Skye Mastercard

23.99% p.a.

No current offer

$99

n/a

Skye Mastercard

23.99% p.a.

No current offer

$99

n/a

Mozo Review   Skye Mastercard Review

Last updated: 4 November 2019.

What's hot:
  • 2019 Mozo Experts Choice Award

  • No foreign transaction fees

  • Opt in dynamic CVV technology

  • 110 days interest free

What's not:
  • 23.99% interest rate

  • $35 late payment fee

Mozo snapshot:

Apply for a Skye Mastercard in 10 minutes and enjoy the first year annual fee-free. It’s Australia’s first credit card to offer MOTION CODE™ technology, meaning the CVV code on the back of the card changes every hour for added security. With a massive 110-days interest free period and no foreign transaction fees, the Skye Mastercard is a great option for savvy spenders, plus it's a 2019 Mozo Experts Choice Travel Money Award winner. 

Key features:

Cardholders who sign up for the Skye Mastercard have the option of choosing a card with MOTION CODE™ technology, which replaces the static CVV code for a digital one that changes every hour for added security, no matter if you’re at home or globetrotting.

Another feature serving travellers is the no foreign transaction fee, as well as 24/7 Skye self-service and an overseas helpline in case of emergencies.

You can also enjoy 110 days interest-free, but you’ll be wise to stay on top of repayments to avoid the 23.99% purchase rate and $35 late payment fee. Other fees to be aware of are the $99 annual fee after the first year, $20 new or replacement MOTION CODE™ card fee, $10 additional cardholder fee and a $15 payment dishonour charge.

An added option available to Skye Mastercard holders is the ability to convert purchases of over $250 to a SkyePlan, which is a 9, 12 or 15 month instalment plan incurring no interest whatsoever. Keep in mind you’ll have to pay a small establishment fee for this option, which changes depending on your repayment schedule.


Who it's good for:

For those concerned about their security, the Skye Mastercard offers Australian-first MOTION CODE™ technology, reducing the chance of your credit card information being stolen.

The credit card is also handy for travellers, offering no foreign transaction fees for online and overseas purchases.


Any catches?

With a high purchase rate of 23.99%, you’ll want to stay on top of your repayments, especially since the card also features a late payment fee of $35.

Details

Rates and fees information correct as at 21 January 2020 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 23.99% p.a.

  • none

  • No current offer

  • yes

  • 25.99% p.a.

  • 110

Fees
  • $99.00

  • none

  • none

  • none

  • $35.00

  • 3%, min $3

  • 0%

  • $2.50

  • $0.00

  • $10.00

Features
  • $30.00

  • 3.0

  • none

  • none

Other benefits

Card security features include a dynamic card verification value (CVV) that automatically changes every hour.

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This product is not currently reviewed.

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