5.4 / 10

based on 69 Jetstar banking product reviews as rated by Mozo community

Jetstar credit cards

Known for bringing Aussies low airfares, now Jetstar have also rolled out a range of high flying credit cards for all your spending needs! Whether at home or abroad, there’s a piece of plastic here for everyone. Keep reading for the details:

What credit cards do Jetstar offer?

Rates and fees verified as correct at 29 July, 2021. Other information correct at the time of writing. Advertiser disclosure.

Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days on purchases

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$29 $0 in the first 0 years

55

Rewards credit cards

Choose between Jetstar Dollars and Qantas Frequent Flyer points with this travel-friendly rewards credit card option. The Jetstar rewards option is also a reasonably budget-friendly option - so cash in on great rewards and low interest all at once!

Product Points per dollar Purchase rate Balance transfer rate Annual fees

0.005 points per dollar on Visa, up to 1000 points per year

19.99% p.a.

0% p.a. for 14 months and then 19.99% p.a.

$29 $0 in the first 0 years

Frequently Asked Questions about Jetstar credit cards

What is the interest free period on my Jetstar credit card?

No matter which Jetstar credit card you opt for, you’ll have up to 55 days to pay off your balance before it starts attracting interest. A few things to remember about this interest free period:

It only applies if you’ve paid the previous and current month’s balance in full

Interest free days don’t apply to cash advances

The interest free period begins when your statement cycle does - not when you make a purchase. If you buy something halfway through your statement cycle, you’ll have less than 55 days to pay it off before being charged interest

What fees might I be charged?

There are a number of fees and charges that might apply to your Jetstar credit card. These include:

The annual fee

An annual fee for each additional cardholder

Cash advance fees

Foreign transaction fees

Over the counter transaction fees

A fee for switching rewards programs if you chose to do so

On the Qantas classic MasterCard option, a fee might apply to opt into the Frequent Flyer rewards program

But who wants to pay all those fees? Not us! Check out our guide on how to avoid credit card fees.

What’s the minimum repayment amount I must make?

The monthly minimum repayment you must make on your Jetstar credit card depends on what your balance is. If you owe less than $50 on your credit card, you’ll need to pay the whole balance as a minimum. Otherwise, you’ll need to pay either $50, or 3% of the total balance - whichever is greater.

Here’s a great offer exclusive to Jetstar: Fly Interest Free. By spending $300 or more on your Jetstar credit card in a single transaction at jetstar.com, you’ll qualify for 6 months interest free on that purchase! Sounds great right? The fine print is that you will still have to make minimum payments each month, so keep an eye on your statements.

What rewards will I earn with my Jetstar credit card?

You can choose between either Jetstar Dollars or Qantas Frequent Flyer for your rewards program. If you opt for Jetstar Dollars, your points can be redeemed for Jetstar travel vouchers, while Frequent Flyer points can be redeemed in the Qantas store, or on Qantas flights and upgrades.

Check out the table below to see what your rewards point earning power will be with a Jetstar credit card.

How much do I spend to earn 1 point?Annual points cap
Jetstar MasterCard Qantas Frequent Flyer$2500
Jetstar MasterCard Jetstar Dollars$1002,500
Jetstar Platinum MasterCard Qantas Frequent Flyer$12,000
Jetstar Platinum MasterCard Jetstar Dollars$50100,000

What complimentary insurances does my Jetstar credit card offer?

If you opt for a premium rewards card from Jetstar, you’ll enjoy a range of free insurance covers on your card, including:

Overseas travel insurance

Travel cancellation cover

Purchase security cover

Extended warranty

Transport accident cover

Can I use my Jetstar credit card for a balance transfer?

Looking to manage your credit card debt with a balance transfer deal? Good news - you can use any Jetstar credit card to do it! You’ll be able to catch your breath and pay off your current balance with a zero interest period - just keep in mind that after that period, any leftover balance will start to attract interest at the regular rate.

The amount you can transfer to your new Jetstar card is your credit limit, less $500.

Will my Jetstar credit card work anywhere in the world?

Yes! What good would this travel friendly card be otherwise? Your Jetstar credit card will work wherever MasterCard is accepted, anywhere in the world.

Head over to our travel money section to see all your other international travel money options.

Can I use PayPass with my Jetstar credit card?

Absolutely. PayPass works on the MasterCard network, so you can use your Jetstar MasterCard to make contactless payments for purchases under $100.

Check out our guide for more about how PayPass works.

What can I do to avoid credit card fraud?

There are a number of things you can do to minimise the risk of credit card fraud when you use your Jetstar credit card. Mostly, it’s important just to be aware of how you use your card, and what details you’re giving out. When you use your credit card you should:

Keep your PIN a secret. Don’t write it down!

Cover your PIN when you enter it into an EFTPOS machine or ATM

Don’t give out any credit card details via email

Review your credit card statement regularly. If you see any suspicious transactions, contact Jetstar straight away.

How are Jetstar credit cards rated?

Mozo users have rated Jetstar credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of credit-cards
Jetstar credit cards
Overall
5.5/10
Price
Features
Customer service
Convenience
Trust

68 Reviews

Recent Jetstar credit card reviews

Jetstar Credit Card
Overall 9/10
Love the vouchers.

Love that they send vouchers and do not charge for booking flights. Especially as I visit my grandies in Tassie from Perth.

Read full review

Love that they send vouchers and do not charge for booking flights. Especially as I visit my grandies in Tassie from Perth.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Lorraine, Western Australia, reviewed 11 months ago
Jetstar Platinum Mastercard
Overall 6/10
Only consider if there is a QFF sign-on bonus!

Some handy perks, if flying with Jetstar, which can save you a few $$$...

Read full review

Some handy perks, if flying with Jetstar, which can save you a few $$$...

Price
5/10
Features
7/10
Customer service
3/10
Convenience
3/10
Trust
5/10
Less
Andrew, South Australia, reviewed over 5 years ago
Jetstar Platinum Mastercard
Overall 7/10
Frequent Flyer

It has a competitive interest rate and gives clients free travel insurance for overseas travel. It has great incentives like QANTAS frequent flyer points attached to spendings and air-travel too.

Read full review

It has a competitive interest rate and gives clients free travel insurance for overseas travel. It has great incentives like QANTAS frequent flyer points attached to spendings and air-travel too.

Price
7/10
Features
9/10
Customer service
5/10
Convenience
4/10
Trust
6/10
Less
Robert, Queensland, reviewed over 5 years ago
Jetstar Mastercard
Overall 0/10
Staff are nice on the phone but that's all

I never received any of my Jetstar points as promised from the sign up. I have had a lifetime ban put on my card although card is not in arrears and it was because I missed a couple of payments after the death of my daughter. So I have been trying to lift this lifetime ban for 5 years as I am not a bad creditor, however I just get the same response sorry this is a lifetime ban and can never be lifted. They also send me my statements each moth stating about the Jetstar points that can be gained, I have never received any from the start, they also say my available balance that I can access but really I can't because of the lifetime ban. It's become a joke among my friends and family and they always encourage me to call them just so they can here me discuss my ban ad get sent through to different departments just to hear them say I will get a standard feedback letter sent in 14 days that never explains why the lifetime ban was placed but always states sorry this can't be lifted. It's been going on for years.

Read full review

I never received any of my Jetstar points as promised from the sign up. I have had a lifetime ban put on my card although card is not in arrears and it was because I missed a couple of payments after the death of my daughter. So I have been trying to lift this lifetime ban for 5 years as I am not a bad creditor, however I just get the same response sorry this is a lifetime ban and can never be lifted. They also send me my statements each moth stating about the Jetstar points that can be gained, I have never received any from the start, they also say my available balance that I can access but really I can't because of the lifetime ban. It's become a joke among my friends and family and they always encourage me to call them just so they can here me discuss my ban ad get sent through to different departments just to hear them say I will get a standard feedback letter sent in 14 days that never explains why the lifetime ban was placed but always states sorry this can't be lifted. It's been going on for years.

Price
3/10
Features
0/10
Customer service
0/10
Convenience
4/10
Trust
0/10
Less
Melissa, Northern Territory, reviewed over 5 years ago
Jetstar Platinum Mastercard
Overall 0/10
Its a joke.

Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust I received a late fee of $35 and interest charges. I have never paid my credit card late! How can I pay trendier card without the statement (and it's my first statement). Obviously this is the way they gorge fees out of people illegally. I will be contacting the ACCC.

Read full review

Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust I received a late fee of $35 and interest charges. I have never paid my credit card late! How can I pay trendier card without the statement (and it's my first statement). Obviously this is the way they gorge fees out of people illegally. I will be contacting the ACCC.

Price
1/10
Features
1/10
Customer service
0/10
Convenience
0/10
Trust
0/10
Less
Lynn, Victoria, reviewed over 5 years ago

What do you need to apply for a Jetstar credit card?

To be eligible for a Jetstar credit card, you need to:

  • be an Australian resident
  • be at least 18 years old
  • earn at least $30,000 p.a.
  • have Australian mailing address

You’ll also need to have handy details about your personal finances - including assets, debts and income - your employment and your contact details.

For more information about applying for a credit card, check out our guide.

Credit card quick links