Myer Platinum Visa Card

20.69% p.a.

0% p.a. for 14 months and then 20.69% p.a.

$69 $0 in the first year

Myer One

Myer Platinum Visa Card

20.69% p.a.

0% p.a. for 14 months and then 20.69% p.a.

$69 $0 in the first year

Myer One

Mozo Review   Myer Platinum Visa Card Review

Last updated: 9 July 2019.

What's hot:
  • No annual fee in the first year

  • Uncapped MYER one points

  • Earn up to triple points on Myer purchases

  • 14 month 0% balance transfer offer

What's not:
  • $35 late payment fee

Mozo snapshot:

Love a shopping day? With the Myer Platinum Visa Card you’re rewarded for your spending every time you shop at Myer or one of its partners. This rewards credit card is part of the MYER one program, and when combined with a MYER one membership, cardholders can earn up to triple MYER one points on eligible purchases. Myer will also waive the annual card fee in the first year (which then reverts to a low $69 fee thereafter) and also offers 6 months interest free on Myer purchases over $250 in a single transaction when you use the Myer Platinum Visa Card. 

Key features:

Myer’s Platinum Visa Card has a bunch benefits for Myer customers and a low annual fee, which is waived in the first year ($69 thereafter). Not only that, if you apply and are approved by 31 August 2019 you can take full advantage of the 0% balance transfer fee for the first 14 months that your card is active. 

With the Myer Platinum Visa Card you can earn points when you spend at Myer, any of its partners and even when you shop online. Just keep in mind when making purchases on the Myer website you must enter your Myer one membership number and pay with your Myer credit card at the checkout to receive maximum points - you can’t have one without the other.   

To make it easy for customers, Myer have combined the Platinum Visa Card and Myer One card so all the information you need when making purchases is on the same card (with all your Myer one membership details printed on the back). And for all you tech lovers, Platinum Visa cardholders can also make purchases with Apple Pay and Google Pay.  

Myer have also released a Myer credit card app where customers can make use of  features like spending and budgeting tools, credit card bill reminders and transaction categorisation, all in the palm of their hands.  

But the Myer Platinum Visa card isn’t just for anyone, it’s only available for customers approved for a credit limit of $6,000. It comes with extra perks though. Not only do you receive complimentary purchase protection, you also receive 24/7 concierge service for simply owning the card.

Who it's good for:

The Myer Platinum Visa Card could be the perfect credit card for anyone who loves to shop at Myer or any of its partners and wants to be rewarded for it. Similarly, if you’re an avid MYER one points collector already with your Myer one card, the addition of a Myer Platinum Visa Card could get you even more points on your purchases!

Any catches?

Bear in mind that you won’t earn points on purchases made at retailers that aren’t in partnership with Myer. Also remember that there is a $35 late fee, so make sure you’re making repayments on time.

Rewards program details

Rates and fees information correct as at 21 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

-

Fly Sydney to Melbourne one-way

-

$100 Giftcard

10,000 points

$100 Cash

-

Points earning

1 point per dollar on Visa, uncapped

Rewards scheme

Earn MYERone shopping credits. When you've earned $20 value you automatically receive a $20 Myer Gift Card.

Earn triple points when you use your Myer Visa at Myer when presenting your Myer one Card as well.

Value of rewards points

Spend $10,000 (Visa)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 20.69% p.a.

  • none

  • 0% p.a. for 14 months and then 20.69% p.a.

  • yes

  • 20.69% p.a.

  • 55

Fees
  • $69.00

  • $0 in the first 1 year

  • none

  • none

  • $35.00

  • 3%, Min $5

  • 3.00%

  • $7.00

  • $8.00

  • $9.00

Features
  • $50.00

  • 2.5

  • 8

  • $2.50 charged each month you have an interest free balance.

Payment options

Apple Pay, Google Pay

Rewards privileges

Concierge,
Purchase Protection

Other benefits

6 months interest free on Myer transactions over $250.

Customer Reviews

How are Myer credit cards rated by the Mozo community?

Overall customer rating
6.4/10
Price
5.0/10
Features
6.5/10
Customer service
6.2/10
Convenience
5.8/10
Trust
6.3/10
Myer

About Myer

Myer is Australia's largest department store group and has been synonymous with style and fashion for over 100 years. Myer has a strong connection with its customers, with one of the most reputable retail brands in Australia. It is known for its welcoming, familiar, trusted, stylish and fun shopping environment as well as its strong culture of philanthropy and local community engagement. The Myer Visa card allows you to enjoy real rewards in the form of MYER one Gift Cards to spend in store at Myer.

See Myer credit cards

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0% p.a. for 15 months and then 20.24% p.a.

12.49% p.a.

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$299 $199 in the first year

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$149 $0 in the first year

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Clear Options Platinum

1.25 points per dollar on Visa, uncapped

20.74% p.a.

$129 $49 in the first year

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1 point per dollar on Visa, up to 10000 points per month

19.99% p.a.

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American Express

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Velocity Escape Card

0.75 points per dollar on Amex, uncapped

20.74% p.a.

$0

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Frequent Flyer

0.5 points per dollar on Visa, up to $500 per month, then
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20.24% p.a.

$95

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Qantas Platinum Mastercard

0.75 points per dollar on Mastercard, up to $2,500 per month, then
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20.49% p.a.

$160 $80 in the first year

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0% p.a. for 12 months and then 21.99% p.a.

$49 $29 in the first year

19.99% p.a.

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0% p.a. for 14 months and then 21.99% p.a.

$129 $49 in the first year

0% p.a. for 14 months then 20.74% p.a.

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0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

11.99% p.a.

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0% p.a. for 18 months and then 20.24% p.a. (2.00% balance transfer fee)

$87 $0 when you spend over $20,000 p.a, $0 in the first year

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0% p.a. for 12 months and then 21.99% p.a.

$79 $0 in the first year

19.99% p.a.

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0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)

$195

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Virgin Australia Velocity Flyer Card - Ongoing Annual Fee Offer

0% p.a. for 18 months and then 20.99% p.a.

$50

20.74% p.a.

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11.99% p.a.

$49 $0 in the first year

0% p.a. for 13 months and then 21.74% p.a.

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Gold Low Rate

11.55% p.a.

$0

No current offer

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0% p.a. for 14 months then 20.74% p.a.

$129 $64 in the first year

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11.99% p.a.

$69

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0% p.a. for 6 months then 13.99% p.a.

$59

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12.49% p.a.

$58

0% p.a. for 15 months and then 20.24% p.a.

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19.99% p.a.

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$49 $29 in the first year

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11.99% p.a.

0% p.a. for 13 months and then 21.74% p.a.

$49 $0 in the first year

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11.99% p.a.

No current offer

$0

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0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 14 months and then 21.99% p.a.

$129 $49 in the first year

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Virgin Australia Velocity Flyer Card - Purchase Rate Offer

0% p.a. for 14 months then 20.74% p.a.

0% p.a. for 6 months and then 20.99% p.a.

$129 $64 in the first year

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Low Rate

12.49% p.a.

0% p.a. for 15 months and then 20.24% p.a.

$58

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19.99% p.a.

0% p.a. for 18 months and then 21.99% p.a.

$299 $199 in the first year

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0% p.a. for 12 months then 19.99% p.a.

0% p.a. for 22 months and then 21.99% p.a.

$129 Refunded when you spend over $6,000 p.a