Latitude Low Rate Mastercard

9.89% p.a.

No current offer

$69

n/a

Latitude Low Rate Mastercard

9.89% p.a.

No current offer

$69

n/a

Mozo Review   Latitude Low Rate Mastercard Review

Last updated: 13 November 2019.

What's hot:
  • Low 9.89% purchase rate

  • Low $69 annual fee

  • Price protection and extended warranty

What's not:
  • $30 late payment fee

Mozo snapshot:

If you like the idea of a low rate card that has your back when it comes to everyday purchases, you might want to check out the Latitude Low Rate Mastercard. Aside from its low 9.89% purchase rate, the card also features some pretty handy perks, like price and purchase protection. Throw in a relatively low annual fee of $69 and you might be onto a winner.

Key features:

Here to help shoppers get the best value of of every purchase is the Latitude Low Rate Mastercard. There’s a low 9.89% purchase rate on offer, a $69 annual fee and up to 55 interest-free days, so if you are someone who carries a balance for a while, it won’t do too much damage to your wallet.

When it comes to the different ways to pay, you’re spoilt for choice, as Latitude offers Apple Pay, Google Pay, Samsung Pay, Fitbit and Garmin Pay! But what’s really nifty are the purchase perks that can help you out with your everyday spending. The Low Rate Mastercard comes with price and purchase protection insurance along with extended warranty for up to one year on eligible purchases.

However, this is a card you don’t want anywhere near an ATM as the Latitude Low Rate Mastercard comes with a hefty 18.89% cash advance rate. If you’re planning on taking this card overseas or doing some online shopping, you should also know that there is a foreign exchange margin of 3.00%.

Who it's good for:

The Latitude Low Rate Mastercard is a great option for spenders who prefer to get value out of handy purchase protection features, rather than a lux rewards program. And with the low purchase rate, it’s also a great budget friendly option for spenders that tend to carry a balance - although watch out for the higher cash advance rate.

Any catches?

The Latitude Low Rate Mastercard comes with a 18.89% cash advance rate, so if you ever need to take out cash, you might be better off using your debit card.

This card also comes with a $30 late payment fee, which can add up over time if you’re someone who tends to miss payments.


Details

Rates and fees information correct as at 10 December 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 9.89% p.a.

  • none

  • No current offer

  • none

  • 18.89% p.a.

  • 55

Fees
  • $69.00

  • none

  • none

  • none

  • $30.00

  • 3%, Min $1.95

  • 3.00%

  • $2.50

  • $5.00

  • $0.00

Features
  • $10.00

  • 2.22

  • 9

  • none

Payment options

Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Rewards privileges

Extended Warranty,
Purchase Protection,
Price Protection

Customer Reviews

How are Latitude credit cards rated by the Mozo community?

Overall customer rating
4.7/10
Price
3.8/10
Features
4.5/10
Customer service
5.1/10
Convenience
5.1/10
Trust
4.7/10
Latitude

About Latitude

Latitude positions itself as an alternative to the "Big 4" banks in Australia and offer banking products and services with a focus on convenience and customer service. Latitude provides personal insurance and loans, financing options and credit cards.

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