After a low rate credit card that also has a low annual fee? Take a look at the Endeavour Mutual Bank Credit Card. It comes with a competitive 10.49% interest rate and you’ll only have to cough up $30 each year for the annual fee. Not only that, this card comes with 55 interest-free days on purchases.
The Endeavour Mutual Bank Credit Card is a solid option with both a low 10.49% interest rate and low $30 annual fee. But avoid using this card at the ATM as you’ll face a 15.49% cash advance rate and a $4 cash advance fee.
This card offers 55 interest-free days on purchases and comes equipped with Apple Pay, Google Pay and Samsung Pay.
While you can use this card overseas if you want to, remember you will be charged a 3.00% foreign exchange fee each time you do. And make sure to pay down at least the $25 minimum repayment towards your balance each month, otherwise you’ll be charged a $15 late payment fee.
This no-frills card is a great option for someone looking for a low rate, low annual fee credit card.
In order to apply for this credit card you must be a member of Endeavour Mutual Bank.
10.49% p.a.
none
No current offer
none
15.49% p.a.
55
$30.00
none
none
none
$15.00
$4.00
3.00%
$2.00
$25.00
$30.00
$25.00
3.0
1
none
Apple Pay, Google Pay, Samsung Pay
Endeavour Mutual Bank, established in 1953, has been providing banking services to the community for over 60 years. By offering all the traditional banking services you?ve come to expect, plus keeping up with the latest banking innovations, Endeavour Mutual Bank offers its members tonnes of value and great service. Products on offer include car loans, personal loans and credit cards, along with a great range of full featured home loans for multiple purposes including refinance, investment purchases and owner occupied purposes.
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American Express
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Velocity Frequent Flyer
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0.75 points uncapped
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30,000
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0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
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$45
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0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
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19.74% p.a.
$99
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12.99% p.a.
$59 $0 in the first year
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0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
19.74% p.a.
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19.74% p.a.
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0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)
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3.99% p.a. for 6 months then 8.99% p.a.
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$45
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13.74% p.a.
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$59 $0 in the first year
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0% p.a.
No current offer
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12.99% p.a.
0% p.a. for 26 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
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3.99% p.a. for 6 months then 8.99% p.a.
3.99% p.a. for 6 months and then 8.99% p.a.
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0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
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NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
BankSA
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0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$0
