining Program and you'll also get 25% off offers available on Citi World Privileges, which includes deals for shopping, health spas and even a Sydney Bridge climb. You can even get discounted movie tickets. In addition, you get access to the Visa Platinum Privileges program which gives you access to special offers that are much harder for everyday card holders to obtain.
Who it's good for:
The Citi Clear Platinum will no doubt knock the socks off anyone who loves a good savings deal with its low purchase rate and those who enjoy a good wine from time to time.
Any catches?
At the moment, this card features a high 22.24% cash advance rate, so steer clear of the ATM!
Details
Rates and fees information correct as at 19 October 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
14.99% p.a.
-
0% p.a. for 9 months
-
0% p.a. for 9 months and then 22.24% p.a.
-
yes
-
22.24% p.a.
-
55
Fees
-
$99.00
-
$0 in the first 1 year
-
none
-
none
-
$30.00
-
3.5%, min $3.50
-
3.40%
-
$0.00
-
$0.00
-
$0.00
Features
-
$30.00
-
2.0
-
4
-
none
Payment options
Apple Pay, Samsung Pay
Rewards privileges
Concierge,
Extended Warranty,
Purchase Protection
Customer Reviews
How are Citi credit cards rated by the Mozo community?
Latest reviews of Citi Clear Platinum Credit Card
-
Overall10/10
Great card
Great service.
Read full review
Great service.
Price9/10Features10/10Customer service10/10Convenience10/10Trust6/10Less
Jason | Western Australia
reviewed 8 days ago
-
Overall8/10
Been with them for a long time
I am not fully happy with them
Read full review
I am not fully happy with them
Price9/10Features-Customer service-Convenience-Trust-Less
Leo | Queensland
reviewed over 2 years ago
-
Overall10/10
easy to use
Easy application
Read full review
Easy application
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Catherine | New South Wales
reviewed over 3 years ago
-
Overall9/10
Accepted world wide.
Excellent service, easy to use product.
Read full review
Excellent service, easy to use product.
Price5/10Features7/10Customer service8/10Convenience8/10Trust9/10Less
Martin | Victoria
reviewed almost 4 years ago
-
Overall1/10
Competitive rates but bad security
My card details from a card that was reported lost 3 years ago was used in a fraudulent...
Read full review
My card details from a card that was reported lost 3 years ago was used in a fraudulent transaction and Citibank let the transaction go through. They advised me to ring the merchant to stop the transaction. That would mean they can still use the card at new merchants all the time and Citibank will still let the transaction go through on a blocked card.
Price4/10Features3/10Customer service5/10Convenience5/10Trust0/10Less
Cheryl | Victoria
reviewed almost 4 years ago
About Citi
Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.
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