Northern Inland Credit Union Low Rate Visa Credit Card

8.99% p.a.

No current offer

$0

n/a

Northern Inland Credit Union Low Rate Visa Credit Card

8.99% p.a.

No current offer

$0

n/a

Mozo Review   Northern Inland Credit Union Low Rate Visa Credit Card Review

Last updated: 21 October 2019.

What's hot:
  • 2019 Mozo Experts Choice Award

  • 8.99% purchase rate

  • Apple Pay and Google Pay available

  • No annual fee

What's not:
  • No interest-free days on purchases

Mozo snapshot:

Like the idea of a low rate credit card that has an even lower annual fee? Then look no further than the Northern Inland Credit Union Low Rate Visa Credit Card - winner of a 2019 Mozo Experts Choice Award in the best Low Rate Credit Card category. Aside from the $0 annual fee, this card also comes with a seriously low 8.99% purchase rate. 

Key features:

For many Aussies their credit card is just for emergencies only, and if this sounds like you, then the Northern Inland Credit Union Low Rate Visa Credit Card could be your next plastic match. With a low 8.99% purchase rate and $0 annual fee, cardholders will be able to spend freely, knowing they won’t get tied up with hefty interest charges or fees. However, if you are planning to shop on an overseas website, there is a 3.00% foreign exchange margin for international purchases. 

Forget to take your card? No worries! Thanks to the Apple and Google Pay options, you’ll be able to pay with just your smartphone. 

Just keep in mind that unlike many other credit cards, the Northern Inland Credit Union Low Rate Visa Credit Card does not come with any interest free days, so you will be charged interest for purchases on the day you make them. And while there is no annual fee, if you don’t pay your bill on time, you will be charged a $15 late payment fee. 

Who it's good for:

The Northern Inland Credit Union Low Rate Visa Credit Card could be a great pick for Aussies who plan to use their credit card for everyday spending and tend to carry a balance on their plastic.

Any catches?

There is no rewards program or balance transfer offer with this card, so if you were after either of those features, you might want to consider another card. And again, there are no interest-free days on this card.

Details

Rates and fees information correct as at 25 February 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 8.99% p.a.

  • none

  • No current offer

  • none

  • 8.99% p.a.

  • 0

Fees
  • $0.00

  • none

  • none

  • none

  • $15.00

  • $0.00

  • 3.00%

  • $0.00

  • $45.00

  • none

Features
  • $20.00

  • 2.0

  • no

  • none

Payment options

Apple Pay, Google Pay

Customer Reviews

This product is not currently reviewed.

Northern Inland Credit Union

About Northern Inland Credit Union

Northern Inland Credit Union is a financial institution providing a range of financial solution products in credit cards, debit cards, savings and investment accounts, personal loans, home loans, insurance and financial planning services. Northern Inland Credit Union additionally offers everyday business banking products for its business members.

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