People's Choice Credit Union Visa Credit Card

2.99% p.a. for 6 months then 15.75% p.a.

2.99% p.a. for 6 months and then 15.75% p.a.

$59

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Rates

  • 15.75% p.a.

  • 2.99% p.a. for 6 months

  • 2.99% p.a. for 6 months and then 15.75% p.a.

  • no

  • 15.75% p.a.

  • 62

Fees

  • $59.00

  • none

  • none

  • none

  • $0.00

  • $5.00

  • 3.00%

  • $10.00

  • $30.00

  • none

Other financial bits

  • $10.00

  • 3.0

Features

  • no

  • none

  • none

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

How are People's Choice Credit Union credit cards rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.8

Based on 40
People's Choice Credit Union credit cards reviews

8.3 8.1 8.9 8.6 9.0

Read People's Choice Credit Union credit card reviews by the Mozo community

Latest reviews of People's Choice Credit Union Visa Credit Card

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   5 / 10

Customer service is excellent, but would like more

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

Full review

I think it is terrible to have an annual fee on a credit card. They already make money on the card via charges to traders and interest on the customers.

    Price   3 / 10

    Features   2 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Carmela (SA), reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   9 / 10

Terrific rewards program that is simple to use

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

Full review

As long as I pay off in time I have no added charges which is great, plus a fantastic rewards program that is really easy to use

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Teena (NT), reviewed over 2 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   7 / 10

Great rates from your local credit union

Convenient local banking with no gimmicks .

Full review

Convenient local banking with no gimmicks .

    Price   6 / 10

    Features   6 / 10

    Customer service   7 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Geoff (SA), reviewed almost 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   10 / 10

Only profits members

It's a credit union.

Full review

It's a credit union.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (SA), reviewed almost 3 years ago

People's Choice Credit Union

People's Choice Credit Union Visa Credit Card credit card review

Overall rating   10 / 10

Top bank have been with this bank for over 10yrs

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

Full review

I have been using this bank for over 10yrs and would recommend this bank to my friends and family.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Donna (SA), reviewed about 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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