Known for bringing Aussies low airfares, now Jetstar have also rolled out a range of high flying credit cards for all your spending needs! Whether at home or abroad, there’s a piece of plastic here for everyone. Keep reading for the details:
Rates and fees verified as correct at 18 September, 2019. Other information correct at the time of writing.
If you want to carry a low rate card without compromising your rewards earning power, then Jetstar may just be your perfect match. Keep costs low, even if you miss a monthly payment or two, while still earning on Frequent Flyer points or Jetstar Dollars.
| Product | Purchase rate | Balance transfer rate | Annual fees | Interest free days on purchases |
|---|---|---|---|---|
| 14.99% p.a. | 0% p.a. for 14 months and then 14.99% p.a. | $99 $30 in the first year | 55 | |
| 14.99% p.a. | 0% p.a. for 14 months and then 14.99% p.a. | $69 $0 in the first year | 55 |
Choose between Jetstar Dollars and Qantas Frequent Flyer points with this travel-friendly rewards credit card option. The Jetstar rewards option is also a reasonably budget-friendly option - so cash in on great rewards and low interest all at once!
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Mastercard, up to 25000 points per year | 14.99% p.a. | 0% p.a. for 14 months and then 14.99% p.a. | $99 $30 in the first year | |
| 0.01 point per dollar on Mastercard, up to 500 points per year | 14.99% p.a. | 0% p.a. for 14 months and then 14.99% p.a. | $69 $0 in the first year | |
| 0.5 points per dollar on Mastercard, up to 100000 points per year | 19.99% p.a. | 0% p.a. for 14 months and then 19.99% p.a. | $199 $99 in the first year | |
| 0.02 points per dollar on Mastercard, up to $2,500 per month, then | 19.99% p.a. | 0% p.a. for 14 months and then 19.99% p.a. | $169 $69 in the first year |
Want to boost your rewards earning power? The premium credit card offerings from Jetstar come with all the great benefits of a rewards card - plus a bunch of cool features and freebies added on top! You will pay a little more for the privilege, though, so be sure to consult your budget before snagging this piece of plastic.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Mastercard, up to 100000 points per year | 19.99% p.a. | 0% p.a. for 14 months and then 19.99% p.a. | $199 $99 in the first year | |
| 0.02 points per dollar on Mastercard, up to $2,500 per month, then | 19.99% p.a. | 0% p.a. for 14 months and then 19.99% p.a. | $169 $69 in the first year |
Surprise, surprise, Jetstar offers a number of Frequent Flyer cards. With one of these credit cards in your wallet, you can cash in on Frequent Flyer points or Jetstar Dollars and go round the world for less.
| Product | Points per dollar | Purchase rate | Balance transfer rate | Annual fees |
|---|---|---|---|---|
| 0.5 points per dollar on Mastercard, up to 25000 points per year | 14.99% p.a. | 0% p.a. for 14 months and then 14.99% p.a. | $99 $30 in the first year | |
| 0.5 points per dollar on Mastercard, up to 100000 points per year | 19.99% p.a. | 0% p.a. for 14 months and then 19.99% p.a. | $199 $99 in the first year |
No matter which Jetstar credit card you opt for, you’ll have up to 55 days to pay off your balance before it starts attracting interest. A few things to remember about this interest free period:
It only applies if you’ve paid the previous and current month’s balance in full
Interest free days don’t apply to cash advances
The interest free period begins when your statement cycle does - not when you make a purchase. If you buy something halfway through your statement cycle, you’ll have less than 55 days to pay it off before being charged interest
There are a number of fees and charges that might apply to your Jetstar credit card. These include:
The annual fee
An annual fee for each additional cardholder
Cash advance fees
Foreign transaction fees
Over the counter transaction fees
A fee for switching rewards programs if you chose to do so
On the Qantas classic MasterCard option, a fee might apply to opt into the Frequent Flyer rewards program
But who wants to pay all those fees? Not us! Check out our guide on how to avoid credit card fees.
The monthly minimum repayment you must make on your Jetstar credit card depends on what your balance is. If you owe less than $50 on your credit card, you’ll need to pay the whole balance as a minimum. Otherwise, you’ll need to pay either $50, or 3% of the total balance - whichever is greater.
Here’s a great offer exclusive to Jetstar: Fly Interest Free. By spending $300 or more on your Jetstar credit card in a single transaction at jetstar.com, you’ll qualify for 6 months interest free on that purchase! Sounds great right? The fine print is that you will still have to make minimum payments each month, so keep an eye on your statements.
You can choose between either Jetstar Dollars or Qantas Frequent Flyer for your rewards program. If you opt for Jetstar Dollars, your points can be redeemed for Jetstar travel vouchers, while Frequent Flyer points can be redeemed in the Qantas store, or on Qantas flights and upgrades.
Check out the table below to see what your rewards point earning power will be with a Jetstar credit card.
| How much do I spend to earn 1 point? | Annual points cap | |
|---|---|---|
| Jetstar MasterCard Qantas Frequent Flyer | $2 | 500 |
| Jetstar MasterCard Jetstar Dollars | $100 | 2,500 |
| Jetstar Platinum MasterCard Qantas Frequent Flyer | $1 | 2,000 |
| Jetstar Platinum MasterCard Jetstar Dollars | $50 | 100,000 |
If you opt for a premium rewards card from Jetstar, you’ll enjoy a range of free insurance covers on your card, including:
Overseas travel insurance
Travel cancellation cover
Purchase security cover
Extended warranty
Transport accident cover
Looking to manage your credit card debt with a balance transfer deal? Good news - you can use any Jetstar credit card to do it! You’ll be able to catch your breath and pay off your current balance with a zero interest period - just keep in mind that after that period, any leftover balance will start to attract interest at the regular rate.
The amount you can transfer to your new Jetstar card is your credit limit, less $500.
Yes! What good would this travel friendly card be otherwise? Your Jetstar credit card will work wherever MasterCard is accepted, anywhere in the world.
Head over to our travel money section to see all your other international travel money options.
Absolutely. PayPass works on the MasterCard network, so you can use your Jetstar MasterCard to make contactless payments for purchases under $100.
Check out our guide for more about how PayPass works.
There are a number of things you can do to minimise the risk of credit card fraud when you use your Jetstar credit card. Mostly, it’s important just to be aware of how you use your card, and what details you’re giving out. When you use your credit card you should:
Keep your PIN a secret. Don’t write it down!
Cover your PIN when you enter it into an EFTPOS machine or ATM
Don’t give out any credit card details via email
Review your credit card statement regularly. If you see any suspicious transactions, contact Jetstar straight away.
Mozo users have rated Jetstar credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
Some handy perks, if flying with Jetstar, which can save you a few $$$...
Some handy perks, if flying with Jetstar, which can save you a few $$$...
Andrew, South Australia, reviewed over 3 years ago
It has a competitive interest rate and gives clients free travel insurance for overseas travel. It has great incentives like QANTAS frequent flyer points attached to spendings and air-travel too.
It has a competitive interest rate and gives clients free travel insurance for overseas travel. It has great incentives like QANTAS frequent flyer points attached to spendings and air-travel too.
Robert, Queensland, reviewed over 3 years ago
I never received any of my Jetstar points as promised from the sign up. I have had a lifetime ban put on my card although card is not in arrears and it was because I missed a couple of payments after the death of my daughter. So I have been trying...
I never received any of my Jetstar points as promised from the sign up. I have had a lifetime ban put on my card although card is not in arrears and it was because I missed a couple of payments after the death of my daughter. So I have been trying to lift this lifetime ban for 5 years as I am not a bad creditor, however I just get the same response sorry this is a lifetime ban and can never be lifted. They also send me my statements each moth stating about the Jetstar points that can be gained, I have never received any from the start, they also say my available balance that I can access but really I can't because of the lifetime ban. It's become a joke among my friends and family and they always encourage me to call them just so they can here me discuss my ban ad get sent through to different departments just to hear them say I will get a standard feedback letter sent in 14 days that never explains why the lifetime ban was placed but always states sorry this can't be lifted. It's been going on for years.
Melissa, Northern Territory, reviewed over 3 years ago
Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust I received a late fee of $35 and interest charges. I have never paid my credit card late! How can I pay trendier card without the statement (and it's...
Absolutely disgusting! I was waiting for my credit card statement from Jetstar and to my disgust I received a late fee of $35 and interest charges. I have never paid my credit card late! How can I pay trendier card without the statement (and it's my first statement). Obviously this is the way they gorge fees out of people illegally. I will be contacting the ACCC.
Lynn, Victoria, reviewed almost 4 years ago
Perfect credit history, big salary & no significant debts and applied for a $4,000 credit card. Seems like they're just looking for people who will default and have big interest payments.
Perfect credit history, big salary & no significant debts and applied for a $4,000 credit card. Seems like they're just looking for people who will default and have big interest payments.
Robert, New South Wales, reviewed about 4 years ago
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To be eligible for a Jetstar credit card, you need to:
You’ll also need to have handy details about your personal finances - including assets, debts and income - your employment and your contact details.
For more information about applying for a credit card, check out our guide.
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