Want a low rate credit card that supports those who need it? The Low Rate Blue Credit Card from Community First Bank comes with a low 8.99% purchase rate, 0% interest on balance transfers for twelve months, and 55 interest free days on purchases. But what makes this card great is that half of the $40 annual fee is donated to the Prostate Cancer Foundation of Australia.
This card is also the winner of a 2023 Mozo Experts Choice Award for best Low Rate Credit Card.
For a no frills credit card, the Community First Bank Low Rate Blue Credit Card has more perks than one - and not just for you!
If you’re looking to give a little back to your community, with this card you can. Once you pay your $40 annual fee, Community First Credit Union will donate half of it to the Prostate Cancer Foundation of Australia. And this happens every year you hold the card. Talk about credit with compassion!
In addition to having one of the lowest purchase rates on the Mozo database at 8.99%, this card offers 55 interest free days on purchases, as well as 0% interest on balance transfers for twelve months.
This card could suit someone looking to give back by donating half of their annual fee to charity. Plus, for those that love digital wallets, Apple Pay, Samsung Pay and Google Pay is available.
You must be or become a member of the Community First Bank in order to apply for its Low Rate Blue Credit Card. You also have to be over the age of 18, an Australian citizen or permanent resident and have a regular income.
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8.99% p.a. |
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none |
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0% p.a. for 12 months and then 8.99% p.a. |
|
|
yes |
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|
8.99% p.a. |
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|
55 |
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$40.00 |
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none |
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none |
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|
none |
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|
$25.00 |
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|
2.5 |
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|
3.00% |
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$1.50 |
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|
$20.00 |
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|
$0.00 |
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$20.00 |
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3.0 |
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1 |
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none |
Apple Pay, Google Wallet, Samsung Pay
Every year that the card is kept, half of the annual fee will be donated to the Prostate Cancer Foundation of Australia.
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1.25 points up to 100,000 points/year, then
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50,000
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70,000
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0.75 points uncapped
Velocity Escape Card
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$0
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0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
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21.49% p.a.
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Q Rewards
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$149 $0 in the first year
Velocity Frequent Flyer
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$100
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9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
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Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
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0% p.a.
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$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing
n0w Credit Card
n/a
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Platinum Mastercard
0% p.a. for 3 months then 25.80% p.a.
No current offer
$99
