RACQ Bank credit cards

RACQ Bank

RACQ Bank credit cards offer a range of packages for different needs. Check out our range of credit cards for an overview of interest rates, fees and more. Or you can compare with our credit card comparison tools.

Rates and fees verified as correct at 18 October, 2018. Other information correct at the time of writing.

What credit cards do RACQ Bank offer?

Low rate credit cards Low rate credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.99% p.a.

0% p.a. for 12 months and then 21.74% p.a.

$49

55


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Low fee credit cards Low fee credit cards

Product Purchase rate Balance transfer rate Annual fees Interest free days

12.99% p.a.

0% p.a. for 12 months and then 21.74% p.a.

$49

55


Hide

Rewards credit cards Rewards credit cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, uncapped

20.24% p.a.

0% p.a. for 14 months and then 21.74% p.a.

$129


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Prestige cards Prestige cards

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Mastercard, uncapped

20.24% p.a.

0% p.a. for 14 months and then 21.74% p.a.

$129


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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

What do you need to apply for a RACQ Bank credit card? What do you need to apply for a RACQ Bank credit card?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)
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