Queenslanders Credit Union Visa Credit Card

13.20% p.a.

No current offer

$39

n/a

Queenslanders Credit Union Visa Credit Card

13.20% p.a.

No current offer

$39

n/a

Mozo Review   Queenslanders Credit Union Visa Credit Card Review

Last updated: 9 May 2019.

What's hot:
  • 2019 Mozo Experts Choice Award winner

  • 13.20% purchase rate

  • Optional Rewards Program add-on

  • 55 days interest free

What's not:
  • $40 late payment fee

Mozo snapshot:

With the Queenslanders Credit Union Visa Credit Card you can get exactly what you are looking for from a credit card with their 55 day interest free period, a competitive 13.20% interest rate and the option to join a rewards program that provides instant benefits on every dollar you spend. Best of all, the card was recently named a 2019 Mozo Experts Choice Award winner in the Low Rate Travel Credit Card category which means it could be a handy option to take with you on your next trip away. 

Key features:

The Queenslanders Credit Union Visa Credit Card offers a competitive rate of 13.20% on purchases but if you’re able to pay your balance in full then you receive 55 days interest free that could save you big time on interest payments.

This Visa Credit Card comes fully equipped with Visa Paywave so you can start using the Tap & Go function on everyday payments straight away. It’s also good to know that you can have additional card holders, if you want, for no extra cost.

While the Queenslanders Credit Union Visa Card has a $39 annual fee and a late payment fee of $40, keep in mind that there is only a small foreign exchange margin of 1.5% making this card a travel-friendly option for anyone looking to use it abroad.

Another notable feature of the Queenslanders Credit Union Visa Credit Card is that it can work in tandem with their Rewarder program. This optional program allows cardholders the chance to accumulate points for every dollar that is spent with the card and then enables them to redeem the points at any EFTPOS terminal Australia-wide. If you opt to partake in the Rewarder program you will pay an additional yearly cost of $58 on top of the $39 annual fee on the card.

With this credit card you have access to exclusive offers and pre-sale tickets through Visa Entertainment. Also, if you’re a rugby league fan, Queenslanders Credit Union are currently offering a limited edition Cowboys design for the card which may just be another reason of many to consider this product.

Who it's good for:

The Visa Credit Card offered by Queenslanders Credit Union may be a great option for anyone wanting a credit card with a relatively low interest rate, low card fee and the option to join a rewards program. This card gives enough flexibility to be used both overseas and at home and could save you a lot in interest costs with a 55 day interest free period.

Any catches?

It’s important to know that some benefits aren’t without costs, and there are a couple of additional fees that come with this credit card which may not be ideal for you. There is a $39 annual fee (plus $58 if you join the Rewarders program) and a $40 fee on any late payments.

Details

Rates and fees information correct as at 13 December 2019 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 13.20% p.a.

  • none

  • No current offer

  • none

  • 13.20% p.a.

  • 55

Fees
  • $39.00

  • none

  • none

  • none

  • $40.00

  • $1.00

  • 1.50%

  • $1.00

  • $35.00

  • $0.00

Features
  • $20.00

  • 3.0

  • yes - free

  • none

Payment options

Samsung Pay

Customer Reviews

How are Queenslanders Credit Union credit cards rated by the Mozo community?

Overall customer rating
8.7/10
Price
8.0/10
Features
7.7/10
Customer service
8.8/10
Convenience
8.3/10
Trust
8.9/10
Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

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