The Rainbow Platinum Vertigo card from St.George is seriously jam-packed with value. Whether you’re looking for an interest-free spending offer or a card with some additional perks and a relatively low annual fee, the Rainbow Vertigo Platinum is certainly worth a look.
Let’s start with the basics: the purchase rate. The Rainbow Platinum Vertigo card has a standard purchase rate of 12.99% p.a., but new cardholders also have a special 0% p.a. purchase rate offer for 15 months (12.99% p.a. thereafter) which means they’ll be able to spend interest-free during that period.
The card also comes with an introductory annual fee of $49 in the first year, but this will increase to $99 in later years.
Interested in additional card perks? St.George gives Rainbow Platinum Vertigo cardholders complimentary travel insurance (trips up to 6 months), extended warranty (up to 12 months) and purchase protection (up to 4 months theft, loss or damage cover on select purchases).
Speaking of travel, you’ll certainly be able to use the card overseas, but just keep in mind that there’s a 3% foreign exchange margin on overseas purchases.
The St.George Rainbow Platinum Vertigo could be a good option for a range of cardholders especially those looking for a generous limited-time 0% purchase rate offer.
Like many cards, the Rainbow Platinum Vertigo does come with a high cash advance rate of 21.49% p.a., so cardholders will likely be better off using another method (like a debit card) to withdraw cash.
| 12.99% p.a. | |
| 0% p.a. for 15 months | |
| 6.99% p.a. for 12 months and then 21.49% p.a. | |
| yes | |
| 21.49% p.a. | |
| 55 |
| $99.00 | |
| $49 in the first year | |
| none | |
| none | |
| $15.00 | |
| 2%, Min $2.50 | |
| 3.00% | |
| $0.00 | |
| $10.50 | |
| $0.00 |
| $10.00 | |
| 2.0 | |
| 3 | |
| none |
Apple Pay, Google Pay, PayID, Samsung Pay
Travel Insurance,
Extended Warranty,
Purchase Protection
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$0
St.George
Amplify Rewards Platinum
19.74% p.a.
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
$99
St.George
Amplify Rewards Signature
19.74% p.a.
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
$279
Kogan Money
Black Card
20.99% p.a.
0% p.a. for 12 months and then 21.74% p.a.
$0
Kogan Rewards Points
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
MoneyMe
Freestyle Virtual Mastercard
16.99% p.a.
No current offer
$209 $0 - $149 based on credit limit, $5/month for balances over $20.
American Express
Qantas Ultimate Card
20.74% p.a.
No current offer
$450
Qantas Frequent Flyer
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
David Jones
American Express Card
0% p.a. for 6 months then 20.74% p.a.
No current offer
$99
Qantas Frequent Flyer
American Express
Qantas Ultimate Card
Qantas Frequent Flyer
$450
55,000
1.25 points uncapped
NAB
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
110,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
American Express
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Westpac
Altitude Platinum
Altitude Rewards
$150 $49 in the first year
130,000
1 point uncapped
David Jones
American Express Platinum Card
Qantas Frequent Flyer
$295
35,000
0.5 points uncapped
American Express
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Kogan Money
Black Card
0% p.a. for 12 months and then 21.74% p.a.
20.99% p.a.
$0
Kogan Rewards Points
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
0% p.a. for 12 months then 11.99% p.a.
$45
St.George
Vertigo
0% p.a. for 30 months and then 21.49% p.a.
13.99% p.a.
$55 $0 in the first year
Westpac
Low Rate
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
13.74% p.a.
$59 $0 in the first year
St.George
Amplify Rewards Platinum
0% p.a. for 15 months and then 21.49% p.a. (1.00% balance transfer fee)
19.74% p.a.
$99
Rewards
HSBC
Platinum Credit Card
0% p.a. for 36 months and then 21.99% p.a.
19.99% p.a.
$129 $29 in the first year
Rewards Plus
NAB
Low Rate Card
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
12.99% p.a.
$59 $0 in the first year
American Express
Qantas Ultimate Card
No current offer
20.74% p.a.
$450
Qantas Frequent Flyer
Bendigo Bank
Low Rate Credit Card
0% p.a. for 12 months then 11.99% p.a.
0% p.a. for 12 months and then 11.99% p.a. (2.00% balance transfer fee)
$45
St.George
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year
Westpac
Low Rate
13.74% p.a.
0% p.a. for 28 months and then 21.49% p.a. (1.00% balance transfer fee)
$59 $0 in the first year
NAB
StraightUp Card
0% p.a.
No current offer
$120 $10/month - waived if no spend & no balance owing
Bank of Melbourne
Vertigo
13.99% p.a.
0% p.a. for 30 months and then 21.49% p.a.
$55 $0 in the first year
NAB
Low Rate Card
12.99% p.a.
0% p.a. for 32 months and then 21.74% p.a. (0% balance transfer fee)
$59 $0 in the first year
St.George
No Annual Fee
0% p.a. for 12 months then 20.74% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$0
BankSA
Vertigo
13.99% p.a.
6.99% p.a. for 12 months and then 21.49% p.a.
$55 $0 in the first year