People's Choice Credit Union credit cards

People's Choice Credit Union
People's Choice Credit Union's overall rating for credit cards

(as rated by the Mozo community)

8.8 / 10

based on 40 reviews

People’s Choice Credit Union have branches all over Australia, except in NSW and QLD and around 345,000 members Australia wide. Check out the credit card on offer from People’s Choice Credit Union below to see if it’s the right addition to your wallet. It might be called People’s Choice - but is it your choice?

Rates and fees verified as correct at 06 December, 2016. Other information correct at the time of writing.

What credit cards do People's Choice Credit Union offer?

Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days

2.99% p.a. for 6 months then 15.75% p.a.

2.99% p.a. for 6 months

$59

62


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Frequently Asked Questions about People's Choice Credit Union credit cards

    What is the interest free period on my People’s Choice Credit Union credit card?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my People’s Choice Credit Union credit card?

    Can I use my People’s Choice Credit Union credit card for a balance transfer?

    Will my People’s Choice Credit Union credit card work overseas?

    Can I use payWave with my People’s Choice Credit Union credit card?

    How does Verified by Visa protect me from credit card fraud?

How are People's Choice Credit Union credit cards rated?

Mozo users have rated People’s Choice Credit Union credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

People's Choice Credit Union credit cards

Overall 8.8*

Price

Features

Customer service

Convenience

Trust

40 Reviews

* Overall rating based on reviews in the past 12 months.

Recent People's Choice Credit Union credit card reviews Recent People's Choice Credit Union credit card reviews

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   5 / 10

Customer service is excellent, but would like more

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

Full review

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

    Price   3 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Carmela (SA), reviewed 9 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   9 / 10

Terrific rewards program that is simple to use

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

Full review

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Teena (NT), reviewed 10 months ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   7 / 10

Great rates from your local credit union

Convenient local banking with no gimmicks .

Full review

Convenient local banking with no gimmicks .

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Geoff (SA), reviewed over 1 year ago

People's Choice Credit Union

People's Choice Credit Union credit card review

Overall rating   10 / 10

Banking is a pleasurable experience with A+service

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

Full review

The friendly personalised service puts customers at ease and makes banking a pleasure. Plus their rates are always competitive.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lewis (SA), reviewed over 1 year ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   10 / 10

Only profits members

It's a credit union.

Full review

It's a credit union.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (SA), reviewed over 1 year ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a People's Choice Credit Union credit card? What do you need to apply for a People's Choice Credit Union credit card?

If you’re applying for a People’s Choice Credit Card you should be:

  • 18 or over
  • An Australian citizen or permanent resident
  • Willing to have a credit check done
  • Currently employed

You’ll also need to provide details of your income, assets and liabilities. For more on applying for a credit card, check out our handy guide.

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