Qantas Premier Everyday card image

Qantas Money Qantas Premier Everyday

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.99% p.a.
Annual fees
$49
Interest free days on purchases
55

Mozo editorial review Qantas Money Qantas Premier Everyday - last updated: 1 September 2021

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What's hot
  • Up to 8,000 bonus Qantas Points on offer (conditions apply)
  • Low $49 annual fee
  • 2020 Mozo Experts Choice Award-winner
What's not
  • $25 additional card fee per additional cardholder
Mozo snapshot

The Qantas Money Qantas Premier Everyday Credit Card offers a heap of value for savvy spenders. It instantly converts all points earned to Qantas Points, which can be redeemed for tonnes of different rewards. Plus the card comes with a number of features like a concierge service, the option for additional cardholders, plus new cardholders earn 3 bonus points on top of the standard earn-rate for every $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points. 

It's even an award winner! That's right, the Qantas Premier Everyday card took home a 2020 Mozo Experts Choice Award in the best Qantas Frequent Flyer Credit Card category. 

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Key features
With the Qantas Premier Everyday credit card, there's no limit to the number of Qantas Points you can earn – at home or overseas.

Let’s take a look at points earning, as there are few different numbers to be aware of:
  •  0.75 points per whole $1 on Domestic spend up to and including $3,000 per statement period

  •  0.4 points per whole $1 spent on purchases after the first $3,000 per statement period 

  •  1 point per whole $1 spent on international spending

  •  1 additional point per whole $1 spent on select Qantas products and service


On top of this, you can kick start your points balance by earning up to 8,000 bonus Qantas Points, if you apply by 28 February, 2022. To earn snag these bonus points you will have to spend at least $3,000 on eligible purchases, within the first four months of being approved.

Now that you know how to earn points, let’s go through what those points can be cashed in for. Unsurprisingly, Qantas Frequent Flyer points can be used to redeem flights, or flight upgrades. They can also be used to book hotels, be cashed in for gift cards or claim a whole range of products from tennis rackets to iPads.

There's a fairly low ongoing annual fee of $49. And if you're looking to transfer some debt onto a new card, there's a 0% p.a. interest on balance transfers for 12 months with no balance transfer fee, after which the rate reverts to 21.99% p.a. Also keep in mind any purchases will come with a purchase rate of 19.99% p.a., as accounts with balance transfers are not eligible for the 55 interest free days.

Lastly, if you want to share the account with someone, you’ll be able to do so, however there is a $25 annual fee per additional cardholder. 

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Who is it good for

This card could be good for customers that wants to double down on their Qantas Frequent Flyer points, the Qantas Money Qantas Premier Everyday Credit Card offers an easy way to turn their credit card spend into Qantas points.

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Any catches

A couple of things to remember when redeeming your points. First, if you're using your points for a flight, you won't earn Status Credits on that flight. Second, when you use your points for a Classic Flight Reward with Qantas, taxes, fees and carrier charges also apply and this cost can change depending on what flight you book and when.

Rewards program details

Rates and fees information correct as at 25 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

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Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

19,010 points

$100 Cash

-

Points earning

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Earn 1 Qantas Point per AUD $1 equivalent international spend and 1 additional Qantas Point per $1 spend on selected Qantas products and services.

0% for 6 months on your first Qantas purchase.

Special offers

Earn 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points

Value of rewards points

Spend $25,347 (Mastercard)

Spend $10,667 (Mastercard)

Uncapped

Never

How do we calculate these points?
How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

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Rate and fee details

Rates

19.99% p.a.

none

0% p.a. for 12 months and then 21.99% p.a.

yes

21.99% p.a.

55

Fees

$49.00

none

none

none

$30.00

3%, min $3.00

3.00%

$2.00

$0.00

$25.00

Features

$30.00

2.0

yes

Minimum repayment is the greater of: $30, 2% of card balance, or the sum of 1% of card balance and late payment fee and interest charged.

Rewards privileges

Concierge,
Travel Insurance

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