IMB Bank credit cards

IMB Bank
IMB Bank's overall rating for credit cards

(as rated by the Mozo community)

7.2 / 10

based on 6 reviews

Whether you’re looking for a piece of plastic for the convenience, the spending power or the rewards, IMB have an option that’s sure to suit you! Check out the range of credit cards available and all the facts, figures and fine print about them below.

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

What credit cards do IMB Bank offer?

Low rate credit cards Low rate credit cards

Tend to carry a balance on your credit card? You can minimise the impact that habit has on your savings pile by opting for a low rate credit card option. If you’re looking for simplicity and cost effectiveness, check out the low rate credit card option from IMB Bank below.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.99% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$49

55


Hide

Low fee credit cards Low fee credit cards

Don’t start your credit card spending off on the wrong foot by shelling out for a massive annual fee! Grab a low fee card from IMB to keep costs low and have you spending your money on the things you really want to.

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.99% p.a.

0% p.a. for 9 months and then 21.74% p.a.

$49

55


Hide

Rewards credit cards Rewards credit cards

On the other hand, if you want something a bit fancy for your piece of plastic, check out IMB Bank’s rewards credit card option. It comes at the price of a hefty annual fee, but not only will you be earning bonus points on your spending, but because this is a platinum credit card, you can also cash in on a bunch of freebies and special offers.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on MasterCard, up to 100000 points per year

20.24% p.a.

0% p.a. for 14 months and then 21.74% p.a.

$159


Hide

Prestige cards Prestige cards

Do you like a bit of fanfare when you flash your plastic? Then get your hands on the prestige option from IMB. This is a top end rewards card, so you’ll have access to great perks and some serious rewards power, but expect to pay for it through the annual fee and interest rate!

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on MasterCard, up to 100000 points per year

20.24% p.a.

0% p.a. for 14 months and then 21.74% p.a.

$159


Hide

Frequently Asked Questions about IMB Bank credit cards

    How many interest free days will I get with a IMB Bank credit card?

    What fees might I be charged?

    What’s the minimum payment I need to make on my IMB Bank credit card?

    Can I use my IMB Bank credit card for a balance transfer?

    Can I use contactless payment with my IMB Bank credit card?

    Can I use my IMB Bank credit card while I’m travelling overseas?

    What kind of rewards and bonuses does my IMB Bank credit card offer?

    Avoiding credit card fraud

How are IMB Bank credit cards rated?

Mozo users have rated IMB Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

IMB Bank credit cards

Overall 7.2*

Price

Features

Customer service

Convenience

Trust

6 Reviews

* Overall rating based on reviews in the past 12 months.

Recent IMB Bank credit card reviews Recent IMB Bank credit card reviews

IMB Bank

IMB Bank Platinum Rewards MasterCard credit card review

Overall rating   7 / 10

Excellent rewards at no cost

I have no annual fee and get points for every dollar I spend and get at least 1000.00 worth of vouchers per year.

Full review

I have no annual fee and get points for every dollar I spend and get at least 1000.00 worth of vouchers per year.

    Price   10 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

David (NSW), reviewed about 1 year ago

IMB Bank

IMB Bank Low Rate MasterCard credit card review

Overall rating   7 / 10

Best ever

The best bank in NSW.

Full review

The best bank in NSW.

    Price   8 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   7 / 10

Less

Peter (NSW), reviewed over 1 year ago

IMB Bank

IMB Bank credit card review

Overall rating   6 / 10

Competitive

Most helpful.

Full review

Most helpful.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   6 / 10

    Trust   6 / 10

Less

Kees (NSW), reviewed over 1 year ago

IMB Bank

IMB Bank credit card review

Overall rating   8 / 10

IMB is the way to go

Overall great bank never had a problem with them, extremely helpful staff, always a pleasure to walk into the bank and do not have to wait in long lines which is convenient :)

Full review

Overall great bank never had a problem with them, extremely helpful staff, always a pleasure to walk into the bank and do not have to wait in long lines which is convenient :)

    Price   7 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Jessica , reviewed almost 2 years ago

IMB Bank

IMB Bank credit card review

Overall rating   9 / 10

The only way to bank in the Illawarra!

We have a wisdom saver a/c. over 55's. No fees or charges. Awesome! IMB are at my local shopping centre so very handy. Always approachable.

Full review

We have a wisdom saver a/c. over 55's. No fees or charges. Awesome! IMB are at my local shopping centre so very handy. Always approachable.

    Price   8 / 10

    Features   7 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Mozo reviewer (NSW), reviewed about 3 years ago

Hide reviews

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a IMB Bank credit card? What do you need to apply for a IMB Bank credit card?

If you want to apply for a credit card with IMB Bank, here’s what you’ll need:

  • To be over 18 and have the I.D. to prove it
  • To be an Australian permanent resident
  • A good credit rating
  • A taxable income of at least $35,000 a year
  • An email address for the online application
Hide

More helpful credit card quick links