Citi Qantas Signature

20.99% p.a.

0% p.a. for 6 months and then 21.74% p.a.

$444 $248 in the first year

Qantas Frequent Flyer

Citi Qantas Signature

20.99% p.a.

0% p.a. for 6 months and then 21.74% p.a.

$444 $248 in the first year

Qantas Frequent Flyer

Rewards program details

Rates and fees information correct as at 18 January 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

120,000 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

16,160 points

$100 Cash

-

Points earning

0.5 points per dollar on Visa, up to $20,000 per month

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer

1 Qantas Point per $1 for eligible International Spending, points uncapped.

Instant discounts via Citi World Privileges

Special offers

Receive 50,000 bonus Qantas Points when you spend $2,000 within 90 days from card approval.

Value of rewards points

Spend $32,320 (Visa)

Spend $16,000 (Visa)

Spend $240,000 (Visa)

at $20,000 monthly

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 20.99% p.a.

  • none

  • 0% p.a. for 6 months and then 21.74% p.a.

  • yes

  • 21.74% p.a.

  • 55

Fees
  • $444.00

  • $248 in the first 1 year

  • none

  • none

  • $10.00

  • 3.5%, min $3.50

  • 3.40%

  • $7.00

  • $7.00

  • $0.00

Features
  • $30.00

  • 2.0

  • 4

  • none

Payment options

Apple Pay, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Free wine every time you dine with the Citibank Dining Program.

Customer Reviews

How are Citi credit cards rated by the Mozo community?

Overall customer rating
5.2/10

Based on 1249 Citi credit card reviews

Price
4.8/10
Features
5.5/10
Customer service
4.9/10
Convenience
5.0/10
Trust
5.2/10

Latest reviews of Citi Qantas Signature

  • Overall
    6/10
    Good up to now

    Will be changing in the near future as they are changing their policy in regards to earning...

    Will be changing in the near future as they are changing their policy in regards to earning points from BPAY payments

    Price
    5/10
    Features
    7/10
    Customer service
    5/10
    Convenience
    5/10
    Trust
    6/10

    Mark | Victoria

    reviewed almost 3 years ago

  • Overall
    9/10
    Great overall product

    Really good service, easily accessibly on line and on the phone.

    Really good service, easily accessibly on line and on the phone.

    Price
    5/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Peter | Western Australia

    reviewed over 3 years ago

  • Overall
    6/10
    Expensive cost

    Expensive credit card, should be free.

    Expensive credit card, should be free.

    Price
    0/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    5/10
    Trust
    10/10

    Geoffrey | New South Wales

    reviewed over 3 years ago

  • Overall
    3/10
    Too much trouble so I prefer to use my ANZ card!

    MyCard from citibank. No banking facility outside Sydney so I am forced to use Australia Post at...

    MyCard from citibank. No banking facility outside Sydney so I am forced to use Australia Post at a fee. Money transferred takes 2 to 5 days to be credited - Why with electronic banking! They debit my account instantly!

    Price
    2/10
    Features
    6/10
    Customer service
    0/10
    Convenience
    8/10
    Trust
    1/10

    Peter | New South Wales

    reviewed over 3 years ago

  • Overall
    6/10
    Good when free

    Online facilities are a bit hard to use. No fees is a plus though.

    Online facilities are a bit hard to use. No fees is a plus though.

    Price
    8/10
    Features
    7/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    6/10

    David | Queensland

    reviewed over 4 years ago

Citi

About Citi

Citi is the consumer banking arm of Citigroup, one of the world's biggest financial institutions. Citi was the first foreign bank to be granted a banking licence to operate in Australia. Citi is now the largest international bank in the country, serving millions of Australians with credit cards, mortgages, deposit accounts, charge cards and more.

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$149 $0 in the first year

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20.74% p.a.

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20.74% p.a.

$129 $64 in the first year

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20.74% p.a.

$0

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Coles

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2 points per dollar on Mastercard, uncapped

19.99% p.a.

$99

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0% p.a. for 14 months and then 21.99% p.a.

$49 $0 in the first year

19.99% p.a.

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0% p.a. for 18 months and then 21.99% p.a.

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0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)

$0

14.99% p.a.

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0% p.a. for 24 months and then 21.74% p.a. (1.50% balance transfer fee)

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20.99% p.a.

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11.99% p.a.

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11.99% p.a.

$49 $0 in the first year

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12.49% p.a.

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14.99% p.a.

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11.99% p.a.

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11.99% p.a.

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19.99% p.a.

0% p.a. for 14 months and then 21.99% p.a.

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19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $149 in the first year

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19.99% p.a.

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11.99% p.a.

0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

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11.99% p.a.

No current offer

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11.99% p.a.

0% p.a. for 12 months and then 11.99% p.a.

$49

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20.74% p.a.

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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20.74% p.a.

0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

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