ME credit cards

ME
ME's overall rating for credit cards

(as rated by the Mozo community)

7.6 / 10

based on 47 reviews

Are you looking for a genuine, simple experience when you use your credit card? ME bank has been operating in Australia for over two decades, and is bringing you the simple, online service you want.

ME doesn’t offer many credit card options - in fact it offers one. But it’s a pretty good one. Read on to find out more.

Rates and fees verified as correct at 04 December, 2016. Other information correct at the time of writing.

What credit cards do ME offer?

Low rate credit cards Low rate credit cards

You want to feel comfortable in your spending, so you want a card with a personality, a human touch, a name. You want a card that won’t lie to you, will tell it to you straight. Meet frank.

This is a low rate credit card with no annual fee so it’s perfect for shoppers who want a hassle free experience, and may mis a monthly payment or two.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

11.99% p.a.

$0

55

Go to site

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Low fee credit cards Low fee credit cards

Not just low fee, but no fee! frank is a great addition to any money savvy wallet, but with this card, what you see is what you get. The trade off for the low cost and ease of use is that there are no bells and whistles - don’t expect extra features or freebies and if rewards points is a priority, then this is not the card for you.

Product Purchase rate Balance transfer rate Annual fees Interest free days  

11.99% p.a.

$0

55

Go to site

Hide

Frequently Asked Questions about ME credit cards

    How many interest free days will I get with a ME credit card?

    What fees might I be charged?

    What is the minimum monthly payment I must make on a ME credit card?

    Can I use paypass or paywave with my ME credit card?

    Can I use my ME credit card while I’m travelling overseas?

    What kind of insurance options does my ME credit card offer?

    What rewards options do I have with my ME rewards credit card?

    How should I avoid credit card fraud?

How are ME credit cards rated?

Mozo users have rated ME credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

ME credit cards

Overall 7.6*

Price

Features

Customer service

Convenience

Trust

47 Reviews

* Overall rating based on reviews in the past 12 months.

Recent ME credit card reviews Recent ME credit card reviews

ME

ME frank Credit Card credit card review

Overall rating   9 / 10

Great rate and service is the best!

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

Full review

ME are really great. Lowest credit card interest rate around and fees are also very low. Online banking is super easy and the staff, if you ever need to call, are exemplary in customer service.

    Price   10 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Darren (QLD), reviewed about 1 month ago

ME

ME credit card review

Overall rating   10 / 10

Fantastic

Been with ME over 10 years, excellent service.

Full review

Been with ME over 10 years, excellent service.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Helen (NSW), reviewed 9 months ago

ME

ME frank Credit Card credit card review

Overall rating   0 / 10

Suspicious & poor service

Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping....

Full review

Something dodgy going on here. I have a great credit history, plenty of cashflow, very small mortgage and was flat out declined. They refused to explain. Was just trying to avoid annual fees for a low spend credit card used for internet shopping. I suspect they are not interested in anyone who will pay off their balance each month. I'll stick with the big banks thanks and pay a small fee.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Nick (WA), reviewed 11 months ago

ME

ME frank Credit Card credit card review

Overall rating   8 / 10

Excellent

Excellent system, easy to understand. Customer service always to high standard.

Full review

Excellent system, easy to understand. Customer service always to high standard.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Nathan (QLD), reviewed 11 months ago

ME

ME frank Credit Card credit card review

Overall rating   10 / 10

Get the last dress left without the hefty interest

Very low interest and no charges!

Full review

Very low interest and no charges!

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Alishia (WA), reviewed about 1 year ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a ME credit card? What do you need to apply for a ME credit card?

Ready to apply? First things first, you’ll need to:

  • Be an Australian citizen or permanent resident
  • Not be a US citizen or eligible to pay US taxes
  • Be at least 18 years old
  • Have a good credit rating

Because ME is an online bank, you’ll have to apply through their website, which is quick and easy. When you apply, you’ll need personal details and employment details, as well as details about your current and past finances, including bank statements and pay slips.

You can check out our guide on applying for a credit card for more information.

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