Amplify Rewards Signature (Rewards) card image

St.George Amplify Rewards Signature

Advertiser disclosure
The details shown below are for a card with Rewards
The details shown below are for a card with Qantas Frequent Flyer

Choose the version of this credit card that suits you best

Name Rewards program
Amplify Rewards Signature (Rewards) Rewards
Amplify Qantas Signature (Qantas Frequent Flyer) Qantas Frequent Flyer
  • Amplify Rewards Signature (Rewards)
    Rewards: Rewards
  • Amplify Qantas Signature (Qantas Frequent Flyer)
    Rewards: Qantas Frequent Flyer
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$295 $199 in the first year
Interest free days on purchases
55
Purchase rate
19.49% p.a.
Balance transfer rate
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)
Annual fees
$370
Interest free days on purchases
55

Mozo editorial review St.George Amplify Rewards Signature - last updated: 28 February 2024

binocular icon
What's hot
  • Up to 150,000 bonus Amplify points (conditions apply)
  • OR up to 90,000 bonus Qantas points (conditions apply)
  • Complimentary extras like 24/7 concierge service, travel insurance and extended warranty
What's not
  • $279 annual card fee ($199 in the first year)
Mozo snapshot

Rewards lovers at home and abroad will be able to get excellent value from this piece of premium plastic by choosing either the Amplify Rewards or Qantas option. With generous bonus points, plus perks like complimentary travel insurance and a 24/7 concierge service, the Amplify Signature card is a great option for money-savvy freebie chasers.

key icon
Key features

There’s a lot to love with the St. George Amplify Signature card. As far as rewards go, there are two options to choose from: a Qantas card for avid travellers, and an Amplify Rewards option for more general rewards lovers.

  • Both options come with a 19.49% p.a. interest rate and a $199 annual card fee for the first year.
  • Other fees to be aware of include a 3.00% foreign exchange margin and a $15 late payment fee.

One of the main differences between the two is how many points you’ll earn per $1 spent. Opt for the Amplify Rewards card, and you’ll bag 1.5 points for every $1 spent. Not to mention, you can score 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year. Just keep in mind that this offer ends 30th April 2024.

With the Qantas Frequent Flyer option, on the other hand, you’ll only earn 0.75 points per $1*. However, the tradeoff is that those points will be credited directly into your Qantas Frequent Flyer program to make redeeming them that much easier. There's also a whopping 90,000 bonus Qantas Points offer, so long as you spend $6,000 on eligible purchases within the first 90 day of approval!

Both options also come with a tonne of points earning power and great freebies, including:

  • Earn double points on overseas purchases (including from international merchants online).

  • On your birthday, you’ll receive 10% of the points you earned in the previous year as bonus points.

  • 2 complimentary airport lounge passes each year you hold the card.

  • A range of complimentary insurance covers, including international travel insurance, extended warranty, purchase protection and guaranteed pricing.

  • When travelling with this card in your wallet, you’ll also become a member of Visa Luxury Hotel Collection, which means you can score 3pm checkouts at over 900 hotels, complimentary continental breakfasts and hotel room upgrades.

Or, if you would rather use this card to clear any existing debt, there's also currently a 0% p.a. interest rate, 24 month balance transfer offer (1% BT fee applies). The offer ends on 31st July 2024, so make sure you apply for the card before then to take advantage of it. It also might be a good idea to make sure you can off your debt in that time, as once the 24 months end, the interest will increase to 21.49% p.a. 

That’s a lot of value packed into one little credit card!

*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

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Who is it good for

Whether you opt to earn Amplify Rewards Points or Qantas Frequent Flyer points, there are plenty of perks to tempt rewards lovers of all kinds here. But frequent travellers who love to fly Qantas will really come out on top, thanks to all the travel-friendly rewards on offer. It’s also a good option for anyone addicted to shopping online with international retailers, who will pay their bill off in full each month.

As with most rewards credit cards, big spenders who'll use the rewards program enough to justify the ongoing annual fee will get the most value from this piece of plastic.

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Any catches

If you’re using this card overseas or for online shopping, be mindful of the 3.00% foreign exchange margin.

Keep in mind that there is a $279 annual card fee after the first year and a 19.49% p.a. purchase rate - so remember to put a plan in place to fit the fee into your budget, and pay off your balance each month to avoid interest charges.

Rewards program details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

212,000 points

Fly Sydney to Melbourne one-way

15,600 points

$100 Giftcard

22,200 points

$100 Cash

-

Points earning

1.5 points per dollar on Visa, uncapped

Rewards scheme

Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.

10% points bonus on total points earned in previous year on birthday of cardholder.

Two Priority Pass Lounge visits per year.

Special offers

Receive 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year.

Value of rewards points

Spend $14,800 (Visa)

Spend $10,400 (Visa)

Spend $141,333 (Visa)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$295.00

$199 in the first year

none

none

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Rewards program details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.75 points per dollar on Visa, up to $250,000 per year

Rewards scheme

From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

10% points bonus on total points earned in previous year on birthday of cardholder.

Two complimentary annual Qantas Club Lounge Invitations.

Special offers

Receive 90,000 bonus Qantas Points when you spend $6,000 within the first 90 days

Value of rewards points

Spend $26,680 (Visa)

Spend $10,667 (Visa)

Spend $147,200 (Visa)

at $250,000 yearly

Never

How do we calculate these points?

Rate and fee details

Rates

19.49% p.a.

none

0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee)

yes

21.49% p.a.

55

Fees

$295.00

none

none

$75.00

$15.00

3%

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

1

none

Payment options

Apple Pay, Google Wallet, PayID, Samsung Pay

Rewards privileges

Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

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Overall
Price
Features
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Convenience
Trust

Latest reviews of St.George Amplify Rewards Signature Credit Card

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Qantas Premium Card

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160,000

1.25 points uncapped

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120,000

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Premier Credit Card

0% p.a. for 6 months and then 22.24% p.a.

21.49% p.a.

$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year

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$100

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$0

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n/a

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