Choose the version of this credit card that suits you best
Name | Rewards program | |
---|---|---|
|
Amplify Rewards Signature (Rewards) | Rewards |
|
Amplify Qantas Signature (Qantas Frequent Flyer) | Qantas Frequent Flyer |
Rewards lovers at home and abroad will be able to get excellent value from this piece of premium plastic by choosing either the Amplify Rewards or Qantas option. With generous bonus points, plus perks like complimentary travel insurance and a 24/7 concierge service, the Amplify Signature card is a great option for money-savvy freebie chasers.
There’s a lot to love with the St. George Amplify Signature card. As far as rewards go, there are two options to choose from: a Qantas card for avid travellers, and an Amplify Rewards option for more general rewards lovers.
One of the main differences between the two is how many points you’ll earn per $1 spent. Opt for the Amplify Rewards card, and you’ll bag 1.5 points for every $1 spent. Not to mention, you can score 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year. Just keep in mind that this offer ends 30th April 2024.
With the Qantas Frequent Flyer option, on the other hand, you’ll only earn 0.75 points per $1*. However, the tradeoff is that those points will be credited directly into your Qantas Frequent Flyer program to make redeeming them that much easier. There's also a whopping 90,000 bonus Qantas Points offer, so long as you spend $6,000 on eligible purchases within the first 90 day of approval!
Both options also come with a tonne of points earning power and great freebies, including:
Earn double points on overseas purchases (including from international merchants online).
On your birthday, you’ll receive 10% of the points you earned in the previous year as bonus points.
2 complimentary airport lounge passes each year you hold the card.
A range of complimentary insurance covers, including international travel insurance, extended warranty, purchase protection and guaranteed pricing.
When travelling with this card in your wallet, you’ll also become a member of Visa Luxury Hotel Collection, which means you can score 3pm checkouts at over 900 hotels, complimentary continental breakfasts and hotel room upgrades.
Or, if you would rather use this card to clear any existing debt, there's also currently a 0% p.a. interest rate, 24 month balance transfer offer (1% BT fee applies). The offer ends on 31st July 2024, so make sure you apply for the card before then to take advantage of it. It also might be a good idea to make sure you can off your debt in that time, as once the 24 months end, the interest will increase to 21.49% p.a.
That’s a lot of value packed into one little credit card!
*From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.
Whether you opt to earn Amplify Rewards Points or Qantas Frequent Flyer points, there are plenty of perks to tempt rewards lovers of all kinds here. But frequent travellers who love to fly Qantas will really come out on top, thanks to all the travel-friendly rewards on offer. It’s also a good option for anyone addicted to shopping online with international retailers, who will pay their bill off in full each month.
As with most rewards credit cards, big spenders who'll use the rewards program enough to justify the ongoing annual fee will get the most value from this piece of plastic.
If you’re using this card overseas or for online shopping, be mindful of the 3.00% foreign exchange margin.
Keep in mind that there is a $279 annual card fee after the first year and a 19.49% p.a. purchase rate - so remember to put a plan in place to fit the fee into your budget, and pay off your balance each month to avoid interest charges.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
212,000 points
15,600 points
22,200 points
-
1.5 points per dollar on Visa, uncapped
Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.
Flight rewards points redeemable via Singapore Airlines Krisflyer or Velocity Frequent Flyer programs.
10% points bonus on total points earned in previous year on birthday of cardholder.
Two Priority Pass Lounge visits per year.
Receive 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year.
Spend $14,800 (Visa)
Spend $10,400 (Visa)
Spend $141,333 (Visa)
Uncapped
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
$199 in the first year |
|
none |
|
none |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
0.75 points per dollar on Visa, up to $250,000 per year
From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap. Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
10% points bonus on total points earned in previous year on birthday of cardholder.
Two complimentary annual Qantas Club Lounge Invitations.
Receive 90,000 bonus Qantas Points when you spend $6,000 within the first 90 days
Spend $26,680 (Visa)
Spend $10,667 (Visa)
Spend $147,200 (Visa)
at $250,000 yearly
Never
19.49% p.a. |
|
none |
|
0% p.a. for 24 months and then 21.49% p.a. (1.00% balance transfer fee) |
|
yes |
|
21.49% p.a. |
|
55 |
$295.00 |
|
none |
|
none |
|
$75.00 |
|
$15.00 |
|
3% |
|
3.00% |
|
$0.00 |
|
$10.50 |
|
$0.00 |
$10.00 |
|
2.0 |
|
1 |
|
none |
Apple Pay, Google Wallet, PayID, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
I’ve been using St George Amplify for the last 10+ years and have accrued so much Qantas frequent flyer points, and the ease of paying via Apple Pay is a bonus
Read full reviewI’ve been using St George Amplify for the last 10+ years and have accrued so much Qantas frequent flyer points, and the ease of paying via Apple Pay is a bonus
Worst credit card and worst bank in Australia. Please stay away from st george bank or any of their products. It was my biggest mistake to take home loan and credit card from them. I used cba, nab, ing products previously and they are 100 times better than st george.
Read full reviewWorst credit card and worst bank in Australia. Please stay away from st george bank or any of their products. It was my biggest mistake to take home loan and credit card from them. I used cba, nab, ing products previously and they are 100 times better than st george.
The reason I am giving them a terrible review is the appalling customer service by their fraud and scams team. If you are a customer who has just been financially violated by a scammer who has charged your credit card you want your bank to care and answer the phone in a timely manner. It took me 8 attempts and 7 hours to finally speak to their frauds team. Once I did the operator was cold, rude and completely uncaring. I had details of the scammer and she didn’t want them. How would the shareholders of St. George bank feel about that? Let alone me the traumatised victim of fraud. Absolutely disgraceful. I have $2 million dollars of loan with them on mortgages etc. First thing tomorrow, I am looking at refinancing and never returning to this bank.
Read full reviewThe reason I am giving them a terrible review is the appalling customer service by their fraud and scams team. If you are a customer who has just been financially violated by a scammer who has charged your credit card you want your bank to care and answer the phone in a timely manner. It took me 8 attempts and 7 hours to finally speak to their frauds team. Once I did the operator was cold, rude and completely uncaring. I had details of the scammer and she didn’t want them. How would the shareholders of St. George bank feel about that? Let alone me the traumatised victim of fraud. Absolutely disgraceful. I have $2 million dollars of loan with them on mortgages etc. First thing tomorrow, I am looking at refinancing and never returning to this bank.
This card is great if you want to gain Qantas points where only a Visa or MasterCard is accepted. There was an 80,000 Qantas point sign on bonus. The annual fee of $279 is high when compared with other credit cards earning Qantas points but for the first year it was reduced to $139. Within 4 weeks of your birthday you also receive an additional 10% of the points earned in the last 12 months.
Read full reviewThis card is great if you want to gain Qantas points where only a Visa or MasterCard is accepted. There was an 80,000 Qantas point sign on bonus. The annual fee of $279 is high when compared with other credit cards earning Qantas points but for the first year it was reduced to $139. Within 4 weeks of your birthday you also receive an additional 10% of the points earned in the last 12 months.
Being a gold customer you get prompt on line service.
Read full reviewBeing a gold customer you get prompt on line service.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing