Vertigo Platinum card image

St.George Vertigo Platinum

Advertiser disclosure
Purchase rate
12.99% p.a.
Balance transfer rate
6.99% p.a. for 12 months and then 21.49% p.a.
Annual fees
Interest free days on purchases
Go to site

Mozo editorial review St.George Vertigo Platinum

Last updated: 12 April 2021.

binocular icon
What's hot
  • $300 cashback offer (apply by 30 June 2021)
  • Low 12.99% p.a. purchase rate
  • 2020 Mozo Experts Choice Award winner
What's not
  • 21.49% cash advance rate
Mozo snapshot

The St. George Vertigo Platinum credit card is a great value platinum card which offers a super low ongoing purchase rate of just 12.99% p.a. Need more convincing? Well the Vertigo Platinum was a 2020 Mozo Experts Choice Credit Card Award winner, taking out an award in the best Low Rate Platinum Credit Card category.

key icon
Key features

In the premium credit card category, the St. George Vertigo Platinum ranks as a great card for everyday spending. It has a low ongoing purchase rate of 12.99% p.a. and a generous 55 interest free days.

If you apply for this card, you’ll be able to receive $300 cashback, available if you spend $900 on eligible purchases within 90 days of being approved for the card (apply by 30 June 2021).

With the Vertigo Platinum you can make purchases wherever Visa is accepted around the world, plus you’ll be protected against fraudulent activity thanks to Visa’s zero liability policy. Just be mindful there is a 3.00% foreign exchange fee for overseas purchases and when you shop online from international stores.

While it has a $99 annual fee after the first year, you can more than make up for this with a great range of complimentary features, including overseas travel insurance cover, extended warranty on purchases and VISA Platinum Concierge Service as well as price guarantee cover. 

There are a few other fees to be aware of, including the $15 late fee if you don’t pay your bill on time and a $15 card replacement fee (courier costs may apply). 

Who is it good for

The St George Vertigo Platinum card could be great for anyone looking tap into some interest-free spending and enjoy a low annual fee. Plus, its low ongoing purchase rate of 12.99% p.a. means it’s still a good option as your everyday credit card.

question icon
Any catches

Steer clear of ATMs with this one, because like most credit cards, cash withdrawals will immediately be charged interest at the 21.49% p.a. cash advance rate.


Rates and fees information correct as at 22 June 2021 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
  • 12.99% p.a.

  • none

  • 6.99% p.a. for 12 months and then 21.49% p.a.

  • yes

  • 21.49% p.a.

  • 55

  • $99.00

  • none

  • none

  • none

  • $15.00

  • 2%, Min $2.50

  • 3.00%

  • $0.00

  • $10.50

  • $0.00

  • $10.00

  • 2.0

  • 3

  • none

Payment options

Apple Pay, Google Pay, PayID, Samsung Pay

Rewards privileges

Travel Insurance,
Extended Warranty,
Purchase Protection

Other benefits

Receive $300 cashback when you spend $900 on eligible purchases within 90 days. For new applications made by 30 June 2021.

Customer Reviews

How are St.George credit cards rated by the Mozo community?

Customer service

Latest reviews of St.George Vertigo Platinum

Thumbnail icon for St.George

About St.George

St.George is Australia's fifth largest bank and has merged with Westpac to create a banking mega force. St.George offers a wide range of products aimed at business and corporate customers. St.George still have a customer focused team who tailor products to suit its customers needs. So if you want a bank that's good with people and good with money too, check out the St George range of credit cards, bank accounts, savings accounts, home loans and personal loans.

See St.George credit cards