Purchase rate
20.69% p.a.
Balance transfer rate
0% p.a. for 14 months and then 20.69% p.a.
Annual fees
$69 $0 in the first year
Interest free days on purchases

Mozo editorial review Myer Platinum Visa Card - last updated: 1 December 2020

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What's hot
  • Uncapped MYER one points
  • Earn up to triple points on Myer purchases
  • 14 month 0% balance transfer offer
What's not
  • $20 late payment fee
Mozo snapshot

Love a shopping day? With the Myer Platinum Visa Card you’re rewarded for your spending every time you shop at Myer or one of its partners. This rewards credit card is part of the MYER one program, and when combined with a MYER one membership, cardholders can earn up to triple MYER one points on eligible purchases. Myer will also waive the annual card fee in the first year (which then reverts to a low $69 fee thereafter) and also offers 6 months interest free on Myer purchases over $250 in a single transaction when you use the Myer Platinum Visa Card. 

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Key features

Myer’s Platinum Visa Card has a bunch benefits for Myer customers and a low annual fee, which is waived in the first year ($69 thereafter). Not only that, you can take full advantage of the 0% balance transfer fee for the first 14 months that your card is active. 

With the Myer Platinum Visa Card you can earn points when you spend at Myer, any of its partners and even when you shop online. Just keep in mind when making purchases on the Myer website you must enter your Myer one membership number and pay with your Myer credit card at the checkout to receive maximum points - you can’t have one without the other.   

To make it easy for customers, Myer have combined the Platinum Visa Card and Myer One card so all the information you need when making purchases is on the same card (with all your Myer one membership details printed on the back). And for all you tech lovers, Platinum Visa cardholders can also make purchases with Apple Pay and Google Pay.  

Myer have also released a Myer credit card app where customers can make use of  features like spending and budgeting tools, credit card bill reminders and transaction categorisation, all in the palm of their hands.  

But the Myer Platinum Visa card isn’t just for anyone, it’s only available for customers approved for a credit limit of $6,000. It comes with extra perks though. Not only do you receive complimentary purchase protection, you also receive 24/7 concierge service for simply owning the card.

Who is it good for

The Myer Platinum Visa Card could be the perfect credit card for anyone who loves to shop at Myer or any of its partners and wants to be rewarded for it. Similarly, if you’re an avid MYER one points collector already with your Myer one card, the addition of a Myer Platinum Visa Card could get you even more points on your purchases!

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Any catches

Bear in mind that you won’t earn points on purchases made at retailers that aren’t in partnership with Myer. Also remember that there is a $20 late fee, so make sure you’re making repayments on time.

Rewards program details

Rates and fees information correct as at 20 January 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return


Fly Sydney to Melbourne one-way


$100 Giftcard

10,000 points

$100 Cash


Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Earn MYER one shopping credits. When you've earned $20 value you automatically receive a $20 Myer Gift Card.

Earn triple points when you use your Myer Visa at Myer.

Value of rewards points

Spend $10,000 (Visa)



How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.


Rate and fee details


20.69% p.a.


0% p.a. for 14 months and then 20.69% p.a.


20.69% p.a.




$0 in the first year




3%, Min $5









$2.50 charged each month you have an interest free balance.

Payment options

Apple Pay, Google Pay

Rewards privileges

Purchase Protection

Other benefits

6 months interest free on Myer transactions over $250.

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