Low Rate Pink Credit Card card image

Community First Credit Union Low Rate Pink Credit Card

Advertiser disclosure
Purchase rate
8.99% p.a.
Balance transfer rate
0% p.a. for 6 months and then 8.99% p.a.
Annual fees
$40
Interest free days on purchases
55

Mozo editorial review Community First Credit Union Low Rate Pink Credit Card

Last updated: 19 February 2021.

binocular icon
What's hot
  • Low ongoing 8.99% purchase and cash advance rate
  • Low $40 annual fee
  • 0% interest on balance transfers for six months
What's not
  • Late payment fee
Mozo snapshot

With a low 8.99% rate on purchases and 0% interest on balance transfers for six months, the Community First Low Rate Pink Credit Card is worth some attention. And with half of your $40 annual fee donated to the McGrath Foundation each year you hold the card, this is a card with friendly features as well as rates.

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Key features

The Low Rate Pink Credit Card comes with an a low purchase rate of just 8.99% and 0% interest on balance transfers for six months. Not only is this one of Australia's most purchase-friendly credit cards, you get an easy 55 day interest free period which should make repayments a breeze.

Fashionistas, here's your excuse to get a new wallet to match your new credit card - the Low Rate Pink Credit Card comes in a both a fashionable pastel pink or black. The $40 annual fee is already low by any standard but as Community First donates half of this to the McGrath Foundation, every time you whip out this philanthropic piece of plastic you'll get that buzz of knowing you're supporting women with breast cancer.

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Who is it good for

Shopaholics with charitable souls will be rewarded with one of the lowest purchase rates on the credit card market.

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Any catches

Just be sure to automate your repayments or you will be hit with a $25 late payment fee.

Details

Rates and fees information correct as at 18 May 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 8.99% p.a.

  • none

  • 0% p.a. for 6 months and then 8.99% p.a.

  • yes

  • 8.99% p.a.

  • 55

Fees
  • $40.00

  • none

  • none

  • none

  • $25.00

  • $2.50

  • 3.00%

  • $1.50

  • $20.00

  • $0.00

Features
  • $20.00

  • 3.0

  • 1

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay

Other benefits

Every year that the card is kept, half of the annual fee will be donated to the McGrath Foundation.

Customer Reviews

How are Community First Credit Union credit cards rated by the Mozo community?

Price
9.3/10
Features
7.8/10
Customer service
9.2/10
Convenience
8.8/10
Trust
9.2/10

Latest reviews of Community First Credit Union Low Rate Pink Credit Card

Thumbnail icon for Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

See Community First Credit Union credit cards

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0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

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13.99% p.a.

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0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

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0% p.a. for 26 months and then 14.99% p.a. (2.00% balance transfer fee)

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14.99% p.a.

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0% p.a. for 6 months then 21.49% p.a.

0% p.a. for 6 months and then 22.24% p.a.

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13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

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3.99% p.a. for 6 months and then 8.99% p.a.

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0% p.a. for 15 months and then 9.90% p.a.

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