Whether you’re looking for a piece of plastic for the convenience, the spending power or the rewards, IMB have an option that’s sure to suit you! Check out the range of credit cards available and all the facts, figures and fine print about them below.
Rates and fees verified as correct at 20 August, 2017. Other information correct at the time of writing.
Tend to carry a balance on your credit card? You can minimise the impact that habit has on your savings pile by opting for a low rate credit card option. If you’re looking for simplicity and cost effectiveness, check out the low rate credit card option from IMB Bank below.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 12.99% p.a. | 0% p.a. for 12 months and then 21.74% p.a. | $49 | 55 |
Don’t start your credit card spending off on the wrong foot by shelling out for a massive annual fee! Grab a low fee card from IMB to keep costs low and have you spending your money on the things you really want to.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days |
|---|---|---|---|---|
| 12.99% p.a. | 0% p.a. for 12 months and then 21.74% p.a. | $49 | 55 |
On the other hand, if you want something a bit fancy for your piece of plastic, check out IMB Bank’s rewards credit card option. It comes at the price of a hefty annual fee, but not only will you be earning bonus points on your spending, but because this is a platinum credit card, you can also cash in on a bunch of freebies and special offers.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on MasterCard, uncapped | 20.24% p.a. | 0% p.a. for 14 months and then 21.74% p.a. | $129 $99 in the first 1 year |
Do you like a bit of fanfare when you flash your plastic? Then get your hands on the prestige option from IMB. This is a top end rewards card, so you’ll have access to great perks and some serious rewards power, but expect to pay for it through the annual fee and interest rate!
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 1 point per dollar on MasterCard, uncapped | 20.24% p.a. | 0% p.a. for 14 months and then 21.74% p.a. | $129 $99 in the first 1 year |
Mozo users have rated IMB Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
* Overall rating based on reviews in the past 12 months.
I have no annual fee and get points for every dollar I spend and get at least 1000.00 worth of vouchers per year.
I have no annual fee and get points for every dollar I spend and get at least 1000.00 worth of vouchers per year.
David (NSW), reviewed almost 2 years ago
Peter (NSW), reviewed about 2 years ago
Kees (NSW), reviewed about 2 years ago
Overall great bank never had a problem with them, extremely helpful staff, always a pleasure to walk into the bank and do not have to wait in long lines which is convenient :)
Overall great bank never had a problem with them, extremely helpful staff, always a pleasure to walk into the bank and do not have to wait in long lines which is convenient :)
Jessica , reviewed over 2 years ago
We have a wisdom saver a/c. over 55's. No fees or charges. Awesome! IMB are at my local shopping centre so very handy. Always approachable.
We have a wisdom saver a/c. over 55's. No fees or charges. Awesome! IMB are at my local shopping centre so very handy. Always approachable.
Mozo reviewer (NSW), reviewed almost 4 years ago
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† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
If you want to apply for a credit card with IMB Bank, here’s what you’ll need:
