Low Rate Blue Credit Card card image

Community First Credit Union Low Rate Blue Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 8.99% p.a.
Annual fees
$40
Interest free days on purchases
55

Mozo editorial review Community First Credit Union Low Rate Blue Credit Card

Last updated: 19 February 2021.

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What's hot
  • Low 8.99% interest rate
  • 55 interest free days on purchases
  • Half of the annual fee goes to Prostate Cancer Foundation of Australia
  • 0% interest on balance transfers for six months
What's not
  • 3.00% foreign exchange charge
Mozo snapshot

Want a low rate credit card that supports those who need it? The Low Rate Blue Credit Card from Community First Credit Union comes with a low 8.99% purchase rate, 0% interest on balance transfers for six months, and 55 interest free days on purchases. But what makes this card great is that half of the $40 annual fee is donated to the Prostate Cancer Foundation of Australia. 

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Key features

For a no frills credit card, the Community First Credit Union Low Rate Blue Credit Card has more perks than one - and not just for you! 

If you’re looking to give a little back to your community, with this card you can. Once you pay your $40 annual fee, Community First Credit Union will donate half of it to the Prostate Cancer Foundation of Australia. And this happens every year you hold the card. Talk about credit with compassion! 

In addition to having one of the lowest purchase rates on the Mozo database at 8.99%, this card offers 55 interest free days on purchases, as well as 0% interest on balance transfers for six months.

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Who is it good for

This card could suit someone looking to give back by donating half of their annual fee to charity. Plus, for those that love digital wallets, Apple Pay, Samsung Pay and Google Pay is available.

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Any catches

You must be or become a member of the Community First Credit Union in order to apply for its Low Rate Blue Credit Card. You also have to be over the age of 18, an Australian citizen or permanent resident and have a regular income.

Details

Rates and fees information correct as at 10 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 8.99% p.a.

  • none

  • 0% p.a. for 6 months and then 8.99% p.a.

  • yes

  • 8.99% p.a.

  • 55

Fees
  • $40.00

  • none

  • none

  • none

  • $25.00

  • 2.5

  • 3.00%

  • $1.50

  • $20.00

  • $0.00

Features
  • $20.00

  • 3.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay

Other benefits

Every year that the card is kept, half of the annual fee will be donated to the Prostate Cancer Foundation of Australia.

Customer Reviews

How are Community First Credit Union credit cards rated by the Mozo community?

Price
9.3/10
Features
7.8/10
Customer service
9.2/10
Convenience
8.8/10
Trust
9.2/10
Thumbnail icon for Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

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