Rainbow Vertigo Platinum card image

St.George Rainbow Platinum Vertigo

Advertiser disclosure
Purchase rate
0% p.a. for 15 months then 12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
$99 $49 in the first year
Interest free days on purchases
55

Mozo editorial review St.George Rainbow Platinum Vertigo - last updated: 12 April 2021

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What's hot
  • 0% p.a. purchase rate for 15 months (12.99% p.a. thereafter)
  • $49 annual fee in first year
What's not
  • 21.49% p.a. cash advance rate
Mozo snapshot

The Rainbow Platinum Vertigo card from St.George is seriously jam-packed with value. Whether you’re looking for an interest-free spending offer or a card with some additional perks and a relatively low annual fee, the Rainbow Vertigo Platinum is certainly worth a look.

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Key features

Let’s start with the basics: the purchase rate. The Rainbow Platinum Vertigo card has a standard purchase rate of 12.99% p.a., but new cardholders also have a special 0% p.a. purchase rate offer for 15 months (12.99% p.a. thereafter) which means they’ll be able to spend interest-free during that period. 

The card also comes with an introductory annual fee of $49 in the first year, but this will increase to $99 in later years. 

Interested in additional card perks? St.George gives Rainbow Platinum Vertigo cardholders complimentary travel insurance (trips up to 6 months), extended warranty (up to 12 months) and purchase protection (up to 4 months theft, loss or damage cover on select purchases). 

Speaking of travel, you’ll certainly be able to use the card overseas, but just keep in mind that there’s a 3% foreign exchange margin on overseas purchases.

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Who is it good for

The St.George Rainbow Platinum Vertigo could be a good option for a range of cardholders especially those looking for a generous limited-time 0% purchase rate offer. 

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Any catches

Like many cards, the Rainbow Platinum Vertigo does come with a high cash advance rate of 21.49% p.a., so cardholders will likely be better off using another method (like a debit card) to withdraw cash. 

Details

Rates and fees information correct as at 30 July 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

12.99% p.a.

0% p.a. for 15 months

6.99% p.a. for 12 months and then 21.49% p.a.

yes

21.49% p.a.

55

Fees

$99.00

$49 in the first year

none

none

$15.00

2%, Min $2.50

3.00%

$0.00

$10.50

$0.00

Features

$10.00

2.0

3

none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Overall
6.8/10
Price
6.2/10
Features
5.3/10
Customer service
6.9/10
Convenience
7.4/10
Trust
7.1/10

About St.George