SCU credit cards

SCU
SCU's overall rating for credit cards

(as rated by the Mozo community)

7.8 / 10

based on 5 reviews

Previously known as Sydney Credit Union, SCU is all about generosity - with their time and their products. SCU’s low cost credit card offering won a highly commended award in Mozo’s 2014 Experts Choice Awards. It’s affordable and simple, so if that sounds like your thing, check it out below.

Rates and fees verified as correct at 10 December, 2016. Other information correct at the time of writing.

What credit cards do SCU offer?

Low rate credit cards Low rate credit cards

For all the convenience of a piece of plastic, without the hefty price tag, you can’t go past the low rate credit card from SCU. Also boasting a low annual fee, this card is a great addition to your wallet. Just don’t expect all the bells and whistles from this low cost option.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.49% p.a.

$30

55


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Low fee credit cards Low fee credit cards

Never pay too much on your credit card again with this low fee option from SCU. No mater how you use your credit card, this piece of plastic is a great addition to any budget-conscious wallet.

Product Purchase rate Balance transfer rate Annual fees Interest free days

10.49% p.a.

$30

55


Hide

Frequently Asked Questions about SCU credit cards

    What is the interest free period on my SCU credit card?

    What fees might I be charged?

    Can I use my SCU credit card for a balance transfer?

    Can I use payWave with my SCU credit card?

    Can I use my SCU credit card while I’m travelling overseas?

    What rewards options do I have with my SCU credit card?

    Avoiding credit card fraud

How are SCU credit cards rated?

Mozo users have rated SCU credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

SCU credit cards

Overall 7.8*

Price

Features

Customer service

Convenience

Trust

5 Reviews

* Overall rating based on reviews in the past 12 months.

Recent SCU credit card reviews Recent SCU credit card reviews

SCU

SCU Low Rate Visa Credit Card credit card review

Overall rating   9 / 10

Great bank

I love SCU because the process is simple, easy, lovely staff and I have a low rate and low annual fee.

Full review

I love SCU because the process is simple, easy, lovely staff and I have a low rate and low annual fee.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Tj (NSW), reviewed about 1 year ago

SCU

SCU credit card review

Overall rating   9 / 10

A great product backed up by great service

A no frills, basic card that does the job perfectly. SCU staff are pro-active, helpful and will always follow through and call back when they say (this is rare today.) I wouldn't hesitate to recommend them.

Full review

A no frills, basic card that does the job perfectly. SCU staff are pro-active, helpful and will always follow through and call back when they say (this is rare today.) I wouldn't hesitate to recommend them.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Glenys (VIC), reviewed almost 3 years ago

SCU

SCU Low Rate Visa Credit Card credit card review

Overall rating   10 / 10

Very good and helpful

I love the Sutherland Credit Union as they are helpful when you are at the counter with tellers. They are great when you ring up to get help or if you have a problem or are not sure on how to do something. We have been with this credit union for...

Full review

I love the Sutherland Credit Union as they are helpful when you are at the counter with tellers. They are great when you ring up to get help or if you have a problem or are not sure on how to do something. We have been with this credit union for around 40 years and have always been very pleased to deal with them.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerrie (NSW), reviewed about 3 years ago

SCU

SCU credit card review

Overall rating   8 / 10

Low rates and fees, no hidden extras

SCU offers great customer service and rates with very low fees.

Full review

SCU offers great customer service and rates with very low fees.

    Price   6 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed over 3 years ago

SCU

SCU credit card review

Overall rating   10 / 10

Great customer service.

I shopped around for the cheapest no frills credit card and none compared to SCU credit card. 10.49% for purchases and cash advances, 55 days interest free. My credit card bills are not a problem anymore. I had to really search though as this card...

Full review

I shopped around for the cheapest no frills credit card and none compared to SCU credit card. 10.49% for purchases and cash advances, 55 days interest free. My credit card bills are not a problem anymore. I had to really search though as this card rarely comes up on any websites, I'm not sure why as its hard to beat.

    Price   10 / 10

    Features   -1 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Jill (NSW), reviewed almost 5 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a SCU credit card? What do you need to apply for a SCU credit card?

You can apply for a SCU credit card over the phone, in a branch or online. To do so, you’ll need:

  • I.D. including proof of address
  • Personal contact details
  • Details about your finances, including
    • Income
    • Assets
    • Debts

Documents you can use to prove your financial situation include current payslips, financial statements or tax returns.

To find out more about how to apply for a credit cards, check out our guide.

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