Myer

Myer Platinum Visa Card

Purchase rate

20.69% p.a.

Balance transfer rate

0% p.a. for 14 months and then 20.69% p.a.

Annual fee

$69 $0 in the first year

Rewards program

Myer One

Myer Platinum Visa Card

Purchase rate

20.69% p.a.

Balance transfer rate

0% p.a. for 14 months and then 20.69% p.a.

Annual fee

$69 $0 in the first year

Rewards program

Myer One

Details

Details

Rewards program details

Rates and fees information correct as at 22 October 2018.

What your points get you

Fly Sydney to London

Fly Sydney to Melbourne

$100 Giftcard

10,000 points

$100 Cash

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Earn MYERone shopping credits. When you've earned $20 value you automatically receive a $20 Myer Gift Card.

Earn triple points when you use your Myer Visa at Myer when presenting your Myer one Card as well.

Value of rewards points

Earn $100 gift card reward

Spend $10,000 (Visa)

Are points capped?

Uncapped

Do points expire?

Never

How do we calculate these points?

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.

More details:

Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Rate and fee details

Rates

Purchase rate

20.69% p.a.
Intro purchase rate

none
Balance transfer rate

0% p.a. for 14 months and then 20.69% p.a.
Balance transfer revert to cash

yes
Cash advance rate

20.69% p.a.
Interest free days

55

Fees

Annual card fee

$69.00
Introductory annual fee

$0 in the first 1 year
Annual fee spend threshold

none
Reward program fee

none
Late payment fee

$35.00
Cash advance fee

3%, Min $5
Foreign exchange margin

3.00%
Duplicate statement fee

$7.00
Transaction verification fee

$8.00
Additional card fee

$9.00

Features

Minimum repayment amount

$50.00
Minimum repayment percent

2.5
Additional cardholders

8
Other restrictions

$2.50 charged each month you have an interest free balance.

Payment options

Apple Pay, Google Pay

Rewards privileges

Concierge,
Purchase Protection

Other benefits

6 months interest free on Myer transactions over $250.

Customer Reviews

How are Myer credit cards rated by the Mozo community?

Overall customer rating

6.4/10

Based on 47 Myer credit card reviews

Price

5.0/10

Features

6.5/10

Customer service

6.2/10

Convenience

5.8/10

Trust

6.3/10

Myer

About Myer

Myer is Australia's largest department store group and has been synonymous with style and fashion for over 100 years. Myer has a strong connection with its customers, with one of the most reputable retail brands in Australia. It is known for its welcoming, familiar, trusted, stylish and fun shopping environment as well as its strong culture of philanthropy and local community engagement. The Myer Visa card allows you to enjoy real rewards in the form of MYER one Gift Cards to spend in store at Myer.

See Myer credit cards

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Everyday Platinum Credit Card

balance transfer rate

0% p.a. for 14 months and then 21.99% p.a.

purchase rate

19.99% p.a.

annual fee

$49 $0 in the first year