David Jones American Express Card
The details shown below are for a card with Membership Rewards
The details shown below are for a card with Qantas Frequent Flyer
Choose the version of credit card that suits you best
| Name | Rewards program | |
|---|---|---|
| | American Express Card (Membership Rewards) | Membership Rewards |
| | American Express Card (Qantas Frequent Flyer) | Qantas Frequent Flyer |
-
American Express Card (Membership Rewards)
Rewards: Membership Rewards
-
American Express Card (Qantas Frequent Flyer)
Rewards: Qantas Frequent Flyer
David Jones American Express Card
20.74% p.a.
No current offer
$99
Qantas Frequent Flyer
David Jones American Express Card
20.74% p.a.
No current offer
$99
Qantas Frequent Flyer
20.74% p.a.
No current offer
$99
Qantas Frequent Flyer
Mozo Review David Jones American Express Card Review
Last updated: 21 August 2018.
What's hot:
Up to 20,000 bonus points available
Up to 3 points earned per dollar spent
David Jones in-store benefits
What's not:
$99 annual card fee
Mozo snapshot:
If you’re after a rewards credit card that comes with a few retail perks and gives you the freedom to choose between Membership Rewards or Qantas Frequent Flyer program then this piece of plastic could be the perfect fit for your wallet. With the David Jones American Express Card, you’ll get up to 44 days interest free and earn as many as 3 points per dollar spent at a host of major Aussie retailers.
Key features:
This rewards card comes with a pretty tasty introductory offer of either 20,000 Reward Points or 15,000 Qantas Points when you use this credit card outside of David Jones three times within your first month. Even though the David Jones American Express Card comes with a 20.74% purchase interest rate, you’ll get up to 44 days interest free if you pay your balance in full each month.
As for points, you can choose for yours to go towards either American Express’ Membership Rewards program or Qantas’ Frequent Flyer program. On the Membership Rewards program, you’ll be rewarded with 3 Reward Points per dollar spent at major Aussie retailers such as Woolworths, Coles and IGA and at a range of petrol stations such as BP, Caltex and Shell as well as 2 points per dollar spent at David Jones and 1 point everywhere else. If travel is more your thing and you opt for the Qantas Frequent Flyer Program you’ll be earning 0.75 Qantas Points per every Reward Point which means you’ll be earning 2.25 Qantas Points per dollar spent at those same major supermarkets and petrol stations, 1.5 per dollar spent at David Jones and 0.75 everywhere else.
With the David Jones American Express card your points are uncapped so you can spend as much as you like each month and they’ll also never expire. Be mindful that you’ll be asked to stump up $99 per year for using this card, but you’ll be receiving neat privileges such as purchase protection and SMS account alerts.
Who it's good for:
The David Jones American Express Card is ideal for big spenders, particularly for those who often shop at David Jones. In addition to the 1.5-2 points per dollar spent in-store you’ll also have access to a host of exclusive in-store benefits including the ability to defer your Christmas shopping payments, complimentary gift wrapping and up to four years interest free on homewares, furniture, bedding and electrical purchases worth $500 or more.
Any catches?
Aside from the $99 annual card fee, you’ll also need to be aware of the $30 late payment fee. You’ll also need an annual income of $40,000, be over the age of 18 and be an Australian citizen or permanent resident to be eligible.
Rewards program details
Rates and fees information correct as at 22 September 2018.
What your points get you
Fly Sydney to London
239,200 points
Fly Sydney to Melbourne
15,600 points
$100 Giftcard
13,500 points
$100 Cash
14,500 points
Points earning
1 point per dollar on Amex, uncapped
Rewards scheme
You can redeem your points for Gift Cards including David Jones and many other retailers; travel through our range of partners including Webjet; entertainment; merchandise or even a credit on your account.
Flights may be redeemed via Velocity Frequent Flyer
3 points per $1 spent at major supermarkets and petrol stations, and 2 point per $1 spent at David Jones.
Special offers
Receive 20,000 bonus Membership Rewards points when you spend outside of David Jones three times within the first month of receiving your card
Value of rewards points
Spend $14,500 (AmEx)
Spend $13,500 (AmEx)
Spend $15,600 (AmEx)
Spend $239,200 (AmEx)
Uncapped
Never
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
20.74% p.a.
-
none
-
No current offer
-
none
-
none
-
44
Fees
-
$99.00
-
none
-
none
-
none
-
$30.00
-
none
-
3.00%
-
$10.00
-
$7.00
-
$29.00
Features
-
$30.00
-
2.5
-
4
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay
Rewards privileges
Purchase Protection,
Account alerts by SMS
Other benefits
First year Supplementary Card fee waiver available on approved Supplementary Cards
Rewards program details
Rates and fees information correct as at 22 September 2018.
What your points get you
Fly Sydney to London
120,000 points
Fly Sydney to Melbourne
8,000 points
$100 Giftcard
15,880 points
$100 Cash
-
Points earning
0.75 points per dollar on Amex, uncapped
Rewards scheme
Points are automatically credited to Qantas Frequent Flyer Program.
All rewards are redeemed via Qantas Frequent Flyer
2.25 points per $1 spent at major supermarkets and petrol stations, and 1.5 points per $1 spent at David Jones.
Special offers
Receive 15,000 bonus Qantas Points when you spend outside of David Jones three times within the first month of receiving your card
Value of rewards points
Spend $21,173 (AmEx)
Spend $10,667 (AmEx)
Spend $160,000 (AmEx)
Uncapped
Never
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
20.74% p.a.
-
none
-
No current offer
-
none
-
none
-
44
Fees
-
$99.00
-
none
-
none
-
none
-
$30.00
-
none
-
3.00%
-
$10.00
-
$7.00
-
$29.00
Features
-
$30.00
-
2.5
-
4
-
none
Payment options
Apple Pay, Google Pay, Samsung Pay
Rewards privileges
Purchase Protection,
Account alerts by SMS
Other benefits
First year Supplementary Card fee waiver available on approved Supplementary Cards
Customer Reviews
How are David Jones credit cards rated by the Mozo community?
Latest reviews of David Jones American Express Card
- Overall8/10
Great reward points and offers
Reward points for daily shop highest for lowest fee
Read full review
Reward points for daily shop highest for lowest fee
Price7/10Features9/10Customer service8/10Convenience8/10Trust8/10Less
Karl | New South Wales
reviewed 9 months ago
- Overall0/10
The card isn't accepted without surcharge anywhere
So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll...
Read full review
So a David Jones salesman pestered me into enrolling into this card and rewards program: You'll get a 50$ voucher, 100$annual fees, worth it etc. Special events and what not was promised. 50$ voucher expired in 45 days I couldn't use. Forced myself into using a highly surcharged American Express. So useless is this credit card that I kept it home. There was a $15 subscription to keep it alive. 5th and 6th Month I missed this payment (owing largely to the awful nature of the card itself, it was erased from my memory). Instead of informing me, they sent a letter giving me 6 days to pay and a credit agency would be holding this information.
Price0/10Features0/10Customer service0/10Convenience0/10Trust0/10Less
Abhi | Australian Capital Territory
reviewed almost 3 years ago
- Overall9/10
Great rewards
Great rewards.
Read full review
Great rewards.
Price8/10Features10/10Customer service8/10Convenience9/10Trust9/10Less
Lynne | New South Wales
reviewed about 3 years ago
- Overall1/10
Hidden fees. Shocking service.
Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets...
Read full review
Claim to offer complementary deferred payment plan on spend over $250. When used, $35 fee gets charged - unable to get AMEX to remove it. Impossible to find out who to contact at DJs. Should be a great card, but AMEX acting in own interest, totally disregarding DJ customer experience. Avoid if you can. Better cards and deals out there.
Price0/10Features6/10Customer service0/10Convenience6/10Trust0/10Less
Jack | New South Wales
reviewed over 3 years ago
- Overall0/10
Poor Explination not $100 received!!!
Approached by a sales person advised that there was a special $100 gift voucher if we signed up...
Read full review
Approached by a sales person advised that there was a special $100 gift voucher if we signed up today. Asked what was the catch and advised no catch. Full terms were not explained and we did not get our $100 gift voucher. Really a wast of time
Price0/10Features0/10Customer service2/10Convenience0/10Trust0/10Less
Andrew | New South Wales
reviewed over 3 years ago
About David Jones
David Jones is an Australian retailer whose primary business is a chain of premium department stores. In 2008, the company announced it would be launching its own David Jones American Express card, complete with a rewards package for its customers. The David Jones American Express Card is the credit card that turns every dollar you spend into Gift Points, which can then be redeemed for items such as the DJs Gift Card or flights with Qantas and other leading airlines.
