Rainbow Vertigo Platinum card image

St.George Rainbow Platinum Vertigo

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
$99 $49 in the first year
Interest free days on purchases
55

Mozo editorial review St.George Rainbow Platinum Vertigo

Last updated: 12 April 2021.

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What's hot
  • 0% p.a. purchase rate for 15 months (12.99% p.a. thereafter)
  • $49 annual fee in first year
What's not
  • 21.49% p.a. cash advance rate
Mozo snapshot

The Rainbow Platinum Vertigo card from St.George is seriously jam-packed with value. Whether you’re looking for an interest-free spending offer or a card with some additional perks and a relatively low annual fee, the Rainbow Vertigo Platinum is certainly worth a look.

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Key features

Let’s start with the basics: the purchase rate. The Rainbow Platinum Vertigo card has a standard purchase rate of 12.99% p.a., but new cardholders also have a special 0% p.a. purchase rate offer for 15 months (12.99% p.a. thereafter) which means they’ll be able to spend interest-free during that period. 

The card also comes with an introductory annual fee of $49 in the first year, but this will increase to $99 in later years. 

Interested in additional card perks? St.George gives Rainbow Platinum Vertigo cardholders complimentary travel insurance (trips up to 6 months), extended warranty (up to 12 months) and purchase protection (up to 4 months theft, loss or damage cover on select purchases). 

Speaking of travel, you’ll certainly be able to use the card overseas, but just keep in mind that there’s a 3% foreign exchange margin on overseas purchases.

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Who is it good for

The St.George Rainbow Platinum Vertigo could be a good option for a range of cardholders especially those looking for a generous limited-time 0% purchase rate offer. 

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Any catches

Like many cards, the Rainbow Platinum Vertigo does come with a high cash advance rate of 21.49% p.a., so cardholders will likely be better off using another method (like a debit card) to withdraw cash. 

Details

Rates and fees information correct as at 19 April 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 12.99% p.a.

  • 0% p.a. for 15 months

  • 6.99% p.a. for 12 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

Fees
  • $99.00

  • $49 in the first year

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $0.00

Features
  • $10.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10
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About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George credit cards

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St.George

Vertigo Platinum

12.99% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$99

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

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St.George

No Annual Fee

0% p.a. for 12 months then 20.74% p.a.

6.99% p.a. for 12 months and then 21.49% p.a.

$0

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St.George

Amplify Platinum

19.74% p.a.

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

$99

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St.George

Amplify Signature

19.74% p.a.

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

$279

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Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

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Bankwest

Breeze Mastercard

10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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MoneyMe

Freestyle Virtual Mastercard

16.99% p.a.

No current offer

$209 Annual fee may vary.

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

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American Express

Explorer Credit Card

20.74% p.a.

No current offer

$395

Membership Rewards

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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Westpac

Altitude Platinum

Altitude Rewards

$150 $99 in the first year

80,000

1 point uncapped

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American Express

Qantas Discovery Card

Qantas Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Signature Card

Qantas Frequent Flyer

$395 $295 in the first year

110,000

1 point up to $5,000/month, then
0.5 points up to $20,000/month

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American Express

Explorer Credit Card

Membership Rewards

$395

90,000

2 points uncapped

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St.George

Amplify Signature

Amplify Rewards

$279

200,000

1.5 points uncapped

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American Express

Velocity Escape Card

Velocity Frequent Flyer

$0

No current offer

0.75 points uncapped

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NAB

Qantas Rewards Premium Card

Qantas Frequent Flyer

$250

30,000

0.66 points up to $3,000/month, then
0.33 points up to $6,000/month

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St.George

Amplify Platinum

Qantas Frequent Flyer

$99

60,000

0.5 points uncapped

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Bendigo Bank

Low Rate Credit Card

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

11.99% p.a.

$45

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St.George

Vertigo

0% p.a. for 28 months and then 21.49% p.a.

13.99% p.a.

$55

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Bankwest

Breeze Mastercard

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

10.99% p.a.

$49 $0 in the first year

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Westpac

Low Rate

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

13.74% p.a.

$59 $0 in the first year

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St.George

Amplify Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

Amplify Rewards

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NAB

Low Rate Card

0% p.a. for 20 months and then 21.74% p.a. (2.00% balance transfer fee)

12.99% p.a.

$59

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Bank of Melbourne

Amplify Platinum

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$99

Qantas Frequent Flyer

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St.George

Amplify Signature

0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)

19.74% p.a.

$279

Amplify Rewards

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Bendigo Bank

Low Rate Credit Card

11.99% p.a.

0% p.a. for 24 months and then 11.99% p.a. (2.00% balance transfer fee)

$45

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Bankwest

Breeze Mastercard

10.99% p.a.

0% p.a. for 26 months and then 10.99% p.a. (2.00% balance transfer fee)

$49 $0 in the first year

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Defence Bank

Foundation Credit Card

3.99% p.a. for 6 months then 8.99% p.a.

3.99% p.a. for 6 months and then 8.99% p.a.

$45

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St.George

Vertigo

13.99% p.a.

0% p.a. for 28 months and then 21.49% p.a.

$55

Thumbnail icon for Westpac

Westpac

Low Rate

13.74% p.a.

0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)

$59 $0 in the first year

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ING

Orange One Low Rate Credit Card

11.99% p.a.

No current offer

$0

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ME

frank Credit Card

11.99% p.a.

No current offer

$0

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NAB

StraightUp Card

0% p.a.

No current offer

$120 $10/month - waived if no spend & no balance owing